A ₹1 Crore term insurance plan provides a high life cover at a highly affordable premium. If the policyholder passes away during the tenure, the nominee receives the full ₹1 Crore, which secures the family's living expenses, child's education, and debt repayment. Monthly premiums start as low as ₹400.
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A ₹1 cr term insurance plan is a pure type of life insurance that offers a life cover of ₹1 Crore. Just like any other term insurance plan, it is the simplest form of life insurance. Under this, you pay premiums on a regular basis for a specific time frame called ‘policy term’
Since it is a pure term insurance policy you will not get a payout when you outlive the policy term.
It offers a high life cover at a low premium, making it an attractive option for individuals who are looking for comprehensive life insurance coverage.
So, choosing the best term insurance plan for 1 crore helps you secure your family’s financial future against the rising living cost in case of your demise. Read on to know more about why you should buy 1 crore term life insurance.
Are term life plans true? Do they really pay out 1 crore?
Yes, term life insurance plans are absolutely true and they genuinely pay out the promised sum such as ₹1 crore to your nominated beneficiaries. The payout is a guaranteed legal contract, provided you maintain an active policy by paying your premiums and make no false disclosures during the application process.
This plan works on 4 steps:
Let’s understand how a 1 cr term insurance plan work, with the help of an example:
The Setup: You choose a policy term (e.g., up to age 65 or for 30 years) and a coverage amount of ₹1 Crore.
Premium Payments: You pay affordable premiums- annually, half-yearly, or monthly. Premiums are significantly lower when you buy the policy at a younger, healthier age.
The Payout: If the policyholder tragically passes away during this period, the insurer pays the ₹1 Crore to the nominated beneficiaries.
Maturity (or lack thereof): Since this is pure life coverage, there are generally no survival or maturity benefits if you outlive the policy term. However, policies with a "Return of Premium" (TROP) option will refund all your paid premiums
Let’s understand how a 1 cr term insurance plan work, with the help of an example
If Pranav purchased a term insurance plan with a life cover of Rs. 1 crore at 30 years of age. He chose a policy term of 25 years and made his spouse the nominee. After around 5 years, Pranav dies in an unforeseen accident. His spouse received the full sum assured amount of 1 Crore from the insurer. This payment can help her wife to be financially independent in future.
Quick Fact:
I am 28 and planning to take term insurance for 1 cr.. Which company and plan should I opt for?
At 28 for ₹1 crore cover, focus on the insurer's claim settlement ratio (97%+) and solvency ratio, not just the lowest premium. Add riders like critical illness and accidental disability, and be fully honest about health/smoking history to avoid claim issues later. Compare 3-4 plans side by side on a broker platform rather than picking just one insurer directly.
Not necessarily. A ₹1 crore cover may not be sufficient if your living expenses are very high or if you have multiple large financial obligations. It depends on your income, city, existing loans, and how many years are left before your dependents become financially independent. A ₹1 crore cover bought in your late 20s, with modest liabilities and one dependent, can comfortably cover income replacement and a home loan. The same ₹1 crore for someone in their late 30s, living in a metro, with two children and a large home loan, may fall short once you actually add up the numbers.
A simple way to check is the D.I.M.E. method- add up four real-world responsibilities instead of picking a round number:
Debt: outstanding personal loans, car loans, and credit card dues your family shouldn't have to inherit.
Income: a rough thumb rule is 10–15x your annual income, so your family's day-to-day expenses stay covered for years.
Mortgage: your home loan balance, so your family isn't forced to sell or struggle to keep the house.
Education: the future cost of your children's education and milestones like marriage.
Suppose, Pranav, at 30 he bought a ₹1 crore term plan for 25 years with his spouse as nominee. A few years on, let's check if that ₹1 crore still holds up: he now earns ₹15 lakh a year as an IT professional in Mumbai, carries a ₹45 lakh home loan and a ₹5 lakh personal loan, and estimates ₹60 lakh for his two children's education and future milestones.
| D.I.M.E. Component | Amount |
| Debt | ₹5 lakh |
| Income (10x annual) | ₹1.5 crore |
| Mortgage | ₹45 lakh |
| Education & goals | ₹60 lakh |
| Total need | ≈ ₹2.6 crore |
Against this, Pranav's ₹1 crore plan falls short by roughly ₹1.6 crore. His original decision wasn't wrong; ₹1 crore was a sensible floor at 30, but his responsibilities have grown past it. He can either bump up his base cover to ₹2–2.5 crore now, while premiums are still low for his age, or add a top-up plan to bridge the gap.
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Buy Rs 1 crore term insurance plan at just ₹14/day. Below is the list of the best term insurance plan for 1 crore 2026.
˜The insurers/plans mentioned are arranged in order of highest to lowest Sum Assured(SA) offered by Policybazaar’s insurer partners offering term insurance plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI.Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Note: You can calculate the 1 crore term insurance premium amount from Term Insurance 1 Crore Calculator as per your requirements and life goals and LIC term insurance plan 1 crore premium calculator can also be used to calculate the premiums of LIC Term insurance 1 crore plans. In the same way, SBI term insurance 1 crore calculator can be used to compute premiums of SBI term insurance 1 crore plans.
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Policybazaar helps you compare plans from 40+ insurers side by side on premium, coverage, and claim settlement ratio, all in one place before you buy.
Income Replacement: Acts as a safety net for financially dependent family members.
Debt Repayment: Helps nominees easily clear off mortgages and outstanding loans.
Future Milestones: Secures funds for children's education and major life events.
Inflation Buffer: A higher sum assured like ₹1 crore provides a stronger cushion against rising living costs over the decades your family may need support
Tax Benefits: Premiums paid can be claimed as a deduction under Section 80C, and the payout is typically tax-free under Section 10(10D) of the Income Tax Act. Also, premiums paid for health-related riders, such as a critical illness rider, may also qualify for additional deduction
The best ₹1 Crore term insurance plan balances a high claim settlement ratio (CSR), comprehensive riders (like critical illness/disability), life cover, and affordable premiums.
| Term Insurance Companies in India | Best 5 Term Insurance Plans for 1 Crore | Sum Assured | CSR (Claim Settlement Ratio) |
| Life Insurance Corporation of India | LIC Jeevan Amar | 25 Lacs - No Limit | 91.67% |
| SBI Life Insurance Co. Ltd. | SBI Smart Shield Plus | 25 Lacs - No limit | 98.56% |
| HDFC Life Insurance Co. Ltd. | HDFC Click 2 Protect Supreme Plus | 10,000 - No limit | 99.72% |
| ICICI Prudential Life Insurance Co. Ltd. | ICICI iProtect Smart Plus | 50 Lacs - 20 Crores | 99.3% |
| Axis Max Life Insurance Ltd. | Axis Max Smart Term Plan Plus | 25 Lacs – 20 Crores | 99.8% |
**Disclaimer: The insurers mentioned above are arranged in order of highest to lowest annualised premium, based on data from the IRDAI Annual Report 2025-26. Policybazaar does not endorse, rate, or recommend any specific insurer or insurance product. For the complete list of life insurers in India, please visit the IRDAI website.
| Plan | Key Highlight | Notable Benefit |
| LIC Jeevan Amar | Pure protection with flexible premium options | Increasing sum assured option |
| SBI Smart Shield Plus | Multiple coverage variants | Optional riders, flexible structure |
| HDFC Click 2 Protect Supreme Plus | Comprehensive online plan | Life stage protection, return of premium |
| ICICI iProtect Smart Plus | Enhanced protection benefits | Terminal illness coverage, flexible payouts |
| Axis Max Smart Term Plan Plus | Customisable payout options | Multiple riders, long-term flexibility |
**Disclaimer: The insurers mentioned above are arranged in order of highest to lowest annualised premium, based on data from the IRDAI Annual Report 2025-26. Policybazaar does not endorse, rate, or recommend any specific insurer or insurance product. For the complete list of life insurers in India, please visit the IRDAI website.
Here are the top features and benefits of the best term insurance plan for ₹1crore:
Extensive Coverage
A ₹1 Crore term insurance plan offers comprehensive life cover of up to ₹1 Crore for the selected policy tenure, helping secure your family’s financial future.
Affordable Premium
Even with such a high sum assured, the ₹1 Cr term life insurance premium can remain affordable, especially when purchased early and for a longer policy term. This allows you to avail higher coverage without significantly increasing your premium burden.
Flexible Policy Tenure
You can choose the ₹1 Cr life insurance policy tenure based on your family’s financial responsibilities, future goals, and dependent needs.
Option to Increase Life Cover
A ₹1 Crore term insurance cover can often be increased at important life stages such as marriage, childbirth, or home loans, ensuring your family receives adequate protection as responsibilities grow.
Flexible Policy Features
The ₹1 Crore term insurance plan comes with flexible customisation options to suit your financial planning needs, including premium payment and payout choices.
Premium Payment Options
Single Pay: Pay the entire premium amount once at the start of the policy.
Limited Pay: Pay premiums for a limited period while enjoying coverage throughout the policy term.
Regular Pay: Continue paying premiums regularly during the entire policy tenure.
For limited and regular pay options, you can select a convenient premium payment frequency such as monthly, quarterly, half-yearly, annually, or one-time payment.
Payout Options
Lump Sum Payout: The nominee receives the entire sum assured at once.
Regular Income: The death benefit is paid as regular income over a fixed duration.
Combination Payout: A part of the sum assured is paid as a lump sum while the remaining amount is paid as regular income.
Riders for Enhanced Protection
You can enhance your ₹1 Crore term insurance policy with optional riders by paying an additional nominal premium. These riders may provide protection against:
Critical illnesses
Accidental death
Permanent disability
Hospitalisation expenses
Major and minor illnesses
Long-term Coverage
A ₹1 Cr term insurance policy can provide long-term protection ranging from 10 to 40 years, depending on the insurer and chosen plan. Generally, opting for a longer policy term at an early age may help keep premiums affordable.
Return of Premium Option
With the return of premium features, you can receive the total premiums paid under the ₹1 Crore insurance policy as a maturity benefit if you survive the policy tenure.
Simple and Easy to Purchase
A ₹1 Crore term policy focuses purely on life protection without any investment component, making it simple to understand and manage. You only need to choose a suitable plan, pay premiums on time, and ensure financial protection for your family. Most insurers also allow you to buy term insurance online through a quick and hassle-free process.
Buying the best ₹1 Crore term insurance plan ensures comprehensive financial security for your family. It replaces lost income, clears outstanding liabilities, such as home loans, and funds long-term goals, such as your children's education, in your absence. Here is why buying the best term insurance plan in India for 1 crore is important:
One of the biggest advantages of a ₹1 crore term insurance plan is that it provides a large life cover for a relatively low premium. Depending on factors such as age, health, and lifestyle, premiums can start from as low as ₹409 per month. Since most plans offer fixed premiums throughout the policy term, you can enjoy long-term protection without worrying about increasing costs.
The policy payout can help your family continue meeting essential expenses, maintain their standard of living, and achieve important financial goals even if you are no longer there to support them.
A ₹1 crore term insurance plan works as an income replacement and helps your family manage household expenses. Many insurers also offer flexible claim settlement options, allowing the benefit to be received as a lump sum, regular monthly income, or a combination of both.
As the cost of living rises over time, your family's financial needs also increase. A higher sum assured like ₹1 crore provides a stronger financial cushion to deal with future expenses and inflationary pressures.
If you have liabilities such as a home loan, car loan, personal loan, or credit card debt, the insurance payout can help your family repay these obligations without financial hardship, preventing them from inheriting significant debt. You can also use a home loan insurance calculator to check the premiums you would need to pay for your home loan insurance.
The death benefit can help fund major milestones in your children's lives, including higher education and marriage, ensuring their aspirations are not compromised by financial constraints.
Term insurance plans offer high life cover at affordable premiums since they provide pure risk protection. A 1 crore term insurance plan is a cost-effective way to secure your family’s future.
Most insurers provide multiple premium payment choices to suit different financial situations:
Single Premium: Pay the entire premium amount at the start of the policy.
Limited Premium: Pay premiums for a shorter duration while enjoying coverage for the full policy term.
Regular Premium: Pay premiums throughout the policy term.
Premium paid: Premiums paid for term insurance are eligible for tax deductions under Section 80C, up to Rs. 1.5 lakh.
Death benefit: The payout received by your family is generally tax-free under Section 10(10D), as per applicable tax rules.
Premiums paid for health-related riders: Premiums paid for riders such as critical illness riders may also qualify for tax deductions under Section 80D.
GST exemption: Following the GST Council's reform effective September 22, 2025, individual life insurance premiums, including term insurance, now attract 0% GST, down from 18% previously. This means the full premium you pay goes directly toward your cover, with no tax component added on top, making 1 crore term insurance even more affordable than before.
You can enhance your 1 crore term insurance plan with add-on riders for broader protection.
Critical illness rider: Provides a lump sum payout on diagnosis of a listed critical illness.
Accidental death benefit rider: Offers an additional payout in case of death due to an accident.
Waiver of premium rider: Waives future premiums if you become critically ill or disabled, while the policy remains active.
A 1 crore term insurance plan is a common choice for individuals with financial dependents or large liabilities. Since Rs. 1 crore is a sufficient sum assured, it is a good decision for most people who are looking to secure their financial future. This table shows who should consider buying a term insurance plan for 1 cr term insurance in India 2026 online:
| Who Should Buy | Why Buy a ₹1 Crore Term Insurance Plan |
| Young Professionals | A ₹1 Crore term insurance plan can help you start securing your family’s financial future early in your career and ensure their financial needs are taken care of in your absence. |
| Newly Married Couples & Young Parents | As responsibilities grow after marriage or parenthood, this plan helps provide financial stability to your spouse and children in case of an unfortunate event. |
| Individuals with Existing Debts | If you have personal, education, or vehicle loans, a ₹1 Cr term insurance plan can help prevent your family from bearing the repayment burden. |
| Home Loan Borrowers | A large home loan can create long-term financial obligations. This plan helps your family repay the loan and continue living securely in the same home. |
| Sole Earning Members | If your family depends entirely on your income, a ₹1 Crore term plan can provide financial support to manage daily expenses and future goals after you. |
| Business Owners | In the event of your untimely demise, the policy can help your family manage business-related liabilities and maintain financial continuity. |
| Self-Employed Individuals | For freelancers and self-employed professionals, this plan can help replace lost income and protect the family from financial uncertainty. |
| Investors and Financial Planners | A ₹1 Cr term insurance policy helps ensure that long-term investments and financial goals continue uninterrupted even in your absence. |
| Individuals Supporting Elderly Parents | If your parents are financially dependent on you, this plan can help ensure they continue to receive financial support and maintain their lifestyle. |
| Individuals Nearing Retirement | Even close to retirement, a term insurance plan can help financially protect dependents until they become self-sufficient. |
| Senior Citizens | Whole-life coverage options can help ensure your spouse or dependents remain financially secure and comfortable after you. |
| Homemakers | Homemakers contribute significantly to the household. A term insurance plan can help cover childcare, household management, and other daily expenses in their absence. |
| Working Women | A ₹1 Crore term insurance policy can help replace your income contribution and support your family’s future lifestyle and financial goals. |
| Taxpayers | Along with financial protection for your family, term insurance plans may also offer tax benefits under Sections 80C and 10(10D) of the Income Tax Act. |
Minimum Entry Age
Minimum entry age to buy Rs. 1 Crore term insurance plan is 18 years as this age is the legal age to get into most of the insurance plans.
Maximum Entry Age
The insurers offer term life insurance plans up to the age of 60-65 years for a Rs. 1 crore term insurance cover. But insurance companies also offer special plans to individuals of age 70 years or more.
Premium Impact
Age can affect your premiums. Buying a 1 Crore term insurance at an early stage, i.e., in your 20s or 30s can provide lower premiums than individuals of a more advanced age due to lower perceived health risks.
Beyond age, most insurers also underwrite ₹1 crore term plans against your income, since the sum assured is meant to be a reasonable multiple of what you earn, not an arbitrary number. As a general industry practice:
Insurers typically expect a minimum annual income of around ₹3–5 lakh to qualify for a ₹1 crore sum assured, though this varies by insurer, city, and occupation.
Salaried applicants are usually asked for income proof such as Form 16, latest salary slips, or ITR, while self-employed applicants may need to submit ITRs and business financials for the last 2–3 years.
Higher sum assured amounts (above ₹1 crore) generally require proportionately higher declared income, since insurers cap coverage as a multiple of annual income to avoid over-insurance.
If your current income doesn't fully support a ₹1 crore cover on its own, insurers may still consider other factors, such as existing assets, co-applicant income, or future earning potential, during underwriting.
Minimum entry age: 18 years
Maximum entry age: Typically 60–65 years, though select insurers offer plans up to 70+ years
The earlier you buy, the lower your locked-in rate for the entire policy term. Buying in your 20s or early 30s, while healthy and before any medical conditions develop, is consistently the most cost-effective decision
The right moments to buy specifically include:
When you start earning a steady income
When you take on a large loan (home, personal, or business)
When you get married
After becoming a parent
While you are still young and healthy, since underwriting terms tighten with age
One of the main factors in selecting the term life insurance plan for the financial protection of your family is deciding on the right sum assured option. Below are the options available for sum assured amounts that are for you:
Term Plans
Get High Coverage at a Low Premium
Family’s Security From Loans and Debts
Get up to 15% online discount
Whole Life Cover till 99/100 years
Get Tax Benefits Up To Rs. 46,800
| Term Insurance Plan | Key Highlights | Notable Benefits |
| LIC Jeevan Amar | Pure protection term plan with flexible premium payment options | Increasing sum assured option and long policy tenure choices |
| SBI Life Insurance Smart Shield Plus | Customisable term insurance plan with multiple coverage variants | Optional riders and flexible policy structure |
| HDFC Life Click 2 Protect Supreme Plus | Comprehensive online term plan with flexible coverage features | Life stage protection and return of premium option |
| ICICI Prudential Life Insurance iProtect Smart Plus | Modern term insurance plan with enhanced protection benefits | Terminal illness coverage and flexible payout modes |
| Axis Max Life Insurance Smart Term Plan Plus | Flexible protection plan with customisable payout options | Multiple rider choices and long-term coverage flexibility |
Finding the best term insurance plan for 1 crore is an important task, as various insurers offer plans at a competitive rate. However, if you have already decided to buy a 1 Cr term plan to protect your family in your absence financially, here are some of the important parameters you should consider when buying a suitable 1 Cr term insurance plan.
Your cover should be enough to replace income, clear liabilities, and support future goals.
Human Life Value: Use HLV calculator as a thumb rule and aim for 10 to 15 times your annual income.
Outstanding loans: Add all loans and debts so your family can repay them without stress.
Current and future expenses: Include daily expenses along with future needs like healthcare and education.
Future goals: Factor in milestones like your child’s education, marriage, and spouse’s retirement.
The policy term should last as long as your family depends on your income.
Your dependent’s age: Choose a term till your dependents become financially independent.
Your retirement age: A common approach is to align the term with your retirement age.
Long-term liabilities: Ensure the term also covers long-term loans like home loans.
Pick a payment option that is comfortable and sustainable.
Premiums should be affordable: The premium should fit your budget easily.
Premium paying term: Choose from regular, limited, or single pay options with flexible frequencies.
Buy online or offline?: Online offers convenience, while offline gives advisor support.
CSR represents the total number of claims the insurer settled in a year to the total number of claims received within the same year. A CSR above 95% indicates that the insurance company has settled most of the claims received annually and is a reliable insurer from where you can buy term plans. Therefore, you should choose an insurer with a high CSR to ensure that your nominees/beneficiaries receive the claim amount on time.
Riders: Riders are the add-on benefits that can be added to the base plan to enhance the coverage of the existing term plan. There are different types of riders, such as waiver of premium, critical illness, accidental total and permanent disability, accidental death, hospicare rider, etc. Go through the list of available riders and their benefits to make the most of your 1 crore term insurance plan.
Medical test requirements: Read and go through the insurance company’s policy about medical examinations. Some term plans may require a medical check-up based on age and life cover amount. Be informed about any important health tests.
Read plan documents carefully to understand all the life insurance exclusions. These are the situations where the plan will not provide any payout. Make sure that you are aware of these implications.
Premiums rise with age, making early purchase the most cost-effective decision.
Let us take a look at the monthly premium and how it changes for a 1 crore term plan for different age groups:
Premiums for Different Age Groups
Let us take a look at how the premiums for the best term insurance plan for 1 crore differ for male and female customers over different age groups:
| Age Group | Coverage Duration | Female Premium (₹) | Male Premium (₹) |
| 20s | Till 70 years | 526 | 564 |
| 30s | Till 70 years | 692 | 827 |
| 40s | Till 70 years | 1178 | 1500 |
| 50s | Till 70 years | 2241 | 2907 |
| 60s | Till 70 years | 4144 | 5142 |
Deciding the right time to buy a ₹1 crore term insurance plan is just as important as choosing the coverage amount. While many people delay the decision, the timing can majorly affect both your premium and long-term financial security.
The ideal time to consider a 1 crore term insurance plan is when you begin earning a steady income. Once someone depends on your income, even partially, protection becomes important. Buying early also helps lock in a lower premium for the entire policy term.
If you’ve taken a home loan, personal loan, or any large financial commitment, it’s a strong signal that you need adequate life cover. A ₹1 crore term insurance plan can help ensure that your family is not burdened with repayment obligations in your absence.
Marriage changes financial priorities. Even if both partners are earning, having sufficient life cover provides stability and peace of mind. In such cases, the best term insurance for 1 crore plan ensures your spouse remains financially secure if something unexpected happens.
Parenthood brings long-term responsibilities like education, healthcare, and daily expenses. The best term insurance for 1 Crore can act as income replacement and help maintain your child’s future plans without disruption.
Premiums are largely based on age and health. The younger and healthier you are, the lower your premium is likely to be. Waiting can mean higher costs or stricter underwriting later. Buying early is often the most cost-effective decision.
Below mentioned is the step-by-step guide to buy the best term insurance plan for 1 crore term plan from Policybazaar:
Visit Policybazaar and go to the Term Insurance page
Fill in the basic details such as name, Date of Birth, and contact number and click on ‘View Plans’
Answer the questions about smoking habits, annual income, occupation type, and educational qualification
After submitting all the details, a list of all available 1 Crore term insurance plans will be displayed
Choose the best term insurance plan for 1 Crore that suits your financial needs and proceed to pay the first premium
Yes, a 1 crore term insurance plan is genuinely worth it for most people with financial dependents, since it offers high coverage at a remarkably low premium starting around ₹400-500/month for a healthy young buyer. It can replace your income, clear major liabilities like a home loan, and fund your children's future goals, all while qualifying for tax benefits under Sections 80C and 10(10D). The only consideration is whether ₹1 crore is actually sufficient for your specific income, liabilities, and family size, use the D.I.M.E. formula to confirm before assuming it's adequate, since inflation can meaningfully erode its value over a 20-30 year policy term.
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Varun has spent years in the insurance space, but what drives him isn't policies or premiums — it's the conversations he's had with real people. A young father in Pune wondering if his salary is enough. A newly married couple in Jaipur putting off "the insurance talk" for later. A mother in Chennai who never knew her husband was underinsured until it was too late. These stories stay with him. As Head of Term Insurance at Policybazaar, Varun knows the numbers well — 52.4% of Indians are aware of term insurance, yet only 9.6% own it. And 87% of families don't realise they're leaving their loved ones with far less protection than they actually need. But behind every statistic, he sees a family that just needed someone to sit with them, explain it simply, and help them take that one step. That's exactly what Policybazaar's term insurance is built to do. In his words, "Most people aren't avoiding protection — they're just waiting for someone to make it easy. That's what we're here for."
Write to Varun˜The insurers/plans mentioned are arranged in order of highest to lowest Sum Assured(SA) offered by Policybazaar’s insurer partners offering term insurance plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI.
Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
+On the basis of your profile
+Rs. 410/month is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10
+Rs. 410/month (Rs.14/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age rounded off to nearest 10
+Rs. 245 is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 8/day is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10
+Rs. 15/day is starting price for a 75 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10
+Rs. 504/month is starting price for a 1.5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 494/month is starting price for a 2 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 636/month is starting price for a 3 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 918/month is starting price for a 5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 1,286/month is starting price for a 7 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 453/month is starting price for a 1 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs.582/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 786/month is starting price for a 3 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 1,374/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 1,592/month is starting price for a 7 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 525/month is the starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 68 years of age.
+Rs. 668/month is starting price for a 2 crore term life insurance for an 25 year-old male, non-smoker, with no pre-existing diseases, cover upto 45 years of age.
+Rs. 1,200/month is starting price for a 2 crore term life insurance for an 35 year-old male, non-smoker, with no pre-existing diseases, cover upto 55 years of age.
+Rs. 410/month is starting price for a 1 crore term life insurance for an 18 year-old Female, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 577/month is starting price for a 1 crore term life insurance for an 18 year-old Male, self employed, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
*The full refund of premium is available on availing the one-time option of refund of premium. Total premium paid for policy (paid for add-ons) will be the special exit value, payable on availing the one-time option of refund of premium if you wish to completely exit the policy.
+Rs. ₹361/month is the starting price for a ₹1 crore loan cover with an 8% interest rate for an 18-year-old male, non-smoker, with no pre-existing diseases, loan tenure up to 20 years, rounded off to the nearest 10
Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited
We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale
Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.
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