Bajaj General Individual Travel Insurance (Formerly Known as Bajaj Allianz Individual Travel Insurance)

Why Bajaj General Individual Travel Insurance?

Trusted by over 11 crore Indians, Bajaj General Insurance Limited (Formerly known as Bajaj Allianz General Insurance Company Ltd) offers round-the-clock assistance and coverage at a nominal price. The insurer is a household name with its innovative solutions and competitive pricing. This Bajaj General individual travel insurance plan has been created to specifically cater to those who are travelling abroad. It offers coverage for any medical emergencies at an affordable price. The policy can be issued no more than 30 days in advance by any Indian citizen travelling abroad for less than 90 days.

Features & Benefits of Bajaj General Individual Travel Insurance

This Bajaj General individual travel insurance policy offers the following benefits to individuals traveling abroad:

• Medical Assistance: Covers hospitalization expenses due to any medical emergencies abroad.
• Baggage Cover: Help with delay or loss of baggage and related expenses
• Flight-related Assistance: Covers you against any trip cancellation and curtailment
• Cashless Hospitalisation: Offers cashless facility in case of hospitalization, subject to policy terms
• Quick Service: Faster settlement of claims
• “Glocal” Approach: The company offers Global knowledge with local expertise
• Variety of Plans for Everyone: Innovative plan variants matching individual needs
• 24X7 Assistance: Only insurance company with in-house international toll-free numbers and fax numbers

Things to Know About Bajaj General Individual Travel Insurance

Disclaimer: Policybazaar does not endorse, rate, or recommend any particular insurer or insurance product offered by an insurer.

These plans have been designed to meet the medical and other travel-related contingencies. The plans have been made as per different budgets and needs of people. The variants have flexible sum insured options and offer benefits like personal liability cover, trip delay cover, loss of passport cover, bounced hotel cover, and more. These are the types of plans that are available with varying benefits so as to fit with individuals’ needs. The following are the variants under the Bajaj General Individual Plan (Formerly Known as Bajaj Allianz)

• Bajaj General Individual Travel Companion Plan
  • Travel Care
  • Travel Secure
  • Travel Value
• Bajaj General Individual Travel Elite Plan
  • Silver
  • Gold
  • Platinum
• Bajaj General Individual Travel Prime Plan
  • Silver
  • Gold
  • Platinum
  • Super Platinum
  • Maximum

These plans have a varying sum insured and benefits. Make sure that you compare different Bajaj General individual travel insurance plans at Policybazaar.com before buying one. In case of any confusion, you can also write to Policybazaar Insurance Broker Private Limited at care@policybazaar.com.

Bajaj General Individual Travel Insurance Inclusions

Following are some of the coverage benefits that are offered by this Bajaj General travel insurance plan (Formerly known as Bajaj Allianz travel insurance):

• Medical Expenses and Evacuation Cover: The policy will provide for any costs incurred due to medical treatments or injuries. It will also help with the insured's evacuation if needed.
• Passport Loss: The insurer will provide for the cost of issuing a duplicate passport if it is lost or stolen.
• Baggage Loss: Insured will get compensation for complete, permanent, or partial loss of their baggage
• Hijack Cover: The insurer will pay as per the policy if the insured is detained due to the hijacking of their aircraft.
• Home Burglary Insurance: In case of any damage or loss to the insured's house back in India caused due to a burglary or theft.
• Difference In Airfare Due to Early/Delayed Returns: The insurer will cover for any loss that the insured may incur because of a canceled or delayed flight.
• Personal Accident: Insurer will provide cover for disablement or death due to any accident or bodily injury.

Bajaj General Individual Travel Insurance Exclusions

There are some circumstances under which the insurer will not cover you. A few of these instances have been mentioned below:

• The insurer will not pay for any medical expenses incurred before or after the inception of the policy.
• No claim for medical expenses will be entertained if the insured is traveling:
  • Against the doctor's advice
  • To get medical treatment abroad
  • Has received a terminal prognosis for any medical condition
• Claims arising out of suicide, self-harm, attempt to suicide
• Claims due to injuries, death, loss expenses, etc due to HIV and other venereal diseases
• Damages caused due to participation in winter sports, caving, mountaineering, and other potentially dangerous sports
• Claims caused by participation in rallies etc.
• Losses due to accidents while driving motorized vehicles (unless they have an international driving license)
• Any damages because of a manual or hazardous occupation or needless exposure to perils
• Claims that arise from having taken part in dangerous activities, criminal and other illegal activities

Bajaj General Individual Travel Insurance Eligibility Criteria

This plan can be bought by any Indian citizen who has a valid Indian passport. Adults aged between 18 to 60 years can avail of this policy if going abroad for a solo trip. For senior citizens, corporates there are different plans based on their needs.