Aditya Birla Health Insurance Plans for Family

Aditya Birla Health Insurance for family is a family health insurance plan that provides comprehensive coverage to the entire family on a floater basis. It is customized to cover the health needs of the entire family while encouraging the insured to lead a healthy way of life.

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Aditya Birla Health Insurance Plans for Family

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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    Key Benefits of Aditya Birla Health Insurance for Family

    Aditya Birla Health Insurance for family comes with the following benefits:

    • Multiple plans offer a sum insured ranging from Rs 50,000 to Rs 2 crore
    • COVID-19 hospitalization expenses covered
    • Reload of the sum insured available in case of exhaustion
    • Cumulative bonus available for each claim-free year
    • Cashless hospitalization available at over 8700 network hospitals
    • Annual health check-up program available
    • Several value-added benefits are also available
    • 5% and 10% long-term discount on a 2-year and 3-year policy tenure respectively
    • 5% loyalty discount on buying another Aditya Birla Health Insurance policy in the same year
    • Tax benefits available on paid premium under Section 80D of the IT Act

    Aditya Birla Health Insurance Plans for Family

    Aditya Birla Health Insurance Company Limited offers the following health plans for families:

    Plan Name

    Sum Insured (Rs)

    Pre-existing Diseases Waiting Period

    Aditya Birla Activ Health Platinum Plan

    Essential - 50,000 to 1 crore
    Enhanced – 2 lakh to 2 crore
    Premier – 10 lakh to 2 crore

    3 years

    View Plan

    Aditya Birla Activ Assure Diamond Plan

    2 lakh to 2 crore

    4 years

    View Plan

    Eligibility Criteria for Aditya Birla Health Insurance for Family

    The following table represents the eligibility criteria for Aditya Birla Health Insurance plans for a family:


    Eligibility Criteria



    Minimum Entry Age

    18 years

    3 months

    Maximum Entry Age

    No upper age limit
    65 years (under the Activ Health Premier plan only)

    25 years

    No of Family Members Covered

    Self, spouse, dependent children



    Inclusions of Aditya Birla Health Insurance for Family

    Aditya Birla Health Insurance for family comes with the following coverage:

    • In-patient Hospitalization Expenses
    • Pre-hospitalization Expenses
    • Post-hospitalization Expenses
    • Day Care Treatments
    • Domiciliary Hospitalization
    • Road Ambulance Cover
    • Organ Donor Expenses
    • AYUSH Cover
    • Second E-opinion on Major/Critical Illnesses
    • Emergency Assistance Services (including Air Ambulance)
    • Modern Treatment Methods and Advancement in Technologies

    Optional Cover:

    • PPN Discount

    Please note that the coverage may vary from one Aditya Birla Health Insurance plan to another.

    Exclusions of Aditya Birla Health Insurance for Family

    The following exclusions are excluded by Aditya Birla Health Insurance for family:

    • Intentional self-injury
    • Sterility and infertility treatment
    • Injury due to breach of law
    • Illness or injury due to abuse of intoxicants like alcohol or drugs
    • Venereal diseases
    • External congenital anomalies
    • Cosmetic or plastic surgery


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