Royal Sundaram Health Insurance for family

Key Benefits of Royal Sundaram Health Insurance for Family

Following are the key benefits of Royal Sundaram Health Insurance for family:

Check out the various Royal Sundaram Health Insurance plans available in the market for families:

Plan Name	Sum Insured (Rs)	Pre-existing Diseases Waiting Period
Royal Sundaram Lifeline Health Insurance Plan	Classic – 2 lakh, 3 lakh, 4 lakh Supreme – 5 lakh to 1 crore Elite – 25 lakh to 1.5 crore	2 years, 3 years, 4 years	View Plan
Royal Sundaram Family Plus Health Insurance Plan	3 lakh to 50 lakh	3 years	View Plan

Take a look at the eligibility criteria to buy a Royal Sundaram Health Insurance plan for a family:

Categories	Eligibility Criteria
Categories	Adult	Child
Minimum Entry Age	18 years	91 days
Maximum Entry Age	Lifetime	25 years
No of Family Members Covered	Self, spouse, dependent children, parents, son-in-law, daughter-in-law
Renewability	Lifetime

Bajaj Allianz Health Insurance Plans for Family

Bharti AXA Health Insurance for Family

Care Health Insurance for Family

Cholamandalam Health Insurance for Family

Digit Health Insurance for Family

Edelweiss Health Insurance for family

Future Generali Health Insurance for Family

IFFCO Tokio Health Insurance for Family

Royal Sundaram Health Insurance for family provides the following key benefits:

In-patient Care
Pre-hospitalization Expenses
Post-hospitalization Expenses
Day Care Procedures
Organ Donor Expenses
Ambulance Cover
Animal Bite Vaccination
AYUSH Treatment
Domiciliary Hospitalization
Second Opinion for 11 Specified Critical Illnesses
Emergency Domestic Evacuation
Preventive Healthcare & Wellness and Disease Management
Maternity Cover
New Born Baby Cover
Vaccination for New Born Baby
Hospital Cash Benefit
Worldwide Emergency Hospitalization (under Lifeline Elite plan)
International Treatment for 11 Specified Critical Illnesses (under Lifeline Elite plan)
OPD Treatment (under Lifeline Elite plan)

Facility for App-based Cabs under Road Ambulance Cover
International Treatment for 3 Additional Critical Illnesses
In-patient Treatment for Pre-existing Diseases under Life-threatening Conditions
Bariatric Surgery
Mobility Devices Cover
Second Opinion for Additional 11 Specified Critical Illnesses
IVF Treatment

The following coverage is excluded under Royal Sundaram Health Insurance for family:

The complete list of exclusions can be found by referring to the policy documents of Royal Sundaram Health Insurance for family.

Q1. Does Royal Sundaram Health Insurance for family comes with the top-up option?

Ans: Yes. Royal Sundaram Lifeline Health Insurance provides a top-up option under the Supreme and Classic plan. However, the top-up features include a mandatory deductible ranging from Rs 1 lakh to Rs 10 lakh.
Q2. Which waiting periods apply to Royal Sundaram Health Insurance for family?
The following waiting periods apply to Royal Sundaram Health Insurance for family:
- Pre-existing Diseases Waiting Period – 24/36/48 months
- Specific Diseases & Conditions Waiting Period – 24 months
- Initial Waiting Period – 30 days
- Initial Waiting Period for Critical Illness – 90 days
- Maternity Benefit Waiting Period – 36 months
- Bariatric Surgery Waiting Period – 48/72 months
- IVF Treatment Waiting Period – 48 months
Q3. Is EMI facility available to pay the premium for Royal Sundaram Health Insurance for family?

Ans: Yes. You can pay the premium for your Royal Sundaram Health Insurance plan for family through monthly, quarterly and semi-annual instalments.