Cholamandalam Health Insurance for Family

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      Cholamandalam Health Insurance for Family

      Cholamandalam Health Insurance for family offers medical insurance coverage to the entire family under a single policy. This family health insurance plan designed by Cholamandalam MS General Insurance Company Limited covers the health needs of each member of the family, right from adults to children.

      Read More

      Key Benefits of Cholamandalam Health Insurance for Family

      Cholamandalam Health Insurance for family comes with the following key benefits:

      • Wide range of sum insured starting from Rs 50,000 to Rs 25 lakh
      • No pre-policy health check-up for up to a certain age
      • Cashless treatment can be availed at more than 9500 empanelled hospitals
      • Tax benefits under Sec 80D of the Income Tax Act, 1961 available on paid premium
      • Free health check-up facilities available after every 2 consecutive claim-free years
      • 100% restoration of the sum insured in case of exhaustion
      • Cumulative bonus provided for every claim-free year
      • 6% & 12% long term policy discount on buying a 2-year or 3-year policy term respectively

      Cholamandalam Health Insurance Plans for Family

      The following table shows the Cholamandalam Health Insurance plans available for families:

      Plan Name

      Sum Insured (Rs)

      Pre-existing Diseases Waiting Period

      Chola Healthline Insurance Plan

      Value – 2 lakh to 10 lakh
      Freedom – 3 lakh to 15 lakh
      Enrich – 3 lakh to 25 lakh
      Privilege – 5 lakh to 25 lakh

      48 months

      View Plan

      Chola MS Family Healthline Insurance Plan

      Standard – 2 lakh to 5 lakh
      Superior – 4 lakh to 10 lakh
      Advanced – 6 lakh to 15 lakh

      48 months

      View Plan

      Chola MS Flexi Health Insurance Plan

      50,000 to 25 lakh

      36 months

      View Plan

      Chola Tax Plus Healthline Insurance Plan

      1 lakh to 5 lakh

      48 months

      View Plan

      Eligibility Criteria for Cholamandalam Health Insurance for Family

      Check out the eligibility criteria to buy a Cholamandalam Health Insurance plan for a family:


      Eligibility Criteria



      Minimum Entry Age

      18 years

      90 days

      Maximum Entry Age

      65 years

      26 years

      No of Family Members Covered

      Self, spouse and dependent children



      Inclusions of Cholamandalam Health Insurance for Family

      Cholamandalam Health Insurance for family comes with the following inclusions:

      • In-patient Hospitalization
      • Pre-hospitalization Medical Expenses
      • Post-hospitalization Medical Expenses
      • Domiciliary Hospitalization Expenses
      • AYUSH Treatment
      • Organ Donor Expenses
      • Ambulance Charges
      • Day Care Procedures (excluded under Healthline Freedom plan)
      • Maternity Expenses (available under Healthline Privilege plan, Family Healthline Superior and Advanced plans)
      • Child Hospitalization Allowance (available under Healthline Enrich plan, Family Healthline Superior and Advanced plans)
      • Double sum insured for Critical Illness & Accidents (available under Healthline Enrich and Privilege plans)
      • New Born Baby Hospitalization Expenses (available under Healthline Privilege plan and Flexi Health plan)

      Optional Cover:

      • Recharge Benefit
      • Daily Care Benefit
      • Medical Second Opinion
      • Additional Sum Insured for Road Traffic Accident

      The coverage and optional covers may vary from one Cholamandalam Health Insurance plan for family to another.

      Exclusions of Cholamandalam Health Insurance for Family

      Take a look at the exclusions under Cholamandalam Health Insurance for family:

      • External congenital diseases
      • Infertility treatments
      • Sexually transmitted diseases
      • Unproven treatment
      • Intentional self-injury
      • Treatment for alcoholism or drug abuse

      Get the complete list of exclusions by referring to the policy wordings.


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      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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