Zuno Health Insurance for family

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*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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      ZUNO Health Insurance for family

      ZUNO Health Insurance for family provides comprehensive medical coverage to all the members of a family on a floater sum insured basis. This family health insurance plan by ZUNO General Insurance (Formerly known as Edelweiss General Insurance) Company Limited takes care of the entire family’s health under a single premium amount.

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      Key Benefits of ZUNO Health Insurance for Family

      Take a look at the key benefits of buying an ZUNO Health Insurance plan for a family:

      • Wide range of sum insured options starting from Rs 1 lakh to Rs 5 crore
      • No pre-policy medical check-up up to 50 years and/or up to Rs 20 lakh sum insured
      • No capping on ICU accommodation under some plan variants
      • No Claim Bonus up to 100% for each claim-free year
      • Cashless health check-up facilities available every year
      • Restoration of the sum insured up to 100% once in a policy year
      • 5% & 10% long term discount if opted for 2 years and 3 years policy respectively
      • 5% ZUNO Customer Discount to existing customers

      ZUNO Health Insurance Plans for Family

      The following table represents the various ZUNO Health Insurance plans for families available in the market:

      Plan Name

      Sum Insured (Rs)

      Pre-existing Diseases Waiting Period

      ZUNO Health Insurance Plan

      Silver - 1 lakh to 5 lakh
      Gold – 5 lakh to 20 lakh
      Platinum – 15 lakh to 1 crore

      Silver – 48 months
      Gold – 36 months
      Platinum – 24 months

      View Plan

      ZUNO HealthPlus Plan

      1 lakh to 5 crore

      36 months
      48 months (pre-existing critical diseases)

      View Plan

      Eligibility Criteria for ZUNO Health Insurance for Family

      Check out the eligibility criteria to buy an ZUNO Health Insurance plan for a family:

      Categories

      Eligibility Criteria

      Adult

      Child

      Minimum Entry Age

      18 years

      91 days

      Maximum Entry Age

      No age limit
      65 years (Health Insurance Silver & Gold plans)

      25 years (HealthPlus plan)
      26 years (Health Insurance plan)

      No of Family Members Covered

      Self, spouse, dependent children, dependent parents and parents-in-law

      Renewability

      Lifelong

      Inclusions of ZUNO Health Insurance for Family

      ZUNO Health Insurance for family comes with the following coverage:

      • In-patient Hospitalization Expenses
      • Pre-hospitalization Medical Expenses
      • Post-hospitalization Medical Expenses
      • Day Care Treatment
      • Domiciliary Hospitalization
      • AYUSH Treatment
      • Assistance Services
      • Critical Illness Coverage (under the Health Insurance Gold & Platinum plans)
      • Maternity Benefit (under the Health Insurance Gold & Platinum plans)
      • Recovery Benefit (under the Health Insurance Gold & Platinum plans)
      • Pandemic Benefit Cover (under the HealthPlus plan)
      • Outpatient Expenses (under the HealthPlus plan)
      • Personal Accident Cover (under the HealthPlus plan)

      Optional Cover:

      • Critical Illness Coverage (under the Health Insurance Silver plan and HealthPlus plan)
      • Maternity Benefit (under the HealthPlus plan)
      • Recharge Benefit (excluding the Health Insurance Silver plan)
      • Worldwide Cover (under the HealthPlus plan)
      • Pre-existing Disease Waiting Period Reduction (under the HealthPlus plan)
      • Double Sum Insured for Critical illness (under the HealthPlus plan)

      The coverage and optional covers vary as per the ZUNO Health Insurance plan for a family.

      Exclusions of ZUNO Health Insurance for Family

      The following coverage is excluded under ZUNO Health Insurance for family:

      • Sexually transmitted diseases
      • Congenital anomalies
      • Cosmetic or plastic surgery
      • Unproven treatments
      • Treatment of alcoholism or drug abuse
      • Obesity or weight control procedures

      Check the entire list of exclusions by going through the prospectus of ZUNO Health Insurance plans for a family.

      FAQs

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      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
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