National Health Insurance for family is a customized health insurance plan that covers the entire family on a floater sum insured basis. This family health insurance plan by National Insurance Company Limited provides coverage to all the members of a family against unforeseen medical emergencies.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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Some plans are available only after a certain time
National Health Insurance for family comes with the following key benefits:
The following table showcases the National Health Insurance plans for families available in the market:
Plan Name |
Sum Insured (Rs) |
Pre-existing Diseases Waiting Period |
|
National Parivar Mediclaim Policy |
1 lakh to 10 lakh |
48 months |
View Plan |
National Parivar Mediclaim Plus Policy |
Plan A - 6 lakh to 10 lakh |
36 months |
View Plan |
Take a look at the eligibility criteria that need to be fulfilled to buy a National Health Insurance plan for a family:
Categories |
Eligibility Criteria |
|
Adult |
Child |
|
Minimum Entry Age |
18 years |
3 months |
Maximum Entry Age |
65 years |
18 years |
No of Family Members Covered |
Self, spouse, dependent children, parents and parents-in-law |
|
Renewability |
Lifelong |
Bajaj Allianz Health Insurance Plans for Family
Bharti AXA Health Insurance for Family
Care Health Insurance for Family
Cholamandalam Health Insurance for Family
Digit Health Insurance for Family
Edelweiss Health Insurance for family
Future Generali Health Insurance for Family
IFFCO Tokio Health Insurance for Family
National Health Insurance for family comes with the following inclusions:
The coverage and optional covers differ between the two National Health Insurance plans for families.
The following coverage is excluded under National Health Insurance for family:
Check the full list of exclusions by going through the National Health Insurance plans for families.
Ans: Yes, the following waiting periods apply to National Health Insurance for family:
Ans: Yes. National Parivar Mediclaim policy provides coverage for the treatment of HIV AIDS.
Ans: Yes. Sub-limits on various covers apply under National Health Insurance plans for a family.