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TATA AIG Second Hand Car Insurance Policy

Tata AIG Second Hand Car Insurance offers Motor Insurance policies provide the added protection to your prized possession- Your vehicle.

The vehicle is insured against any damages due to fire, explosion self-ignition or lightning; burglary, housebreaking or theft; riot and strike; earthquake (Fire and Shock Damage); flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost; terrorist activity; landslide, rockslide.
Comprehensive Value Added Car Insurance
Extra protection through new and unique Add on covers.
Vehicle is repaired at any of the company’s authorized Garage/Authorised workshop/Authorised service station.

Details About Premium

Premium is as per the make of car and as selected by you. A vehicle inspection may also required by the insurer.

Policy Details

Grace period: 30 days for renewing the Policy. However, coverage would not be available for the period for which no premium has been received.

Policy termination: 3 months prior to the expiry of the policy

Renewal: The renewal of policy is done within 90 days of expiry of the policy.

Deduction

For all rubber/nylon/plastic parts, tyres and tubes, batteries and air bags	50%
For fibre glass components	30%
For all parts made of glass	Nil
Age of vehicle depreciation (from-1 month to 10years)	0%-50%
Rate of Depreciation for painting	50%

Exclusions

Only claiming for windscreen or any other glass damage
Vehicle is not repaired at our Authorised Garage/Authorised workshop/Authorised service station.
Time taken for repair is in respect of damages not admissible as per policy wordings.

Documents Required To Buy The Policy

Application form/ proposal form
Valid address Proof
Photographs
Vehicle inspection (in some cases)

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Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in