Royal Sundaram Health Insurance for family

Royal Sundaram Health Insurance for family has been designed to provide comprehensive medical coverage to an entire family. This family health insurance plan by Royal Sundaram General Insurance Company Limited covers all family members of different ages on a floater sum insured basis.

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Royal Sundaram Health Insurance for family

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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    Key Benefits of Royal Sundaram Health Insurance for Family

    Following are the key benefits of Royal Sundaram Health Insurance for family:

    • Wide range of sum insured options, starting from Rs 2 lakh to Rs 1.5 crore
    • No claim bonus granted for every claim-free year
    • Reload of the sum insured up to 100% in case of exhaustion
    • Health check-up facilities available
    • 15% discount on premium for people from non-metro cities
    • 5% and 12% discount on buying a policy with a 2-year or 3-year tenure

    Royal Sundaram Health Insurance Plans for Family

    Check out the various Royal Sundaram Health Insurance plans available in the market for families:

    Plan Name

    Sum Insured (Rs)

    Pre-existing Diseases Waiting Period

    Royal Sundaram Lifeline Health Insurance Plan

    Classic – 2 lakh, 3 lakh, 4 lakh
    Supreme – 5 lakh to 1 crore
    Elite – 25 lakh to 1.5 crore

    2 years, 3 years, 4 years

    View Plan

    Royal Sundaram Family Plus Health Insurance Plan

    3 lakh to 50 lakh

    3 years

    View Plan

    Eligibility Criteria for Royal Sundaram Health Insurance for Family

    Take a look at the eligibility criteria to buy a Royal Sundaram Health Insurance plan for a family:


    Eligibility Criteria



    Minimum Entry Age

    18 years

    91 days

    Maximum Entry Age


    25 years

    No of Family Members Covered

    Self, spouse, dependent children, parents, son-in-law, daughter-in-law



    Inclusions of Royal Sundaram Health Insurance for Family

    Royal Sundaram Health Insurance for family provides the following key benefits:

    • In-patient Care
    • Pre-hospitalization Expenses
    • Post-hospitalization Expenses
    • Day Care Procedures
    • Organ Donor Expenses
    • Ambulance Cover
    • Animal Bite Vaccination
    • AYUSH Treatment
    • Domiciliary Hospitalization
    • Second Opinion for 11 Specified Critical Illnesses
    • Emergency Domestic Evacuation
    • Preventive Healthcare & Wellness and Disease Management
    • Maternity Cover
    • New Born Baby Cover
    • Vaccination for New Born Baby
    • Hospital Cash Benefit
    • Worldwide Emergency Hospitalization (under Lifeline Elite plan)
    • International Treatment for 11 Specified Critical Illnesses (under Lifeline Elite plan)
    • OPD Treatment (under Lifeline Elite plan)

    Optional Covers:

    • Facility for App-based Cabs under Road Ambulance Cover
    • International Treatment for 3 Additional Critical Illnesses
    • In-patient Treatment for Pre-existing Diseases under Life-threatening Conditions
    • Bariatric Surgery
    • Mobility Devices Cover
    • Second Opinion for Additional 11 Specified Critical Illnesses
    • IVF Treatment

    Exclusions of Royal Sundaram Health Insurance for Family

    The following coverage is excluded under Royal Sundaram Health Insurance for family:

    • Obesity & weight control procedures
    • Treatment for drug or alcohol addiction
    • Plastic or cosmetic surgery
    • Hazardous or adventure sports
    • HIV AIDS
    • Self-inflicted injuries
    • Artificial life maintenance

    The complete list of exclusions can be found by referring to the policy documents of Royal Sundaram Health Insurance for family.


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