New India Assurance Health Insurance for Family

New India Assurance Health Insurance for family provides medical insurance coverage to the entire family under a single policy. This plan by New India Assurance Company Limited has been tailor-made to cover people of different ages so that the health needs of all family members are taken care of.

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New India Assurance Health Insurance for Family

All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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    Key Benefits of New India Assurance Health Insurance for Family

    New India Assurance Health Insurance for family comes with the following benefits:

    • Multiple sum insured options ranging from Rs 50,000 to Rs 1 crore
    • No pre-acceptance medical check-up up to 50 years
    • A cumulative bonus is granted for every claim-free year.
    • Cost of health check-up covered after every four claim-free years
    • 10% digital discount available on buying the policy online
    • Tax benefits offered on paid premium under Income Tax Act, Sec 80D

    New India Assurance Health Insurance Plans for Family

    Take a look at several New India Assurance Health Insurance plans for families in the table below:

    Plan Name

    Sum Insured (Rs)

    Pre-existing Diseases Waiting Period

    New India Floater Mediclaim Plan

    2 lakh to 15 lakh

    48 months

    View Plan

    New India Premier Mediclaim Plan

    Plan A – 15 lakh to 25 lakh
    Plan B – 50 lakh to 1 crore

    36 months

    View Plan

    New India Flexi Floater Mediclaim Plan

    NA

    48 months

    View Plan

    New India Janata Mediclaim Plan

    50,000, 75,000

    48 months

    View Plan

    Eligibility Criteria for New India Assurance Health Insurance for Family

    The following eligibility criteria need to be fulfilled to buy a New India Assurance Health Insurance plan for a family:

    Categories

    Eligibility Criteria

    Adult

    Child

    Minimum Entry Age

    18 years

    3 months

    Maximum Entry Age

    65 years
    60 years (Janata Mediclaim plan)

    25 years
    18 years (Janata Mediclaim plan)

    No of Family Members Covered

    Self, spouse, dependent children, parents, siblings,  

    Renewability

    Lifelong

    Inclusions of New India Assurance Health Insurance for Family

    New India Assurance Health Insurance for family offers the following coverage:

    • In-patient Hospitalization Expenses
    • Pre-hospitalization Expenses
    • Post-hospitalization Expenses
    • AYUSH Treatments
    • Ambulance Charges
    • Modern Treatments
    • Hospital Cash
    • Critical Care Benefit
    • Day Care Treatments
    • OPD Treatments
    • Maternity Benefit
    • New Born Baby Cover
    • Impairment of Person’s Intellectual Faculties
    • Artificial Life Maintenance
    • Treatment of Mental Illness, Stress or Psychological Disorders & Neurodegenerative Disorders
    • Puberty and Menopause-related Disorders
    • Age-related Macular Degeneration (ARMD)
    • Behavioural and Neuro-developmental Disorders
    • Genetic Diseases or Disorders

    Optional Covers:

    • Maternity Expenses Benefit
    • No Proportionate Deduction
    • Revision in Limit of Cataract
    • OPD Coverage

    The coverage and optional covers of the New India Assurance Health Insurance plans for families may slightly vary amongst each other.

    Exclusions of New India Assurance Health Insurance for Family

    The following coverage is not provided under the New India Assurance Health Insurance for family:

    • Treatment taken outside India
    • Naturopathy treatment
    • Dental treatment
    • Willful exposure to danger
    • Unproven treatment
    • Treatment for alcoholism or drug abuse
    • Cosmetic or plastic surgery

    The full list of exclusions under New India Assurance Health Insurance for family can be checked by going through the policy documents.

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