Cholamandalam Health Insurance for Family

(34 Reviews)
Insurer Highlights

People trust Policybazaar^
7.7 crore
Registered consumers
53
Insurance partners
4.2 crore
Policies sold
Policybazaar is one of India's leading digital insurance platform
0%
Find affordable plans from Cholamandalam

Select members you want to insure

  • More Members
  • Back
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Maximum child sum can be 4
    This will help us calculate the premium & discounts for your family
    Previous step
    Continue
    This will help us to find the network of Cashless Hospitals in your city

      Popular Cities

      Previous step
      Continue
      Get to plans directly next time you visit us
      Please provide your active international number
      Previous step
      Continue
      We will find you the plans that cover your condition.

      Do any member(s) have any existing illnesses for which they take regular medication?

      Get updates on WhatsApp

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium
      Advantages of entering an International Number
      Prompt connectivity
      Find the right plan in under 20 minutes
      Get best discounts
      Ensure smooth issuance

      Cholamandalam Health Insurance for Family

      Cholamandalam Health Insurance for family offers medical insurance coverage to the entire family under a single policy. This family health insurance plan designed by Cholamandalam MS General Insurance Company Limited covers the health needs of each member of the family, right from adults to children. Moreover, health insurance plans for family come with the restoration benefit that recharges the sum insured by 100% in case of partial or full exhaustion before renewal.

      Read More

      Key Benefits of Cholamandalam Health Insurance for Family

      Cholamandalam Health Insurance for family comes with the following key benefits:

      • Wide range of sum insured starting from Rs 50,000 to Rs 25 lakh
      • No pre-policy health check-up for up to a certain age
      • Cashless treatment can be availed at more than 9500 empanelled hospitals
      • Tax benefits under Sec 80D of the Income Tax Act, 1961 available on paid premium
      • Free health check-up facilities available after every 2 consecutive claim-free years
      • 100% restoration of the sum insured in case of exhaustion
      • Cumulative bonus provided for every claim-free year
      • 6% & 12% long term policy discount on buying a 2-year or 3-year policy term respectively

      Cholamandalam Health Insurance Plans for Family

      The following table shows the Cholamandalam Health Insurance plans available for families:

      Plan Name

      Sum Insured (Rs)

      Pre-existing Diseases Waiting Period

      Chola Healthline Insurance Plan

      Value – 2 lakh to 10 lakh
      Freedom – 3 lakh to 15 lakh
      Enrich – 3 lakh to 25 lakh
      Privilege – 5 lakh to 25 lakh

      48 months

      View Plan

      Chola MS Family Healthline Insurance Plan

      Standard – 2 lakh to 5 lakh
      Superior – 4 lakh to 10 lakh
      Advanced – 6 lakh to 15 lakh

      48 months

      View Plan

      Chola MS Flexi Health Insurance Plan

      50,000 to 25 lakh

      36 months

      View Plan

      Chola Tax Plus Healthline Insurance Plan

      1 lakh to 5 lakh

      48 months

      View Plan

      Eligibility Criteria for Cholamandalam Health Insurance for Family

      Check out the eligibility criteria to buy a Cholamandalam Health Insurance plan for a family:

      Categories

      Eligibility Criteria

      Adult

      Child

      Minimum Entry Age

      18 years

      90 days

      Maximum Entry Age

      65 years

      26 years

      No of Family Members Covered

      Self, spouse and dependent children

      Renewability

      Lifetime

      Inclusions of Cholamandalam Health Insurance for Family

      Cholamandalam Health Insurance for family comes with the following inclusions:

      • In-patient Hospitalization
      • Pre-hospitalization Medical Expenses
      • Post-hospitalization Medical Expenses
      • Domiciliary Hospitalization Expenses
      • AYUSH Treatment
      • Organ Donor Expenses
      • Ambulance Charges
      • Day Care Procedures (excluded under Healthline Freedom plan)
      • Maternity Expenses (available under Healthline Privilege plan, Family Healthline Superior and Advanced plans)
      • Child Hospitalization Allowance (available under Healthline Enrich plan, Family Healthline Superior and Advanced plans)
      • Double sum insured for Critical Illness & Accidents (available under Healthline Enrich and Privilege plans)
      • New Born Baby Hospitalization Expenses (available under Healthline Privilege plan and Flexi Health plan)

      Optional Cover:

      • Recharge Benefit
      • Daily Care Benefit
      • Medical Second Opinion
      • Additional Sum Insured for Road Traffic Accident

      The coverage and optional covers may vary from one Cholamandalam Health Insurance plan for family to another.

      Exclusions of Cholamandalam Health Insurance for Family

      Take a look at the exclusions under Cholamandalam Health Insurance for family:

      • External congenital diseases
      • Infertility treatments
      • Sexually transmitted diseases
      • Unproven treatment
      • Intentional self-injury
      • Treatment for alcoholism or drug abuse

      Get the complete list of exclusions by referring to the policy wordings.

      FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
      book-home-visit
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Health insurance Articles

      • Recent Article
      • Popular Articles
      26 Sep 2024

      Can You Get Maternity Insurance If Already...

      Pregnancy is one of the most beautiful phases of a woman’s life

      Read more
      12 Aug 2024

      Moratorium Period in Health Insurance

      Getting a health insurance claim accepted for pre-existing

      Read more
      30 Jul 2024

      Is Dengue Covered by SBI Health Insurance?

      Dengue, a common vector-borne disease, causes high fever, severe

      Read more
      30 Jul 2024

      Is Dengue Covered by Reliance Health Insurance?

      Dengue fever can negatively impact you physically and financially

      Read more
      29 Jul 2024

      Modern Treatments in Health Insurance

      Modern treatments have transformed the healthcare industry with

      Read more

      10 New IRDAI Health Insurance Guidelines in 2024

      Health insurance penetration in India is far lower than it should be. A significant chunk of the Indian population

      Read more

      How to Apply for Ayushman Bharat Pradhan Mantri...

      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal

      Read more

      Zero Waiting Period in Health Insurance Plans

      Every medical insurance plan comes with a few terms & conditions, and the waiting period is one of them. A

      Read more

      Best Health Insurance Plans for Senior Citizens

      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance

      Read more

      10 Major Benefits of Ayushman Bharat Yojana

      Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi

      Read more

      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

      © Copyright 2008-2024 policybazaar.com. All Rights Reserved.

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL