Reliance Health Insurance for Family

(45 Reviews)

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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      Reliance Health Insurance for Family

      Reliance Health Insurance for family provides customized health coverage to all insured members of a family on a floater sum insured basis. This family health insurance from Reliance General Insurance Company Limited covers the health needs of various family members under a single mediclaim policy.

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      Key Benefits of Reliance Health Insurance for Family

      Take a look at some of the key benefits of Reliance Health Insurance for family:

      • Coverage for COVID-19 treatment available
      • Sum insured ranges from Rs 1 lakh to Rs 1 crore
      • No sub-limits are applicable
      • Health check-up facilities available after every four years
      • Restoration of the sum insured by 20% upon exhaustion
      • No need for pre-policy medical check-up for up to 45 years
      • 5% discount to COVID-19 vaccinated people
      • Up to 10% long term policy discount on opting for a policy tenure of 2 or 3 years
      • Cumulative bonus of up to 100% for every claim-free year
      • Up to 10% renewal discount available
      • 5% discount to people with existing Reliance car insurance policy
      • Up to 10% discount to single women or girl child
      • Tax savings on premium under Section 80D of the Income Tax Act
      • Up to 12% discount on renewing your policy online
      • 10% discount on opting for voluntary co-payment

      Reliance Health Insurance Plans for Family

      Check out the various Reliance Health Insurance plans for families available in the market:

      Plan Name

      Sum Insured (Rs)

      Pre-existing Diseases Waiting Period

      Reliance Health Infinity Insurance Plan

      3 lakh to 1 crore

      3 years

      View Plan

      Reliance Health Gain Insurance Plan

      Plan A – 3 lakh, 6 lakh, 9 lakh
      Plan B – 12 lakh, 15 lakh, 18 lakh

      3 years

      View Plan

      Reliance HealthWise Insurance Plan

      1 lakh to 5 lakh

      2 years, 4 years

      View Plan

      Eligibility Criteria for Reliance Health Insurance for Family

      Reliance Health Insurance for family comes with the following eligibility criteria:


      Eligibility Criteria



      Minimum Entry Age

      18 years

      91 days

      Maximum Entry Age

      65 years

      25 years

      No of Family Members Covered

      Self, spouse and children



      Inclusions of Reliance Health Insurance for Family

      Reliance Health Insurance for family provides the following coverage:

      • In-patient Care
      • Modern Treatments
      • Pre-hospitalization Medical Expenses
      • Post-hospitalization Medical Expenses
      • Domiciliary Hospitalization
      • Organ Donor Expenses
      • Day Care Procedures
      • AYUSH Benefit
      • Emergency Ambulance
      • Mental Illness Cover
      • Daily Hospitalization Allowance (under HealthWise Insurance plan)
      • Nursing Allowance (under HealthWise Insurance plan)
      • Expenses on Accompanying Person (under HealthWise Insurance plan)

      Optional Covers:

      • More Cover
      • More Global
      • More Time

      Exclusions of Reliance Health Insurance for Family

      The following coverage is excluded under Reliance Health Insurance for family:

      • Intentional self-injury
      • OPD treatment
      • Maternity expenses
      • Treatment for attempted suicide
      • Obesity and weight control procedures
      • Dental treatment

      Refer to the policy documents of Reliance Health Insurance for family to get the complete list of exclusions.


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      • 50,000 claims approved in last 15 months*
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      • Get a plan based on your medical needs
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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