Edelweiss Health Insurance for family

Edelweiss Health Insurance for family provides comprehensive medical coverage to all the members of a family on a floater sum insured basis. This family health insurance plan by Edelweiss General Insurance Company Limited takes care of the entire family’s health under a single premium amount.

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Edelweiss Health Insurance for family

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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    Key Benefits of Edelweiss Health Insurance for Family

    Take a look at the key benefits of buying an Edelweiss Health Insurance plan for a family:

    • Wide range of sum insured options starting from Rs 1 lakh to Rs 5 crore
    • No pre-policy medical check-up up to 50 years and/or up to Rs 20 lakh sum insured
    • No capping on ICU accommodation under some plan variants
    • No Claim Bonus up to 100% for each claim-free year
    • Cashless health check-up facilities available every year
    • Restoration of the sum insured up to 100% once in a policy year
    • 5% & 10% long term discount if opted for 2 years and 3 years policy respectively
    • 5% Edelweiss Customer Discount to existing customers

    Edelweiss Health Insurance Plans for Family

    The following table represents the various Edelweiss Health Insurance plans for families available in the market:

    Plan Name

    Sum Insured (Rs)

    Pre-existing Diseases Waiting Period

    Edelweiss Health Insurance Plan

    Silver - 1 lakh to 5 lakh
    Gold – 5 lakh to 20 lakh
    Platinum – 15 lakh to 1 crore

    Silver – 48 months
    Gold – 36 months
    Platinum – 24 months

    View Plan

    Edelweiss HealthPlus Plan

    1 lakh to 5 crore

    36 months
    48 months (pre-existing critical diseases)

    View Plan

    Eligibility Criteria for Edelweiss Health Insurance for Family

    Check out the eligibility criteria to buy an Edelweiss Health Insurance plan for a family:

    Categories

    Eligibility Criteria

    Adult

    Child

    Minimum Entry Age

    18 years

    91 days

    Maximum Entry Age

    No age limit
    65 years (Health Insurance Silver & Gold plans)

    25 years (HealthPlus plan)
    26 years (Health Insurance plan)

    No of Family Members Covered

    Self, spouse, dependent children, dependent parents and parents-in-law

    Renewability

    Lifelong

    Inclusions of Edelweiss Health Insurance for Family

    Edelweiss Health Insurance for family comes with the following coverage:

    • In-patient Hospitalization Expenses
    • Pre-hospitalization Medical Expenses
    • Post-hospitalization Medical Expenses
    • Day Care Treatment
    • Domiciliary Hospitalization
    • AYUSH Treatment
    • Assistance Services
    • Critical Illness Coverage (under the Health Insurance Gold & Platinum plans)
    • Maternity Benefit (under the Health Insurance Gold & Platinum plans)
    • Recovery Benefit (under the Health Insurance Gold & Platinum plans)
    • Pandemic Benefit Cover (under the HealthPlus plan)
    • Outpatient Expenses (under the HealthPlus plan)
    • Personal Accident Cover (under the HealthPlus plan)

    Optional Cover:

    • Critical Illness Coverage (under the Health Insurance Silver plan and HealthPlus plan)
    • Maternity Benefit (under the HealthPlus plan)
    • Recharge Benefit (excluding the Health Insurance Silver plan)
    • Worldwide Cover (under the HealthPlus plan)
    • Pre-existing Disease Waiting Period Reduction (under the HealthPlus plan)
    • Double Sum Insured for Critical illness (under the HealthPlus plan)

    The coverage and optional covers vary as per the Edelweiss Health Insurance plan for a family.

    Exclusions of Edelweiss Health Insurance for Family

    The following coverage is excluded under Edelweiss Health Insurance for family:

    • Sexually transmitted diseases
    • Congenital anomalies
    • Cosmetic or plastic surgery
    • Unproven treatments
    • Treatment of alcoholism or drug abuse
    • Obesity or weight control procedures

    Check the entire list of exclusions by going through the prospectus of Edelweiss Health Insurance plans for a family.

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