Aditya Birla Health Insurance Plans for Family

Aditya Birla Health Insurance for family is a family health insurance plan that provides comprehensive coverage to the entire family on a floater basis. It is customized to cover the health needs of the entire family while encouraging the insured to lead a healthy way of life.

Key Benefits of Aditya Birla Health Insurance for Family

Aditya Birla Health Insurance for family comes with the following benefits:

Multiple plans offer a sum insured ranging from Rs 50,000 to Rs 2 crore
COVID-19 hospitalization expenses covered
Reload of the sum insured available in case of exhaustion
Cumulative bonus available for each claim-free year
Cashless hospitalization available at over 8700 network hospitals
Annual health check-up program available
Several value-added benefits are also available
5% and 10% long-term discount on a 2-year and 3-year policy tenure respectively
5% loyalty discount on buying another Aditya Birla Health Insurance policy in the same year
Tax benefits available on paid premium under Section 80D of the IT Act

Aditya Birla Health Insurance Plans for Family

Aditya Birla Health Insurance Company Limited offers the following health plans for families:

Plan Name	Sum Insured (Rs)	Pre-existing Diseases Waiting Period
Aditya Birla Activ Health Platinum Plan	Essential - 50,000 to 1 crore Enhanced – 2 lakh to 2 crore Premier – 10 lakh to 2 crore	3 years	View Plan
Aditya Birla Activ Assure Diamond Plan	2 lakh to 2 crore	4 years	View Plan

Eligibility Criteria for Aditya Birla Health Insurance for Family

The following table represents the eligibility criteria for Aditya Birla Health Insurance plans for a family:

Categories	Eligibility Criteria
Categories	Adult	Child
Minimum Entry Age	18 years	3 months
Maximum Entry Age	No upper age limit 65 years (under the Activ Health Premier plan only)	25 years
No of Family Members Covered	Self, spouse, dependent children
Renewability	Lifelong

Inclusions of Aditya Birla Health Insurance for Family

Aditya Birla Health Insurance for family comes with the following coverage:

In-patient Hospitalization Expenses
Pre-hospitalization Expenses
Post-hospitalization Expenses
Day Care Treatments
Domiciliary Hospitalization
Road Ambulance Cover
Organ Donor Expenses
AYUSH Cover
Second E-opinion on Major/Critical Illnesses
Emergency Assistance Services (including Air Ambulance)
Modern Treatment Methods and Advancement in Technologies

Optional Cover:

PPN Discount

Please note that the coverage may vary from one Aditya Birla Health Insurance plan to another.

Exclusions of Aditya Birla Health Insurance for Family

The following exclusions are excluded by Aditya Birla Health Insurance for family:

Intentional self-injury
Sterility and infertility treatment
Injury due to breach of law
Illness or injury due to abuse of intoxicants like alcohol or drugs
Venereal diseases
External congenital anomalies
Cosmetic or plastic surgery

FAQs

Q1. What are the waiting periods under Aditya Birla Health Insurance for family?
Ans: Following are the waiting periods under Aditya Birla Health Insurance plans for a family:
- Initial Waiting Period – 30 days
- Specific Diseases Waiting Period – 24/ 48 months
- Pre-existing Diseases Waiting Period – 36/ 48 months
- Initial Waiting Period for COVID-19 Treatment – 15 days
- Chronic Management Program Waiting Period – 24 months
Q2. Does Aditya Birla Health Insurance for family comes with any capping on room rent?

Ans: The Activ Assure Diamond plan by Aditya Birla Health Insurance Company provides no capping on hospital room rent in case the sum insured is Rs 7 lakh and above.
Q3. Where can I check the premium of Aditya Birla Health Insurance for family?

Ans: You can either visit the website of Aditya Birla Health Insurance Company or use a health insurance premium calculator on Policybazaar.com to check the premium for health insurance plans for a family.