Care Explore International Travel Insurance

Why Care Explore International Travel Insurance Policy?

Many people prefer to spend their vacations visiting their friends and families or exploring a new place abroad. You may be on a trip to your dream destination, having the best time of your life, when an unfortunate incident spoils it all. What if a cyclone hits while you're on a holiday abroad, forcing you to cut your trip short? Or what if you have an accident while travelling and need to be hospitalised? With Care Explore international Travel Insurance from India, you are covered from unexpected financial risks such as these.

This policy provides coverage to families, individuals as well as business travellers. It is a comprehensive travel insurance policy that covers people travelling abroad and protects them from any unpredictable situation causing a financial burden. The Care Explore International Travel Insurance provides coverage for a variety of risks such as pre-existing illness, medical evacuation, medical expenses, loss of passport, trip cancellation, personal liability, personal accident, compassionate visit, etc.

The Care Explore International Travel Insurance also offers destination specific plans as they can be customised as per your travel destination. It also offers unique benefits like automatic trip extension, home-to-home cover, protection against visa rejection and coverage for adventure sports abroad.

Care Explore International Travel Insurance: Key Features

Any traveller going abroad must understand what their travel insurance policy will cover. Let us take a look at some of the most appealing features of the Care Explore International travel insurance plan:

Pre-Existing Illness Cover

One of the most lucrative features of this Care Health travel insurance policy is that it covers life-threatening pre-existing diseases. If you have a medical condition and incur related medical expenses while you're abroad, your Care Explore international travel insurance will cover it.

Destination-specific Plans

This Care policy offers destination-specific plans that cater to the needs of people travelling to different parts of the world. These destinations include Europe, Asia, the USA, Canada, Africa and Worldwide, excluding/including USA & Canada.

No Pre-Policy Check-Ups

No matter what your age is, you don't need to undergo a medical checkup before buying the International Travel Insurance policy by Care.

Why Choose Care Explore International Travel Insurance Plan?

Care Travel Insurance offers a bunch of travel insurance plans that provide complete protection to travellers irrespective of their travel destination. If you are planning a trip abroad, here is why you should consider buying the Care Explore International Travel Insurance policy:

• Contrary to most travel insurers, this overseas travel insurance policy by Care provides coverage for any medical expenses incurred on the treatment of pre-existing illness.
• The Care Explore International Travel Insurance policy is Schengen-approved and, thus, can be used to obtain a Schengen visa.
• This policy allows you to customise your travel insurance policy as per the duration of your trip and your travel destination.
• No need to go for a pre-policy medical check-up, no matter what the age is.

You May Like to Read: Schengen travel insurance

Care Explore International Travel Insurance Plan Inclusion

Before you buy the best travel insurance policy for your trip, go through the coverage offered by the different policies. Coverage varies depending on the plan you opt for. The following are the inclusions under Care Explore International travel insurance plans:

• Covers hospitalisation expenses as well as in-patient care and out-patient treatment expenses
• Covers emergency dental treatment
• Coverage for personal accident
• Covers trip cancelling and trip interruption depending upon the plan variant.
• Coverage for lost passport and/or international driving license
• Provides coverage for personal liability
• Offers coverage for missed flight connections & trip delay
• Provides hijack distress allowance

The exact coverage will vary with plan variant, and some benefits may not be offered by all the plans. Other than these, the Care Explore International travel insurance policy also provides add-on benefits you can pay for better protection. These include PED coverage and Refund of Visa Fee.

Care Explore International Travel Insurance Plan Exclusions

Care Explore international travel insurance does not provide any coverage under certain situations, called exclusions. Take a look at these exclusions before you buy this overseas travel insurance policy:

• Treatment cost of HIV, AIDS or any other sexually transmitted diseases
• Any illness or injury arising due to a hazardous activity will not be covered
• Claims related to the insured being under the influence of alcohol or drugs
• Any injury or illness caused due to nuclear perils or war will not be covered
• Expenses incurred on the treatment of self-inflicted injuries, suicide or any attempt at suicide
• Any claims arising due to ionising radiation or its contamination are excluded
• Professional liabilities resulting from any services provided by the insured traveller shall not be covered
• Any expenses incurred due to the insured participation in any business activity
• Expenses incurred due to owning any aircraft, motor vehicle, watercraft or other vehicles
• Any personal, commercial or official liability of the insured towards another person is not included
• Expenses arising out of a false arrest, wrongful detention and defamation, along with any mental trauma or shock resulting from it
• Any expenses or fines charged due to an infringement of intellectual property rights, including copyrights, trademarks or patents
• Liabilities arising out of possession of any animal, bird, reptile, insect or their byproducts will not be covered
• Expenses incurred due to any breach of the law will be excluded

Eligibility Criteria to Buy Care Explore International Travel Insurance

All citizens of India can buy the Care Explore International Travel Insurance policy.

However, frequent flyers travelling to the USA and Canada who want to buy a multi-trip travel insurance policy would have to fulfil the entry age criteria. Refer to the table given below to check the eligibility criteria for single and multi-trip travel insurance: