Liberty Health Insurance for Family

Key Benefits of Liberty Health Insurance for Family

Liberty Health Insurance for family comes with the following key benefits:

• High sum insured options ranging from Rs 2 lakh to Rs 1 crore
• No capping on hospital room rent
• Free health check-up facilities available
• No pre-policy medical check-up for people up to 55 years
• Cashless hospitalization services at over 5000 network hospitals
• Restoration of the sum insured in case of exhaustion up to 100%
• Cumulative bonus up to 100% available after every claim-free year
• 15-day policy extension if travelling abroad
• Avail tax benefits under Section 80D of the IT Act, 1961
• 5% multi-year policy discount on opting for a 2-year term

Liberty Health Insurance Plans for Family

Take a look at the various Liberty Health Insurance plans for families available in the market:

Eligibility Criteria for Liberty Health Insurance for Family

Check out the eligibility criteria to buy a Liberty Health Insurance plan for a family below:

Inclusions of Liberty Health Insurance for Family

Liberty Health Insurance for family provides the following coverage:

• In-patient Treatment
• Day Care Procedures
• Pre-hospitalization Medical Expenses
• Post-hospitalization Medical Expenses
• Emergency Local Road Ambulance Charges
• Hospital Daily Cash Allowance (under Secure Health Connect Complete & Health Prime Connect plans)
• Domiciliary Hospitalization Treatment (excluded in Secure Health Connect Complete plan)
• Organ Donor Expenses (excluded in Health Connect plan)
• Second Opinion (excluded in Health Connect plan)
• Nursing Benefit (excluded in Health Connect plan)
• AYUSH Treatment (under Health Prime Connect plan)
• Maternity & Child Care (under Health Prime Connect plan)
• Obesity Treatment Cover (under Health Prime Connect plan)
• Infertility Treatment (under Health Prime Connect plan)

Optional Covers:

• Enhanced Cumulative Bonus (excluded in Health Connect plan)
• Critical Illness & Personal Accident Cover (under Health Prime Connect plan)
• OPD Cover (under Health Prime Connect plan)
• Worldwide Coverage (under Health Prime Connect plan)
• Waiver of Medical Expenses Sub-limits (excluded in Secure Health Connect Complete plan)

The coverage level may vary from one Liberty Health Insurance plan for family to another.

Exclusions of Liberty Health Insurance for Family

Here are the various exclusions under Liberty Health Insurance for family:

• Self-inflicted injury treatment
• Sexually transmitted diseases
• Treatment for abuse of alcohol or drugs
• HIV AIDS
• Cosmetic surgery
• Mental illnesses

Get the complete list of exclusions by referring to the brochure of Liberty Health Insurance plans for a family.

FAQs