Future Generali Health Insurance for Family

Future Generali Health Insurance for family is a health insurance plan for families designed to provide coverage on a floater sum insured basis. This plan by Future Generali India Insurance Company Limited covers the entire family for a wide range of medical and hospitalization expenses.

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Future Generali Health Insurance for Family

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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    Key Benefits of Future Generali Health Insurance for Family

    Following are the key benefits of Future Generali Health Insurance for family:

    • No pre-acceptance medical tests up to the age of 50 years
    • Sum insured options ranging from 2 lakh to 1 crore
    • Restoration of the sum insured if exhausted after a claim
    • Cumulative bonus available for every claim-free year
    • 80% health super saver discount if no claim is raised in the previous year
    • Medical check-up facility after every four consecutive claim-free years
    • 10% renewal discount available once after the death of the proposer
    • 5% discount on having an existing Future Generali Health Insurance policy
    • Up to 10% long-term discount on buying 2 years and 3 years policy tenure
    • Up to 25% discount on opting for voluntary deductible
    • Tax savings on premium paid as per the Section 80D of the IT Act

    Future Generali Health Insurance Plans for Family

    Check out the various Future Generali Health Insurance plans available for families:

    Plan Name

    Sum Insured (Rs)

    Pre-existing Diseases Waiting Period

    Future Generali Health Total Plan

    Vital - 3 lakh, 5 lakh, 10 lakh
    Superior – 15 lakh, 20 lakh, 25 lakh
    Premiere – 50 lakh, 1 crore

    2 years to 4 years

    View Plan

    Future Generali Health Super Saver Plan

    3 lakh to 50 lakh

    2 years

    View Plan

    Future Generali Health Suraksha Plan

    Gold – 2 lakh to 5 lakh
    Platinum – 6 lakh to 10 lakh
    Topaz – 2 lakh to 5 lakh
    Ruby – 6 lakh to 10 lakh

    4 years

    View Plan

    Future Generali Arogya Bima

    2 lakh, 3 lakh, 5 lakh

    4 years

    View Plan

    Eligibility Criteria for Future Generali Health Insurance for Family

    Take a look at the eligibility criteria for buying a Future Generali Health Insurance plan for a family:

    Categories

    Eligibility Criteria

    Adult

    Child

    Minimum Entry Age

    18 years

    1 day
    90 days (Health Suraksha plan)

    Maximum Entry Age

    70 years
    Lifelong (Health Total plan)

    25 years

    No of Family Members Covered

    Self, spouse, dependent children and dependent parents

    Renewability

    Lifelong

    Inclusions of Future Generali Health Insurance for Family

    The following coverage is included under Future Generali Health Insurance for family:

    • Hospitalization Expenses
    • Day Care Treatment
    • Pre-hospitalization Expenses
    • Post-hospitalization Expenses
    • Organ Donor Expenses (not available under Arogya Bima plan)
    • Road Ambulance (not available under Arogya Bima plan)
    • Maternity Benefit (under Health Total and Health Super Saver plans)
    • Alternative Treatment (under Health Total and Health Super Saver plans)
    • Accidental Hospitalization (under Health Total and Health Suraksha plans)
    • Accompanying Person (under Health Total and Health Suraksha plans)
    • Patient Care (under Health Total and Health Suraksha plans)
    • New Born Baby Benefits (under Health Total plan)
    • Domiciliary Hospitalization (under Health Total plan)
    • Medical Treatment Abroad (under Health Total plan)
    • Out-patient Medical Expenses (under Health Total plan)

    The level of coverage may vary between various Future Generali Health Insurance plans for a family.

    Exclusions of Future Generali Health Insurance for Family

    Future Generali Health Insurance for family comes with the following exclusions:

    • Cosmetic treatments
    • Treatment due to alcohol or drug abuse
    • Unproven treatment
    • Sexually transmitted diseases
    • Congenital external diseases
    • Injury due to war or nuclear perils

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