Raheja QBE Health Insurance for Family

Raheja QBE Health Insurance for family is a comprehensive family health insurance plan that provides coverage on a floater sum insured basis. This plan by Raheja QBE General Insurance Company Limited covers the diverse health needs of all members of a family under one single policy.

Key Benefits of Raheja QBE Health Insurance for Family

Raheja QBE Health Insurance for family comes with the following key benefits:

Multiple sum insured options ranging from Rs 2 lakh to Rs 50 lakh
Free annual health check-up facility available
5% cumulative bonus up to 100% for every claim-free year
10% increase in sum insured on availing cashless treatment
Cashless hospitalization services at more than 5000 network hospitals
Restoration of the sum insured available once every year
Tax benefits available on paid premium under Sec 80D, Income Tax Act

Raheja QBE Health Insurance Plans for Family

The following table represents the Raheja QBE Health Insurance plans for families available in the market:

Plan Name	Sum Insured (Rs)	Pre-existing Diseases Waiting Period
Raheja Health QuBE Insurance Plan	Basic – 2 lakh to 50 lakh Comprehensive – 3 lakh to 50 lakh Super Saver – 2 lakh to 50 lakh A-la-Carte – 2 lakh to 50 lakh	4 years	View Plan

Eligibility Criteria for Raheja QBE Health Insurance for Family

Take a look at the eligibility criteria to purchase a Raheja QBE Health Insurance plan for a family:

Categories	Eligibility Criteria
Categories	Adult	Child
Minimum Entry Age	18 years	3 months
Maximum Entry Age	65 years	25 years
No of Family Members Covered	Self, spouse, parents, children, parents-in-law
Renewability	Lifelong

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Inclusions of Raheja QBE Health Insurance for Family

The following coverage is included under Raheja QBE Health Insurance for family:

In-patient Hospitalization Expenses
Organ Donor Expenses
Pre-hospitalization Expenses
Post-hospitalization Expenses
Ambulance Charges
Daily Allowance
Non-medical Expenses
Domiciliary Hospitalization

Optional Covers:

Sub-limit Waiver
Co-payment

Exclusions of Raheja QBE Health Insurance for Family

Raheja QBE Health Insurance for family does not cover the following:

Dental treatment
Treatment for obesity or weight control
Plastic or cosmetic surgery
Maternity Expenses
Treatment taken outside India
Drug abuse and alcoholism treatment

Find the complete list of exclusions by checking the policy documents of Raheja Health Insurance for family.

FAQs

Q1. Does Raheja QBE Health Insurance for family comes with any co-payment?

Ans: Yes. Raheja Health QuBE Insurance plan comes with a co-payment of 20% under the Super Saver plan and is optional under the A-la-Carte plan. Besides, people above the age of 60 years have a mandatory co-payment of 20%, except for in the Super Saver plan.
Q2. What are the applicable waiting periods under the Raheja QBE Health Insurance for family?
Ans: The following waiting periods apply to the Raheja Health QuBE Insurance plan:
- Initial Waiting Period – 30 days
- Certain Ailments & Conditions Waiting Period – 24 months
- Pre-existing Diseases Waiting Period – 48 months
Q3. Is pre-acceptance medical check-up required to buy Raheja QBE Health Insurance for family?

Ans: No pre-acceptance medical check-up is required to buy Raheja Health QuBE Insurance for people up to the age of 55 years. But if you opt for a sum insured of above Rs 10 lakh, a pre-medical policy screening will be required.