IndusInd Student Travel Insurance

Why Buy IndusInd Student Travel Insurance?

Studying abroad is dream come true for many! A lot of hard work is put behind getting admission to a renowned international university. Undoubtedly, studying abroad is fun and is indeed a life-changing experience. However, staying in a foreign land comes with some unknown medical as well as non-medical risks.

IndusInd General Insurance Company has designed IndusInd student travel insurance plan 7that offers medical emergency cover, loss of checked-in baggage covers, personal liability cover, sponsor protection cover, and coverage for various other travel-related risks seamlessly.

Features & Benefits of IndusInd Student Travel Insurance

IndusInd student travel insurance plan covers all the major medical and non-medical expenses. Here is a quick rundown of some of the main benefits and features of the IndusInd Student Travel Insurance Plan:

• Custom made plans for the students to choose from as per their university’s needs
• Comprehensive coverage benefits include bail bond, study interruption, sponsor protection, etc.
• The company provide a special basic plan that only covers medical expenses
• Anyone who is planning to study abroad and is between the age group of 16 and 35 years can buy this plan
• The policy tenure is of 2 years
• IndusInd Student travel insurance plan allows you to choose your geographical scope of coverage
• Availability of various other features such as bail bond, sponsor protection, laptop/tablet, and accidental benefits among others
• Option available to include add-on benefits depending on the university’s need
• Coverage for pre-existing disease in life-threatening situations
• Comprehensive coverage benefits are available at an affordable premium. Idle for those who are planning to study abroad
• 24-hours emergency services are provided by the Emergency assistance service provider
• Extended coverage benefits in the country of residence and the home country as well

Things to know about IndusInd Student Travel Insurance

IndusInd General Student Travel Insurance: Inclusions

IndusInd general student travel insurance provides coverage for the following.

• The plan provides cover for any accidental bodily injury during the trip.
• Cover for anaesthetic treatment of teeth due to an injury.
• Expenses for emergency evacuation and repatriation covered.
• Loss of checked-in baggage is covered
• In case of a lost passport, the plan provides cover for obtaining a new or duplicate passport
• In case the sponsor of your tuition fee passes away, the plan provides reimbursement of the fee
• In case of any illness, injury or death, the plan provides cover for medical expenses while you are abroad
• If the education of the insured person gets interrupted due to any medical situation, the plan provides reimbursement for the paid semester fee
• If the insured person meets an unfortunate accident while riding as a passenger or in a common vehicle, the plan provides compensation in case of death or permanent disability
• If the insured is hospitalised for more than 7 days,then the plan provides cover for the return ticket of the family member visiting you to take care of you
• If the insured gets arrested for any bailable offense by the judicial authority of that foreign country, the plan provides cover for the bail amount to the concerned authority

IndusInd Student Travel Insurance: Exclusions

Various benefits are offered by the IndusInd travel insurance for students. However, the insurer will not accept your claims under the following circumstances:

• Medical emergencies arising due to drug or alcohol overdose
• In case of war or nuclear threat to the foreign land you are travelling
• In case you travel against the advice of a doctor
• Traveling to get treatment abroad
• In case of theft or loss of passport, if the insured does not report to the local police authority.
• Suicidal attempts and intentional self-inflicted injuries
• War-related damages or nuclear consequences
• Medical emergencies resulting due to HIV/AIDS
• No partial loss or damage of checked-in baggage will be payable

IndusInd Student Travel Insurance Eligibility Criteria

Any student can buy this travel insurance plan if they fulfil the following eligibility criteria: