*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
Who would you like to insure?
Kotak Mahindra Health Insurance for family is a comprehensive health plan designed to cover the medical expenses of a family. It is a family health insurance plan offered by Kotak Mahindra General Insurance Company Limited that offers medical coverage to all the insured members of a family on a floater sum insured basis.
Take a look at the key benefits of buying Kotak Mahindra Health Insurance for family:
The following table represents the various Kotak Mahindra Health Insurance plans for families available in India:
Plan Name |
Sum Insured (Rs) |
Pre-existing Diseases Waiting Period |
|
Kotak Health Care Plan |
Excel – 3 lakh, 4 lakh |
4 years |
View Plan |
Kotak Health Premier Plan |
Advantage – 3 lakh to 10 lakh |
3 years/ 4 years |
View Plan |
The following eligibility criteria need to be fulfilled to buy a Kotak Mahindra Health Insurance plan for a family:
Categories |
Eligibility Criteria |
|
Adult |
Child |
|
Minimum Entry Age |
18 years |
91 days |
Maximum Entry Age |
65 years |
25 years |
No of Family Members Covered |
Self, spouse, dependent children and dependent parents |
|
Renewability |
Lifetime |
The following coverage is available under Kotak Mahindra Health Insurance for family:
The coverage and optional covers may vary from one Kotak Mahindra Health Insurance plan for a family to another.
Kotak Mahindra Health Insurance for family does not provide coverage for the following:
Check the complete list of exclusions by referring to the Kotak Mahindra Health Insurance for family.
Ans: Yes. Kotak Mahindra Health Insurance plans for families come with the following waiting periods:
Ans: Yes, a co-payment of up to 20% applies to the Kotak Mahindra Health Premier plan.
Ans: No. You need to opt for maternity benefit, newborn baby cover and vaccination expenses together under the Kotak Mahindra Health Premier plan. You cannot opt for either of these covers separately.