Cholamandalam Health Insurance for Family

Cholamandalam Health Insurance for family offers medical insurance coverage to the entire family under a single policy. This family health insurance plan designed by Cholamandalam MS General Insurance Company Limited covers the health needs of each member of the family, right from adults to children.

Read More

Cholamandalam Health Insurance for Family

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on ‘View Plans’ you, agreed to our Privacy Policy and Terms of use
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you have an existing illness or medical history?

    This helps us find plans that cover your condition and avoid claim rejection

    Get updates on WhatsApp

    What is your existing illness?

    Select all that apply

    When did you recover from Covid-19?

    Some plans are available only after a certain time

    Key Benefits of Cholamandalam Health Insurance for Family

    Cholamandalam Health Insurance for family comes with the following key benefits:

    • Wide range of sum insured starting from Rs 50,000 to Rs 25 lakh
    • No pre-policy health check-up for up to a certain age
    • Cashless treatment can be availed at more than 9500 empanelled hospitals
    • Tax benefits under Sec 80D of the Income Tax Act, 1961 available on paid premium
    • Free health check-up facilities available after every 2 consecutive claim-free years
    • 100% restoration of the sum insured in case of exhaustion
    • Cumulative bonus provided for every claim-free year
    • 6% & 12% long term policy discount on buying a 2-year or 3-year policy term respectively

    Cholamandalam Health Insurance Plans for Family

    The following table shows the Cholamandalam Health Insurance plans available for families:

    Plan Name

    Sum Insured (Rs)

    Pre-existing Diseases Waiting Period

    Chola Healthline Insurance Plan

    Value – 2 lakh to 10 lakh
    Freedom – 3 lakh to 15 lakh
    Enrich – 3 lakh to 25 lakh
    Privilege – 5 lakh to 25 lakh

    48 months

    View Plan

    Chola MS Family Healthline Insurance Plan

    Standard – 2 lakh to 5 lakh
    Superior – 4 lakh to 10 lakh
    Advanced – 6 lakh to 15 lakh

    48 months

    View Plan

    Chola MS Flexi Health Insurance Plan

    50,000 to 25 lakh

    36 months

    View Plan

    Chola Tax Plus Healthline Insurance Plan

    1 lakh to 5 lakh

    48 months

    View Plan

    Eligibility Criteria for Cholamandalam Health Insurance for Family

    Check out the eligibility criteria to buy a Cholamandalam Health Insurance plan for a family:


    Eligibility Criteria



    Minimum Entry Age

    18 years

    90 days

    Maximum Entry Age

    65 years

    26 years

    No of Family Members Covered

    Self, spouse and dependent children



    Inclusions of Cholamandalam Health Insurance for Family

    Cholamandalam Health Insurance for family comes with the following inclusions:

    • In-patient Hospitalization
    • Pre-hospitalization Medical Expenses
    • Post-hospitalization Medical Expenses
    • Domiciliary Hospitalization Expenses
    • AYUSH Treatment
    • Organ Donor Expenses
    • Ambulance Charges
    • Day Care Procedures (excluded under Healthline Freedom plan)
    • Maternity Expenses (available under Healthline Privilege plan, Family Healthline Superior and Advanced plans)
    • Child Hospitalization Allowance (available under Healthline Enrich plan, Family Healthline Superior and Advanced plans)
    • Double sum insured for Critical Illness & Accidents (available under Healthline Enrich and Privilege plans)
    • New Born Baby Hospitalization Expenses (available under Healthline Privilege plan and Flexi Health plan)

    Optional Cover:

    • Recharge Benefit
    • Daily Care Benefit
    • Medical Second Opinion
    • Additional Sum Insured for Road Traffic Accident

    The coverage and optional covers may vary from one Cholamandalam Health Insurance plan for family to another.

    Exclusions of Cholamandalam Health Insurance for Family

    Take a look at the exclusions under Cholamandalam Health Insurance for family:

    • External congenital diseases
    • Infertility treatments
    • Sexually transmitted diseases
    • Unproven treatment
    • Intentional self-injury
    • Treatment for alcoholism or drug abuse

    Get the complete list of exclusions by referring to the policy wordings.


    Health insurance articles

    Recent Articles
    Popular Articles
    Monkeypox: Dos and Don’ts of the Disease That You Should Know

    15 Sep 2022

    Monkeypox has slowly and steadily spread to more than 85 countries...
    Read more
    Why is It Important to Disclose Pre-existing Diseases to Your Insurer?

    06 Sep 2022

    As we grow old, the chances of developing a disease or a medical...
    Read more
    Benefits of Multi-Year Health Insurance Plans

    25 Aug 2022

    Ever since COVID-19 entered our lives, health insurance has come...
    Read more
    Does Health Insurance Cover Monkeypox?

    25 Jul 2022

    Monkeypox is the latest disease to make its way to India while we...
    Read more
    List of Diseases Covered by Bajaj Allianz Health Insurance Plans

    05 Jul 2022

    Barely any person has remained unaffected due to rising health...
    Read more
    PMJAY Scheme: Ayushman Bharat Yojana Eligibility & Registration Online
    Prime Minister Shri Narendra Modi announced the launch of (PMJAY) Ayushman Bharat Yojana in his Independence...
    Read more
    Best Health Insurance Plans in India 2022
    Finding the best health insurance plan from so many different health insurance companies can get confusing for many...
    Read more
    How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
    Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal...
    Read more
    Best Maternity Insurance Plans
    Maternity insurance offers comprehensive coverage for medical expenses incurred during pregnancy, including the cost...
    Read more
    Best Health Insurance Plans for Senior Citizens in 2022
    Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance...
    Read more

    Download the Policybazaar app
    to manage all your insurance needs.