Universal Sompo Health Insurance for family

(22 Reviews)

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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      Universal Sompo Health Insurance for family

      Universal Sompo Health Insurance for family is designed to provide comprehensive medical coverage to the entire family. This family health insurance plan by Universal Sompo General Insurance Company Limited covers all the members of a family under a floater sum insured basis without the need for buying individual policies for everyone.

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      Key Benefits of Universal Sompo Health Insurance for Family

      Given below are the key benefits of Universal Sompo Health Insurance for family:

      • Multiple sum insured options available ranging from Rs 1 lakh to Rs 10 lakh
      • 10% cumulative bonus granted up to 50% for every claim-free year
      • Health check-up facilities offered on claim-free renewals
      • Wide range of value-added services available, including second opinion and teleconsultation
      • No pre-policy medical check-up for people up to 55 years
      • 5% discount on the premium on opting for treatment at tiered hospitals
      • Restoration of the sum insured in case of exhaustion
      • 5% & 7.5% discount on buying a policy of 2 years or 3 years tenure respectively
      • Savings on the premium of Rs 110 on buying the policy electronically

      Universal Sompo Health Insurance Plans for Family

      Check out the details of the Universal Sompo Health Insurance plan for a family in the table below:

      Plan Name

      Sum Insured (Rs)

      Pre-existing Diseases Waiting Period

      Universal Sompo Complete Healthcare Insurance Plan

      Basic – 1 lakh, 2 lakh
      Essential – 3 lakh, 4 lakh, 5 lakh
      Privilege – 6 lakh to 10 lakh

      36 months

      View Plan

      Eligibility Criteria for Universal Sompo Health Insurance for Family

      The following eligibility criteria should be fulfilled to purchase Universal Sompo Health Insurance for family:


      Eligibility Criteria



      Minimum Entry Age

      18 years

      1 day

      Maximum Entry Age

      70 years

      25 years

      No of Family Members Covered

      Self, spouse, dependent children and parents



      Inclusions of Universal Sompo Health Insurance for Family

      The following coverage is offered under Universal Sompo Health Insurance for family:

      • In-patient Treatment
      • Day Care Procedures
      • Domiciliary Hospitalization
      • Pre-hospitalization Expenses
      • Post-hospitalization Expenses
      • Organ Donor Cover
      • Ambulance Charges
      • Dental Treatment in Case of Accidents
      • AYUSH Benefit
      • Daily Cash for Accompanying an Insured Child
      • Animal Bite Vaccination
      • Outpatient Treatment
      • Convalescence Benefit
      • Maternity and Childcare Benefit
      • HIV AIDS Cover

      Optional Covers:

      • Personal Accident Cover
      • Critical Illness Cover
      • Hospital Daily Cash
      • Sub-limits
      • Treatment in Tiered Hospitals

      Exclusions of Universal Sompo Health Insurance for Family

      Universal Sompo Health Insurance excludes the following coverage:

      • Treatment taken outside India
      • Maternity Expenses
      • Obesity & weight control treatment
      • Refractive error
      • Treatment for alcohol addiction or drug abuse
      • Plastic or cosmetic surgery
      • Sterility and infertility treatment

      Refer to the policy documents of Universal Sompo Health Insurance for family to get the complete list of exclusions.


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