Reliance Health Insurance for Family

Reliance Health Insurance for family provides customized health coverage to all insured members of a family on a floater sum insured basis. This family health insurance from Reliance General Insurance Company Limited covers the health needs of various family members under a single mediclaim policy.

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Reliance Health Insurance for Family

Get up to 10% discount*
Get insured from the comfort of your home No medicals required
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    Key Benefits of Reliance Health Insurance for Family

    Take a look at some of the key benefits of Reliance Health Insurance for family:

    • Coverage for COVID-19 treatment available
    • Sum insured ranges from Rs 1 lakh to Rs 1 crore
    • No sub-limits are applicable
    • Health check-up facilities available after every four years
    • Restoration of the sum insured by 20% upon exhaustion
    • No need for pre-policy medical check-up for up to 45 years
    • 5% discount to COVID-19 vaccinated people
    • Up to 10% long term policy discount on opting for a policy tenure of 2 or 3 years
    • Cumulative bonus of up to 100% for every claim-free year
    • Up to 10% renewal discount available
    • 5% discount to people with existing Reliance car insurance policy
    • Up to 10% discount to single women or girl child
    • Tax savings on premium under Section 80D of the Income Tax Act
    • Up to 12% discount on renewing your policy online
    • 10% discount on opting for voluntary co-payment

    Reliance Health Insurance Plans for Family

    Check out the various Reliance Health Insurance plans for families available in the market:

    Plan Name

    Sum Insured (Rs)

    Pre-existing Diseases Waiting Period

    Reliance Health Infinity Insurance Plan

    3 lakh to 1 crore

    3 years

    View Plan

    Reliance Health Gain Insurance Plan

    Plan A – 3 lakh, 6 lakh, 9 lakh
    Plan B – 12 lakh, 15 lakh, 18 lakh

    3 years

    View Plan

    Reliance HealthWise Insurance Plan

    1 lakh to 5 lakh

    2 years, 4 years

    View Plan

    Eligibility Criteria for Reliance Health Insurance for Family

    Reliance Health Insurance for family comes with the following eligibility criteria:


    Eligibility Criteria



    Minimum Entry Age

    18 years

    91 days

    Maximum Entry Age

    65 years

    25 years

    No of Family Members Covered

    Self, spouse and children



    Inclusions of Reliance Health Insurance for Family

    Reliance Health Insurance for family provides the following coverage:

    • In-patient Care
    • Modern Treatments
    • Pre-hospitalization Medical Expenses
    • Post-hospitalization Medical Expenses
    • Domiciliary Hospitalization
    • Organ Donor Expenses
    • Day Care Procedures
    • AYUSH Benefit
    • Emergency Ambulance
    • Mental Illness Cover
    • Daily Hospitalization Allowance (under HealthWise Insurance plan)
    • Nursing Allowance (under HealthWise Insurance plan)
    • Expenses on Accompanying Person (under HealthWise Insurance plan)

    Optional Covers:

    • More Cover
    • More Global
    • More Time

    Exclusions of Reliance Health Insurance for Family

    The following coverage is excluded under Reliance Health Insurance for family:

    • Intentional self-injury
    • OPD treatment
    • Maternity expenses
    • Treatment for attempted suicide
    • Obesity and weight control procedures
    • Dental treatment

    Refer to the policy documents of Reliance Health Insurance for family to get the complete list of exclusions.


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