Bajaj Allianz Health Insurance Plans for Family

Bajaj Allianz Health Insurance for family refers to the family health insurance plans offered by Bajaj Allianz General Insurance Company. It provides medical insurance coverage to the entire family under a single health insurance policy on a floater sum insured basis.

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Bajaj Allianz Health Insurance Plans for Family

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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    Key Benefits of Bajaj Allianz Health Insurance for Family

    Take a look at the key benefits of buying Bajaj Allianz Health Insurance for family:

    • Wide range of sum insured starting from Rs 1.5 lakh to Rs 1 crore
    • Free preventive health check-up facilities available
    • No medical tests required for applicants up to 45 years/ 50 years as per the plan
    • 10% cumulative bonus up to 100% for every claim-free year
    • Cashless treatments available at more than 6500 network hospitals
    • Reinstatement of the sum insured up to 100% available once a year
    • 20% recharge benefit available for up to Rs 5 lakh
    • 4% & 8% long term policy discount if opted for 2 years or 3 years policy term respectively
    • 5% discount if the policy is purchased online or through direct business
    • Income tax benefits as per Sec 80D of the IT Act available on paid premium

    Bajaj Allianz Health Insurance Plans for Family

    The following table represents the various Bajaj Allianz Health Insurance plans for a family:

    Plan Name

    Sum Insured (Rs)

    Pre-existing Diseases Waiting Period

    Bajaj Allianz Health Guard Plan

    Silver Plan - 1.5 lakh, 2 lakh
    Gold Plan  - 3 lakh to 50 lakh
    Platinum Plan – 5 lakh to 1 crore

    36 months

    View Plan

    Bajaj Allianz Health Care Supreme Plan

    Vital - 50,000 to 10 lakh
    Smart – 15 lakh to 30 lakh
    Ultimo – 35 lakh to 50 lakh

    24 months

    View Plan

    Bajaj Allianz Health Ensure Plan

    2 lakh to 10 lakh

    24 months

    View Plan

    Eligibility Criteria for Bajaj Allianz Health Insurance for Family

    Check out the eligibility criteria for different kinds of Bajaj Allianz Health Insurance plans for a family:

    Categories

    Eligibility Criteria

    Adult

    Child

    Minimum Entry Age

    18 years

    3 months

    Maximum Entry Age

    Lifetime
    65 years (under the Health Guard plan)

    30 years
    25 years (under the Health Care Supreme plan)

    No of Family Members Covered

    Self, spouse and dependent children

    Renewability

    Lifetime

    Inclusions of Bajaj Allianz Health Insurance for Family

    The following coverage is offered by the Bajaj Allianz Health Insurance plans for a family:

    • In-patient Hospitalization Treatment
    • Pre-hospitalization Medical Expenses
    • Post-hospitalization Medical Expenses
    • Road Ambulance Expenses
    • Day Care Procedures
    • Organ Donor Expenses
    • Ayurvedic/ Homeopathic Hospitalization Expenses (not available under the Health Guard Silver plan)
    • Convalescence Benefit/ Recovery Benefit (not available under Health Ensure plan)
    • Maternity Expenses (not available under Health Guard Silver plan and Health Ensure plan)
    • New Born Baby Cover (not available under Health Guard Silver plan and Health Ensure plan)

    Optional Cover:

    • Critical Illness Cover
    • Waiver of Room Capping
    • Personal Accident Cover
    • Ancillary Expenses Benefit

    Please note that the inclusions and optional covers can differ from one Bajaj Allianz Health Insurance plan to another.

    Exclusions of Bajaj Allianz Health Insurance for Family

    Bajaj Allianz Health Insurance for family comes with the following exclusions:

    • Dental treatment
    • Cosmetic or plastic surgery
    • Treatment of alcoholism or drug abuse
    • Sterility and infertility
    • Intentional self-injury
    • Unproven treatment

    Check the complete list of exclusions by referring to the Bajaj Allianz Health Insurance policy document.

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