ManipalCigna Health Insurance for Family

ManipalCigna Health Insurance for family refers to family health insurance plans that cover all the members of a family under a single policy. This plan by ManipalCigna Health Insurance Company Limited provides coverage to the entire family on a floater sum insured basis.

Read More

ManipalCigna Health Insurance for Family

All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on 'View Plans' you, agreed to our Privacy Policy and Terms of use
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you have an existing illness or medical history?

    This helps us find plans that cover your condition and avoid claim rejection

    Get updates on WhatsApp

    What is your existing illness?

    Select all that apply

    When did you recover from Covid-19?

    Some plans are available only after a certain time

    Key Benefits of ManipalCigna Health Insurance for Family

    Take a look at the key benefits of buying ManipalCigna Health Insurance for family:

    • Wide sum insured options ranging from Rs 2 lakh to Rs 3 crore
    • Long term discount of 7.5% and 10% on buying a 2-year or 3-year policy term
    • Cashless treatment facilities at over 6500 network hospitals
    • Restoration of the sum insured available if exhausted after a claim
    • 5% cumulative bonus up to 100% for every claim-free year
    • Health check-up facilities available once every year
    • 3% discount available on renewing the policy online
    • 5% or 10% loyalty discount in case of an existing ManipalCigna health insurance plan
    • Income tax benefits on paid premium under Section 80D of the IT Act
    • 5% to 15% discount on opting for a co-payment

    ManipalCigna Health Insurance Plans for Family

    Check out the various health insurance plans for families offered by ManipalCigna Health Insurance Company:

    Plan Name

    Sum Insured (Rs)

    Pre-existing Diseases Waiting Period

    ManipalCigna ProHealth Insurance Plan

    Protect – 2.5 lakh to 50 lakh
    Plus – 4.5 lakh to 50 lakh
    Preferred – 15 lakh to 50 lakh
    Premier – 1 crore
    Accumulate – 5.5 lakh to 50 lakh

    24 months, 36 months, 48 months

    View Plan

    ManipalCigna LifeTime Health Insurance Plan

    50 lakh to 3 crore

    24 months

    View Plan

    ManipalCigna ProHealth Select Insurance Plan

    Select A – 50,000 to 25 lakh
    Select B – 2 lakh to 25 lakh

    48 months

    View Plan

    Eligibility Criteria for ManipalCigna Health Insurance for Family

    The following table represents the eligibility criteria to buy a ManipalCigna Health Insurance plan for a family:


    Eligibility Criteria



    Minimum Entry Age

    18 years

    91 days

    Maximum Entry Age

    No age limit
    65 years (LifeTime Health Plan)

    23 years
    25 years (LifeTime Health Plan)

    No of Family Members Covered

    Self, spouse, dependent children, dependent parents, parents-in-law



    Inclusions of ManipalCigna Health Insurance for Family

    The following coverage is available under the ManipalCigna Health Insurance plans for a family:

    • In-patient Hospitalization Expenses
    • Pre-hospitalization Expenses
    • Post-hospitalization Expenses
    • Day Care Treatment
    • Domiciliary Treatment
    • Ambulance Cover
    • Donor Expenses
    • AYUSH Cover
    • Worldwide Emergency Cover (excluded in ProHealth Select plan)
    • Health Maintenance Benefit (under ProHealth Insurance plan)
    • Maternity Benefit (under ProHealth Insurance plan)
    • Robotic & Cyberknife Surgery (under LifeTime Health plan)
    • Modern & Advanced Treatments (under LifeTime Health plan)
    • HIV AIDS & STD Cover (under LifeTime Health plan)
    • Mental Care Cover (under LifeTime Health plan)
    • Premium Waiver Benefit (under LifeTime Health plan)

    Optional Covers:

    • Critical Illness Cover
    • Deductible (excluded in LifeTime Health plan)
    • Cumulative Bonus Booster (excluded in LifeTime Health plan)
    • Hospital Daily Cash (excluded in ProHealth Select plan)
    • Removal of Room Rent Limit (under ProHealth Select plan)

    The inclusions vary between one ManipalCigna Health Insurance plan to another.

    Exclusions of ManipalCigna Health Insurance for Family

    ManipalCigna Health Insurance for family does not offer the following coverage:

    • Treatment of alcohol or drug abuse
    • Dental treatment
    • Claims related to suicide
    • Adventure sports
    • Sterility and infertility treatment
    • Cosmetic surgery
    • Unproven treatment

    Find the complete list of exclusions by referring to the policy documents of ManipalCigna Health Insurance plans for families.


    Health insurance articles

    Recent Articles
    Popular Articles
    Does Health Insurance Cover Congenital Diseases in India?

    24 Jan 2022

    The only way to avoid catching a disease is to lead a healthy...
    Read more
    Is Crohn’s Disease Covered by Health Insurance Plans in India?

    14 Jan 2022

    A healthy digestive system is a sign of a healthy person. To keep...
    Read more
    Health Insurance Online v/s Offline: Which is Better?

    04 Jan 2022

    While buying a health insurance policy, you have the option to...
    Read more
    List of Diseases Covered by Max Bupa Health Insurance

    23 Dec 2021

    The COVID-19 pandemic has taught everyone to take their health...
    Read more
     List of Diseases Covered by Aditya Birla Health Insurance

    21 Dec 2021

    We are all surrounded by endless possibilities of contracting a...
    Read more
    Best Health Insurance Plans in India 2022
    Finding the best health insurance plan from so many different health insurance companies can get confusing for many...
    Read more
    PMJAY Scheme: Ayushman Bharat Yojana Eligibility & Registration Online
    Prime Minister Shri Narendra Modi announced the launch of (PMJAY) Ayushman Bharat Yojana in his Independence...
    Read more
    Best Maternity Insurance Plans
    Maternity or pregnancy is an important phase of life, and one needs to prepare in advance to embrace parenthood...
    Read more
    Covaxin vs. Covishield vs. Sputnik vs. Pfizer: Which one should you get?
    Covaxin vs. Covishield vs. Sputnik vs. Pfizer, the speculation continues regarding the difference between the...
    Read more
    How Senior Citizens can save Tax with Medical Bills u/s 80 D?
    Senior citizens can save on income tax by availing tax benefits on medical expenses under Section 80D of the Income...
    Read more
    Download the Policybazaar app
    to manage all your insurance needs.