Reliance Health Insurance for Family

Reliance Health Insurance for family provides customized health coverage to all insured members of a family on a floater sum insured basis. This family health insurance from Reliance General Insurance Company Limited covers the health needs of various family members under a single mediclaim policy.

Key Benefits of Reliance Health Insurance for Family

Take a look at some of the key benefits of Reliance Health Insurance for family:

Coverage for COVID-19 treatment available
Sum insured ranges from Rs 1 lakh to Rs 1 crore
No sub-limits are applicable
Health check-up facilities available after every four years
Restoration of the sum insured by 20% upon exhaustion
No need for pre-policy medical check-up for up to 45 years
5% discount to COVID-19 vaccinated people
Up to 10% long term policy discount on opting for a policy tenure of 2 or 3 years
Cumulative bonus of up to 100% for every claim-free year
Up to 10% renewal discount available
5% discount to people with existing Reliance car insurance policy
Up to 10% discount to single women or girl child
Tax savings on premium under Section 80D of the Income Tax Act
Up to 12% discount on renewing your policy online
10% discount on opting for voluntary co-payment

Reliance Health Insurance Plans for Family

Check out the various Reliance Health Insurance plans for families available in the market:

Plan Name	Sum Insured (Rs)	Pre-existing Diseases Waiting Period
Reliance Health Infinity Insurance Plan	3 lakh to 1 crore	3 years	View Plan
Reliance Health Gain Insurance Plan	Plan A – 3 lakh, 6 lakh, 9 lakh Plan B – 12 lakh, 15 lakh, 18 lakh	3 years	View Plan
Reliance HealthWise Insurance Plan	1 lakh to 5 lakh	2 years, 4 years	View Plan

Eligibility Criteria for Reliance Health Insurance for Family

Reliance Health Insurance for family comes with the following eligibility criteria:

Categories	Eligibility Criteria
Categories	Adult	Child
Minimum Entry Age	18 years	91 days
Maximum Entry Age	65 years	25 years
No of Family Members Covered	Self, spouse and children
Renewability	Lifelong

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Inclusions of Reliance Health Insurance for Family

Reliance Health Insurance for family provides the following coverage:

In-patient Care
Modern Treatments
Pre-hospitalization Medical Expenses
Post-hospitalization Medical Expenses
Domiciliary Hospitalization
Organ Donor Expenses
Day Care Procedures
AYUSH Benefit
Emergency Ambulance
Mental Illness Cover
Daily Hospitalization Allowance (under HealthWise Insurance plan)
Nursing Allowance (under HealthWise Insurance plan)
Expenses on Accompanying Person (under HealthWise Insurance plan)

Optional Covers:

More Cover
More Global
More Time

Exclusions of Reliance Health Insurance for Family

The following coverage is excluded under Reliance Health Insurance for family:

Intentional self-injury
OPD treatment
Maternity expenses
Treatment for attempted suicide
Obesity and weight control procedures
Dental treatment

Refer to the policy documents of Reliance Health Insurance for family to get the complete list of exclusions.

FAQs

Q1. What are the waiting periods available under Reliance Health Insurance for family?
Ans: Reliance Health Insurance for family comes with the following waiting period:
- Initial Waiting Period – 30 days
- Pre-existing Diseases Waiting Period – 24/36/48 months
- Specific Diseases Waiting Period – 12/24 months
Q2. Is there any co-payment applicable to Reliance Health Insurance for family?

Ans: Yes. A co-payment of 20% on all claims applies to the Reliance HealthGain Insurance plan while a 50% co-payment applies to special treatments under the Reliance Health Infinity Insurance plan. Moreover, a co-payment of 25% is applicable under the Reliance HealthWise Insurance plan if a Zone B policyholder avails treatment in Zone A.
Q3. Are critical illnesses covered under Reliance Health Insurance for family?

Ans: Yes. Critical illnesses are covered under the Reliance HealthWise Insurance Gold plan.