Kotak Mahindra Health Insurance for family is a comprehensive health plan designed to cover the medical expenses of a family. It is a family health insurance plan offered by Kotak Mahindra General Insurance Company Limited that offers medical coverage to all the insured members of a family on a floater sum insured basis.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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Take a look at the key benefits of buying Kotak Mahindra Health Insurance for family:
The following table represents the various Kotak Mahindra Health Insurance plans for families available in India:
Plan Name |
Sum Insured (Rs) |
Pre-existing Diseases Waiting Period |
|
Kotak Health Care Plan |
Excel – 3 lakh, 4 lakh |
4 years |
View Plan |
Kotak Health Premier Plan |
Advantage – 3 lakh to 10 lakh |
3 years/ 4 years |
View Plan |
The following eligibility criteria need to be fulfilled to buy a Kotak Mahindra Health Insurance plan for a family:
Categories |
Eligibility Criteria |
|
Adult |
Child |
|
Minimum Entry Age |
18 years |
91 days |
Maximum Entry Age |
65 years |
25 years |
No of Family Members Covered |
Self, spouse, dependent children and dependent parents |
|
Renewability |
Lifetime |
Bajaj Allianz Health Insurance Plans for Family
Bharti AXA Health Insurance for Family
Care Health Insurance for Family
Cholamandalam Health Insurance for Family
Digit Health Insurance for Family
Edelweiss Health Insurance for family
Future Generali Health Insurance for Family
IFFCO Tokio Health Insurance for Family
The following coverage is available under Kotak Mahindra Health Insurance for family:
The coverage and optional covers may vary from one Kotak Mahindra Health Insurance plan for a family to another.
Kotak Mahindra Health Insurance for family does not provide coverage for the following:
Check the complete list of exclusions by referring to the Kotak Mahindra Health Insurance for family.
Ans: Yes. Kotak Mahindra Health Insurance plans for families come with the following waiting periods:
Ans: Yes, a co-payment of up to 20% applies to the Kotak Mahindra Health Premier plan.
Ans: No. You need to opt for maternity benefit, newborn baby cover and vaccination expenses together under the Kotak Mahindra Health Premier plan. You cannot opt for either of these covers separately.