SBI Health Insurance for family

SBI Health Insurance for family refers to a family health insurance plan that covers all the members of a family under a single policy. This plan by SBI General Insurance Company Limited takes care of the health needs of the entire family irrespective of the age of the family member.

Read More

SBI Health Insurance for family

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on ‘View Plans’ you, agreed to our Privacy Policy and Terms of use
Close
Back
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you have an existing illness or medical history?

    This helps us find plans that cover your condition and avoid claim rejection

    Get updates on WhatsApp

    What is your existing illness?

    Select all that apply

    When did you recover from Covid-19?

    Some plans are available only after a certain time

    Key Benefits of SBI Health Insurance for Family

    Take a look at the key benefits of SBI Health Insurance for family:

    • Refill of the sum insured up to 100% if it gets exhausted
    • Preventive health check-up facilities available
    • Cumulative bonus available for every claim-free year
    • No pre-policy medical check-up required for people up to 45 years
    • Tax deductions available under Sec 80D, Income Tax Act, 1961
    • 10% discount on buying the policy online
    • 5% loyalty discount in case of an existing SBI policy
    • 4% & 6% discount on opting for 2 years or 3 years policy tenure respectively
    • 30% regional discount for people belonging to Zone 2

    SBI Health Insurance Plans for Family

    The following table represents the various SBI Health Insurance plans available for families:

    Plan Name

    Sum Insured (Rs)

    Pre-existing Diseases Waiting Period

    SBI Arogya Supreme Health Insurance Plan

    Pro – 1 lakh to 5 lakh
    Plus – 6 lakh to 20 lakh
    Premium - 25 lakh & 5 crore

    4 years

    View Plan

    SBI Arogya Premier Health Insurance Plan

    10 lakh to 30 lakh

    4 years

    View Plan

    SBI Arogya Plus Health Insurance Plan

    1 lakh, 2 lakh, 3 lakh

    4 years

    View Plan

    SBI Retail Health Insurance Plan

    50,000 to 5 lakh

    4 years

    View Plan

    Eligibility Criteria for SBI Health Insurance for Family

    Check out the table below to know the eligibility criteria for SBI Health Insurance for family:

    Categories

    Eligibility Criteria

    Adult

    Child

    Minimum Entry Age

    18 years

    91 days

    Maximum Entry Age

    65 years

    25 years

    No of Family Members Covered

    Self, spouse, dependent children, parents and parent-in-law

    Renewability

    Lifelong

    Inclusions of SBI Health Insurance for Family

    The coverage provided under SBI Health Insurance for family are as follow:

    • In-patient Hospitalization
    • Mental Healthcare
    • HIV AIDS Cover
    • Genetic Disorder
    • Internal Congenital Anomaly
    • Advance Treatment Procedure
    • Pre-hospitalization Cover
    • Post-hospitalization Cover
    • Domiciliary Hospitalization
    • Day Care Treatment
    • Road Ambulance
    • Alternative Treatment
    • Organ Donor Expenses (excluded in Arogya Plus plan)
    • Maternity Expenses (excluded in Arogya Supreme plan)
    • Cataract Treatment (under Arogya Supreme and Retail Health Insurance plans)
    • Recovery/ Convalescence Benefit (under Arogya Supreme and Retail Health Insurance plans)
    • Bariatric Surgery Cover (under Arogya Supreme plan)
    • OPD Treatment (under Arogya Plus)

    Optional Covers:

    • Hospital Cash Benefit
    • Major Illness Benefit
    • Enhanced Cumulative Bonus
    • No Claim Bonus Protector
    • No sub-limits on Room Rent, ICU and Operation & Consultancy Charges
    • Co-payment
    • Deductible
    • Any Room Upgrade

    Exclusions of SBI Health Insurance for Family

    SBI Health Insurance for family does not cover the following:

    • Treatment taken outside India
    • Sterility & infertility treatment
    • Injuries due to participation in adventure or hazardous sports
    • Treatment for alcoholism or drug abuse
    • Refractive error
    • Plastic or cosmetic surgery
    • Self-inflicted injuries

    Get the full list of exclusions by going through the policy documents of SBI Health Insurance for family.

    FAQs

    • Q1. What are the waiting periods applicable to SBI Health Insurance for family?

      Ans: The following waiting periods apply to SBI Health Insurance plans for families:

      • Generic Policy Waiting Period – 30 days
      • Certain Specified Illnesses Waiting Period – 90 days/ 1 year/ 2 years/ 3 years
      • Pre-existing Diseases Waiting Period – 4 years
      • Waiting Period for Hypertension, Diabetes & Cardiac Conditions – 90 days
      • Major Illness Benefit Waiting Period – 90 days
      • COVID-19 Treatment Waiting Period – 15 Days
      • Internal Congenital Anomaly Waiting Period – 2 years
      • Cataract Surgery Waiting Period – 2 years
      • Maternity Waiting Period – 9 months
    • Q2. Is there any co-payment applicable to SBI Health Insurance for family?

      Ans: Yes. You will have to pay a co-payment of 10% on all claims under the SBI Retail Health Insurance plan if you get admitted to a non-network hospital. Besides, it is also available as an optional cover under the SBI Arogya Supreme plan.

    • Q3. Are there any sub-limits applicable to SBI Health Insurance for family?

      Ans: Yes. Sub-limits apply to room rent and ICU charges under in-patient hospitalization cover offered by SBI Health Insurance plans for family.

    Health insurance articles

    Recent Articles
    Popular Articles
    List of Diseases Covered by Bajaj Allianz Health Insurance Plans

    05 Jul 2022

    Barely any person has remained unaffected due to rising health...
    Read more
    Annual Medical Check-ups in Health Insurance

    05 Jul 2022

    Regular health check-ups are important to keep a track of your...
    Read more
    Advantages and Disadvantages of Buying a Health Insurance Policy

    04 Jul 2022

    In India, healthcare is getting expensive with each passing day...
    Read more
    Does Health Insurance Cover Sports & Gym Injuries?

    27 Jun 2022

    Gone are the days when only athletes and professional sports...
    Read more
    Health Insurance for Rural India

    24 Jun 2022

    Healthcare is expensive in India and is increasing with each...
    Read more
    PMJAY Scheme: Ayushman Bharat Yojana Eligibility & Registration Online
    Prime Minister Shri Narendra Modi announced the launch of (PMJAY) Ayushman Bharat Yojana in his Independence...
    Read more
    Best Health Insurance Plans in India 2022
    Finding the best health insurance plan from so many different health insurance companies can get confusing for many...
    Read more
    Best Maternity Insurance Plans
    Maternity insurance offers comprehensive coverage for medical expenses incurred during pregnancy, including the cost...
    Read more
    How to apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)
    Ayushman Bharat health insurance is a flagship scheme launched by the Government of India, as per the...
    Read more
    Best Health Insurance Plans for Senior Citizens in 2022
    Considering the increase in medical inflation in India, buying adequate health insurance for your loved ones has...
    Read more
     
    top
    Close
    Download the Policybazaar app
    to manage all your insurance needs.
    INSTALL