IFFCO Tokio Health Insurance for Family

Key Benefits of IFFCO Tokio Health Insurance for Family

IFFCO Tokio Health Insurance for family comes with the following key benefits:

• No pre-acceptance medical check-up for up to 45 years
• 5% cumulative bonus up to 50% for every claim-free year
• Cost of health check-up after every four claim-free years
• Cashless treatment facilities at more than 6800 empanelled hospitals
• Reinstatement of the sum insured upon its exhaustion
• Tax benefits under Sec 80D of the Income Tax Act
• 10% discount for existing customers of IFFCO-Tokio General Insurance Company

IFFCO Tokio Health Insurance Plans for Family

Take a look at the various IFFCO Tokio Health Insurance plans available for families:

Eligibility Criteria for IFFCO Tokio Health Insurance for Family

Given below are the eligibility criteria for buying IFFCO Tokio Health Insurance for family:

Inclusions of IFFCO Tokio Health Insurance for Family

IFFCO Tokio Health Insurance for family offers the following coverage:

• Hospitalization Expenses
• Organ Donor Expenses
• Domiciliary Hospitalization
• AYUSH Hospitalization
• Daily Allowance (excluded in Family Health Protector plan)
• Ambulance Charges (excluded in Family Health Protector plan)
• Pre-hospitalization Medical Expenses (excluded in Family Health Protector plan)
• Post-hospitalization Medical Expenses (excluded in Family Health Protector plan)
• Day Care Procedures (excluded in Family Health Protector plan)
• Emergency Assistance Services (excluded in Family Health Protector plan)
• Terrorism (under Family Health Protector plan)

Optional Covers:

• High Sum Insured for Critical Illness
• Critical Illness (excluded in Swasthya Raksha plan)
• Daily Allowance (under Family Health Protector plan)
• Ambulance Charges (under Family Health Protector plan)
• Pre-hospitalization Medical Expenses (under Family Health Protector plan)
• Post-hospitalization Medical Expenses (under Family Health Protector plan)
• Day Care Treatment (under Family Health Protector plan)
• Emergency Assistance Services (under Family Health Protector plan)

The coverage and optional covers under IFFCO Tokio Health Insurance for family varies from one plan to another.

Exclusions of IFFCO Tokio Health Insurance for Family

The following medical expenses are not included under IFFCO Tokio Health Insurance for family:

• OPD treatment
• Dental treatment
• Maternity expenses
• Sterility and infertility treatment
• Treatment for alcoholism or drug abuse
• External congenital disease
• Plastic surgery or cosmetic

Refer to the policy documents to get the entire list of exclusions under IFFCO Tokio Health Insurance for family.

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