New India Assurance Health Insurance for Family

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*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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      New India Assurance Health Insurance for Family

      New India Assurance Health Insurance for family provides medical insurance coverage to the entire family under a single policy. This plan by New India Assurance Company Limited has been tailor-made to cover people of different ages so that the health needs of all family members are taken care of.

      Read More

      Key Benefits of New India Assurance Health Insurance for Family

      New India Assurance Health Insurance for family comes with the following benefits:

      • Multiple sum insured options ranging from Rs 50,000 to Rs 1 crore
      • No pre-acceptance medical check-up up to 50 years
      • A cumulative bonus is granted for every claim-free year.
      • Cost of health check-up covered after every four claim-free years
      • 10% digital discount available on buying the policy online
      • Tax benefits offered on paid premium under Income Tax Act, Sec 80D

      New India Assurance Health Insurance Plans for Family

      Take a look at several New India Assurance Health Insurance plans for families in the table below:

      Plan Name

      Sum Insured (Rs)

      Pre-existing Diseases Waiting Period

      New India Floater Mediclaim Plan

      2 lakh to 15 lakh

      48 months

      View Plan

      New India Premier Mediclaim Plan

      Plan A – 15 lakh to 25 lakh
      Plan B – 50 lakh to 1 crore

      36 months

      View Plan

      New India Flexi Floater Mediclaim Plan

      NA

      48 months

      View Plan

      New India Janata Mediclaim Plan

      50,000, 75,000

      48 months

      View Plan

      Eligibility Criteria for New India Assurance Health Insurance for Family

      The following eligibility criteria need to be fulfilled to buy a New India Assurance Health Insurance plan for a family:

      Categories

      Eligibility Criteria

      Adult

      Child

      Minimum Entry Age

      18 years

      3 months

      Maximum Entry Age

      65 years
      60 years (Janata Mediclaim plan)

      25 years
      18 years (Janata Mediclaim plan)

      No of Family Members Covered

      Self, spouse, dependent children, parents, siblings,  

      Renewability

      Lifelong

      Inclusions of New India Assurance Health Insurance for Family

      New India Assurance Health Insurance for family offers the following coverage:

      • In-patient Hospitalization Expenses
      • Pre-hospitalization Expenses
      • Post-hospitalization Expenses
      • AYUSH Treatments
      • Ambulance Charges
      • Modern Treatments
      • Hospital Cash
      • Critical Care Benefit
      • Day Care Treatments
      • OPD Treatments
      • Maternity Benefit
      • New Born Baby Cover
      • Impairment of Person’s Intellectual Faculties
      • Artificial Life Maintenance
      • Treatment of Mental Illness, Stress or Psychological Disorders & Neurodegenerative Disorders
      • Puberty and Menopause-related Disorders
      • Age-related Macular Degeneration (ARMD)
      • Behavioural and Neuro-developmental Disorders
      • Genetic Diseases or Disorders

      Optional Covers:

      • Maternity Expenses Benefit
      • No Proportionate Deduction
      • Revision in Limit of Cataract
      • OPD Coverage

      The coverage and optional covers of the New India Assurance Health Insurance plans for families may slightly vary amongst each other.

      Exclusions of New India Assurance Health Insurance for Family

      The following coverage is not provided under the New India Assurance Health Insurance for family:

      • Treatment taken outside India
      • Naturopathy treatment
      • Dental treatment
      • Willful exposure to danger
      • Unproven treatment
      • Treatment for alcoholism or drug abuse
      • Cosmetic or plastic surgery

      The full list of exclusions under New India Assurance Health Insurance for family can be checked by going through the policy documents.

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