Universal Sompo Health Insurance for family

Key Benefits of Universal Sompo Health Insurance for Family

Given below are the key benefits of Universal Sompo Health Insurance for family:

• Multiple sum insured options available ranging from Rs 1 lakh to Rs 10 lakh
• 10% cumulative bonus granted up to 50% for every claim-free year
• Health check-up facilities offered on claim-free renewals
• Wide range of value-added services available, including second opinion and teleconsultation
• No pre-policy medical check-up for people up to 55 years
• 5% discount on the premium on opting for treatment at tiered hospitals
• Restoration of the sum insured in case of exhaustion
• 5% & 7.5% discount on buying a policy of 2 years or 3 years tenure respectively
• Savings on the premium of Rs 110 on buying the policy electronically

Universal Sompo Health Insurance Plans for Family

Check out the details of the Universal Sompo Health Insurance plan for a family in the table below:

Eligibility Criteria for Universal Sompo Health Insurance for Family

The following eligibility criteria should be fulfilled to purchase Universal Sompo Health Insurance for family:

Inclusions of Universal Sompo Health Insurance for Family

The following coverage is offered under Universal Sompo Health Insurance for family:

• In-patient Treatment
• Day Care Procedures
• Domiciliary Hospitalization
• Pre-hospitalization Expenses
• Post-hospitalization Expenses
• Organ Donor Cover
• Ambulance Charges
• Dental Treatment in Case of Accidents
• AYUSH Benefit
• Daily Cash for Accompanying an Insured Child
• Animal Bite Vaccination
• Outpatient Treatment
• Convalescence Benefit
• Maternity and Childcare Benefit
• HIV AIDS Cover

Optional Covers:

• Personal Accident Cover
• Critical Illness Cover
• Hospital Daily Cash
• Sub-limits
• Treatment in Tiered Hospitals

Exclusions of Universal Sompo Health Insurance for Family

Universal Sompo Health Insurance excludes the following coverage:

• Treatment taken outside India
• Maternity Expenses
• Obesity & weight control treatment
• Refractive error
• Treatment for alcohol addiction or drug abuse
• Plastic or cosmetic surgery
• Sterility and infertility treatment

Refer to the policy documents of Universal Sompo Health Insurance for family to get the complete list of exclusions.

FAQs