Bajaj Allianz Health Insurance Plans for Family

(64 Reviews)
Insurer Highlights

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Back
Get insured from the comfort of your home
Get insured from the comfort of your home
  • 1
  • 2
  • 3
  • 4

Who would you like to insure?

  • Previous step
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Previous step
    Continue

      Popular Cities

      Previous step
      Continue
      Previous step
      Continue

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium

      Bajaj Allianz Health Insurance Plans for Family

      Bajaj Allianz Health Insurance for family refers to the family health insurance plans offered by Bajaj Allianz General Insurance Company. It provides medical insurance coverage to the entire family under a single health insurance policy on a floater sum insured basis.

      Read More

      Key Benefits of Bajaj Allianz Health Insurance for Family

      Take a look at the key benefits of buying Bajaj Allianz Health Insurance for family:

      • Wide range of sum insured starting from Rs 1.5 lakh to Rs 1 crore
      • Free preventive health check-up facilities available
      • No medical tests required for applicants up to 45 years/ 50 years as per the plan
      • 10% cumulative bonus up to 100% for every claim-free year
      • Cashless treatments available at more than 6500 network hospitals
      • Reinstatement of the sum insured up to 100% available once a year
      • 20% recharge benefit available for up to Rs 5 lakh
      • 4% & 8% long term policy discount if opted for 2 years or 3 years policy term respectively
      • 5% discount if the policy is purchased online or through direct business
      • Income tax benefits as per Sec 80D of the IT Act available on paid premium

      Bajaj Allianz Health Insurance Plans for Family

      The following table represents the various Bajaj Allianz Health Insurance plans for a family:

      Plan Name

      Sum Insured (Rs)

      Pre-existing Diseases Waiting Period

      Bajaj Allianz Health Guard Plan

      Silver Plan - 1.5 lakh, 2 lakh
      Gold Plan  - 3 lakh to 50 lakh
      Platinum Plan – 5 lakh to 1 crore

      36 months

      View Plan

      Bajaj Allianz Health Care Supreme Plan

      Vital - 50,000 to 10 lakh
      Smart – 15 lakh to 30 lakh
      Ultimo – 35 lakh to 50 lakh

      24 months

      View Plan

      Bajaj Allianz Health Ensure Plan

      2 lakh to 10 lakh

      24 months

      View Plan

      Eligibility Criteria for Bajaj Allianz Health Insurance for Family

      Check out the eligibility criteria for different kinds of Bajaj Allianz Health Insurance plans for a family:

      Categories

      Eligibility Criteria

      Adult

      Child

      Minimum Entry Age

      18 years

      3 months

      Maximum Entry Age

      Lifetime
      65 years (under the Health Guard plan)

      30 years
      25 years (under the Health Care Supreme plan)

      No of Family Members Covered

      Self, spouse and dependent children

      Renewability

      Lifetime

      Inclusions of Bajaj Allianz Health Insurance for Family

      The following coverage is offered by the Bajaj Allianz Health Insurance plans for a family:

      • In-patient Hospitalization Treatment
      • Pre-hospitalization Medical Expenses
      • Post-hospitalization Medical Expenses
      • Road Ambulance Expenses
      • Day Care Procedures
      • Organ Donor Expenses
      • Ayurvedic/ Homeopathic Hospitalization Expenses (not available under the Health Guard Silver plan)
      • Convalescence Benefit/ Recovery Benefit (not available under Health Ensure plan)
      • Maternity Expenses (not available under Health Guard Silver plan and Health Ensure plan)
      • New Born Baby Cover (not available under Health Guard Silver plan and Health Ensure plan)

      Optional Cover:

      • Critical Illness Cover
      • Waiver of Room Capping
      • Personal Accident Cover
      • Ancillary Expenses Benefit

      Please note that the inclusions and optional covers can differ from one Bajaj Allianz Health Insurance plan to another.

      Exclusions of Bajaj Allianz Health Insurance for Family

      Bajaj Allianz Health Insurance for family comes with the following exclusions:

      • Dental treatment
      • Cosmetic or plastic surgery
      • Treatment of alcoholism or drug abuse
      • Sterility and infertility
      • Intentional self-injury
      • Unproven treatment

      Check the complete list of exclusions by referring to the Bajaj Allianz Health Insurance policy document.

      FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Health insurance articles

      Recent Articles
      Popular Articles
      Does Aditya Birla Health Insurance Cover Dental Treatments?

      17 May 2024

      Dental insurance is vital in maintaining oral health by covering
      Read more
      Does Niva Bupa Health Insurance Cover Dental Treatments?

      06 May 2024

      Dental insurance covers regular dental check-ups and treatments to
      Read more
      Surgeries Covered by TATA AIG Health Insurance Plans

      26 Apr 2024

      Amidst the escalating healthcare costs nationwide, managing the
      Read more
      Surgeries Covered by Liberty Health Insurance Plans

      26 Apr 2024

      Liberty General Insurance Limited offers a range of comprehensive
      Read more
      Does Care Health Insurance Cover Dental Treatments?

      26 Apr 2024

      Healthy teeth and gums can go a long way to maintaining oral
      Read more
      Best Health Insurance Plans for Senior Citizens
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
      Read more
      Does Health Insurance Provide Coverage for LASIK Eye Surgery?
      A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is
      Read more
      Zero Waiting Period in Health Insurance Plans
      Every medical insurance plan comes with a few terms & conditions, and the waiting period is one of them. A
      Read more
      Heart Surgery Cost in India
      Heart diseases are the leading cause of death across the globe. As per a survey by the World Health Organisation
      Read more

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL