Cholamandalam Health Insurance for Family

Cholamandalam Health Insurance for family offers medical insurance coverage to the entire family under a single policy. This family health insurance plan designed by Cholamandalam MS General Insurance Company Limited covers the health needs of each member of the family, right from adults to children.

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Cholamandalam Health Insurance for Family

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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    Key Benefits of Cholamandalam Health Insurance for Family

    Cholamandalam Health Insurance for family comes with the following key benefits:

    • Wide range of sum insured starting from Rs 50,000 to Rs 25 lakh
    • No pre-policy health check-up for up to a certain age
    • Cashless treatment can be availed at more than 9500 empanelled hospitals
    • Tax benefits under Sec 80D of the Income Tax Act, 1961 available on paid premium
    • Free health check-up facilities available after every 2 consecutive claim-free years
    • 100% restoration of the sum insured in case of exhaustion
    • Cumulative bonus provided for every claim-free year
    • 6% & 12% long term policy discount on buying a 2-year or 3-year policy term respectively

    Cholamandalam Health Insurance Plans for Family

    The following table shows the Cholamandalam Health Insurance plans available for families:

    Plan Name

    Sum Insured (Rs)

    Pre-existing Diseases Waiting Period

    Chola Healthline Insurance Plan

    Value – 2 lakh to 10 lakh
    Freedom – 3 lakh to 15 lakh
    Enrich – 3 lakh to 25 lakh
    Privilege – 5 lakh to 25 lakh

    48 months

    View Plan

    Chola MS Family Healthline Insurance Plan

    Standard – 2 lakh to 5 lakh
    Superior – 4 lakh to 10 lakh
    Advanced – 6 lakh to 15 lakh

    48 months

    View Plan

    Chola MS Flexi Health Insurance Plan

    50,000 to 25 lakh

    36 months

    View Plan

    Chola Tax Plus Healthline Insurance Plan

    1 lakh to 5 lakh

    48 months

    View Plan

    Eligibility Criteria for Cholamandalam Health Insurance for Family

    Check out the eligibility criteria to buy a Cholamandalam Health Insurance plan for a family:

    Categories

    Eligibility Criteria

    Adult

    Child

    Minimum Entry Age

    18 years

    90 days

    Maximum Entry Age

    65 years

    26 years

    No of Family Members Covered

    Self, spouse and dependent children

    Renewability

    Lifetime

    Inclusions of Cholamandalam Health Insurance for Family

    Cholamandalam Health Insurance for family comes with the following inclusions:

    • In-patient Hospitalization
    • Pre-hospitalization Medical Expenses
    • Post-hospitalization Medical Expenses
    • Domiciliary Hospitalization Expenses
    • AYUSH Treatment
    • Organ Donor Expenses
    • Ambulance Charges
    • Day Care Procedures (excluded under Healthline Freedom plan)
    • Maternity Expenses (available under Healthline Privilege plan, Family Healthline Superior and Advanced plans)
    • Child Hospitalization Allowance (available under Healthline Enrich plan, Family Healthline Superior and Advanced plans)
    • Double sum insured for Critical Illness & Accidents (available under Healthline Enrich and Privilege plans)
    • New Born Baby Hospitalization Expenses (available under Healthline Privilege plan and Flexi Health plan)

    Optional Cover:

    • Recharge Benefit
    • Daily Care Benefit
    • Medical Second Opinion
    • Additional Sum Insured for Road Traffic Accident

    The coverage and optional covers may vary from one Cholamandalam Health Insurance plan for family to another.

    Exclusions of Cholamandalam Health Insurance for Family

    Take a look at the exclusions under Cholamandalam Health Insurance for family:

    • External congenital diseases
    • Infertility treatments
    • Sexually transmitted diseases
    • Unproven treatment
    • Intentional self-injury
    • Treatment for alcoholism or drug abuse

    Get the complete list of exclusions by referring to the policy wordings.

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