Bajaj Allianz Health Insurance Plans for Family

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*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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      Bajaj Allianz Health Insurance Plans for Family

      Bajaj Allianz Health Insurance for family refers to the family health insurance plans offered by Bajaj Allianz General Insurance Company. It provides medical insurance coverage to the entire family under a single health insurance policy on a floater sum insured basis.

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      Key Benefits of Bajaj Allianz Health Insurance for Family

      Take a look at the key benefits of buying Bajaj Allianz Health Insurance for family:

      • Wide range of sum insured starting from Rs 1.5 lakh to Rs 1 crore
      • Free preventive health check-up facilities available
      • No medical tests required for applicants up to 45 years/ 50 years as per the plan
      • 10% cumulative bonus up to 100% for every claim-free year
      • Cashless treatments available at more than 6500 network hospitals
      • Reinstatement of the sum insured up to 100% available once a year
      • 20% recharge benefit available for up to Rs 5 lakh
      • 4% & 8% long term policy discount if opted for 2 years or 3 years policy term respectively
      • 5% discount if the policy is purchased online or through direct business
      • Income tax benefits as per Sec 80D of the IT Act available on paid premium

      Bajaj Allianz Health Insurance Plans for Family

      The following table represents the various Bajaj Allianz Health Insurance plans for a family:

      Plan Name

      Sum Insured (Rs)

      Pre-existing Diseases Waiting Period

      Bajaj Allianz Health Guard Plan

      Silver Plan - 1.5 lakh, 2 lakh
      Gold Plan  - 3 lakh to 50 lakh
      Platinum Plan – 5 lakh to 1 crore

      36 months

      View Plan

      Bajaj Allianz Health Care Supreme Plan

      Vital - 50,000 to 10 lakh
      Smart – 15 lakh to 30 lakh
      Ultimo – 35 lakh to 50 lakh

      24 months

      View Plan

      Bajaj Allianz Health Ensure Plan

      2 lakh to 10 lakh

      24 months

      View Plan

      Eligibility Criteria for Bajaj Allianz Health Insurance for Family

      Check out the eligibility criteria for different kinds of Bajaj Allianz Health Insurance plans for a family:


      Eligibility Criteria



      Minimum Entry Age

      18 years

      3 months

      Maximum Entry Age

      65 years (under the Health Guard plan)

      30 years
      25 years (under the Health Care Supreme plan)

      No of Family Members Covered

      Self, spouse and dependent children



      Inclusions of Bajaj Allianz Health Insurance for Family

      The following coverage is offered by the Bajaj Allianz Health Insurance plans for a family:

      • In-patient Hospitalization Treatment
      • Pre-hospitalization Medical Expenses
      • Post-hospitalization Medical Expenses
      • Road Ambulance Expenses
      • Day Care Procedures
      • Organ Donor Expenses
      • Ayurvedic/ Homeopathic Hospitalization Expenses (not available under the Health Guard Silver plan)
      • Convalescence Benefit/ Recovery Benefit (not available under Health Ensure plan)
      • Maternity Expenses (not available under Health Guard Silver plan and Health Ensure plan)
      • New Born Baby Cover (not available under Health Guard Silver plan and Health Ensure plan)

      Optional Cover:

      • Critical Illness Cover
      • Waiver of Room Capping
      • Personal Accident Cover
      • Ancillary Expenses Benefit

      Please note that the inclusions and optional covers can differ from one Bajaj Allianz Health Insurance plan to another.

      Exclusions of Bajaj Allianz Health Insurance for Family

      Bajaj Allianz Health Insurance for family comes with the following exclusions:

      • Dental treatment
      • Cosmetic or plastic surgery
      • Treatment of alcoholism or drug abuse
      • Sterility and infertility
      • Intentional self-injury
      • Unproven treatment

      Check the complete list of exclusions by referring to the Bajaj Allianz Health Insurance policy document.


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      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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