Written By
Varun Agarwal
Reviewed By
Vivek Jain
Buy 1 Crore Term Insurance Plans at Rs.13/day
A 1 crore term insurance plan is a pure form of term life insurance that offers a death benefit of Rs 1 crore to the nominee in case of life assured demise. The insurer provides a life cover of Rs. 1 crore to the insured in return for regular fixed premium. The 1 crore death benefit will help your family members to maintain their living standards, achieve financial goals such as child’s marriage and education and pay the loans/debts in case of your absence. For example: A healthy 25 year old male non-smoker would have to pay Rs.532 per month for 40 years for 1 crore term insurance plan. This means you get 1 crore term insurance @17/day.
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₹13,50,000 Crore of Life Cover Assured
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Tables of Content
What is 1 Cr Term Insurance Plan? 
Why Buy the Best Term Insurance Plan for ₹1 Crore? Why Should You Buy the Best Term Insurance Plan for 1 Crore? How Does 1 Crore Term Insurance Work? List of Term Insurance Plan For 1 Crore Why Do You Need a Term Insurance Plan for 1 Crore? Who Should Buy 1 Crore Term Insurance? Maximum and Minimum Age to Buy Rs 1 crore Term Insurance Plan Sum Assured Options for Term Insurance Plans Why Buy Policybazaar Term Insurance 1 Crore Plan? Factors to Consider Before Buying the Best Term Insurance Plan How to Choose the Best Term Insurance Plan for 1 Crore? FAQ
Why Buy the Best Term Insurance Plan for ₹1 Crore? Why Should You Buy the Best Term Insurance Plan for 1 Crore? How Does 1 Crore Term Insurance Work? List of Term Insurance Plan For 1 Crore Why Do You Need a Term Insurance Plan for 1 Crore? Who Should Buy 1 Crore Term Insurance? Maximum and Minimum Age to Buy Rs 1 crore Term Insurance Plan Sum Assured Options for Term Insurance Plans Why Buy Policybazaar Term Insurance 1 Crore Plan? Factors to Consider Before Buying the Best Term Insurance Plan How to Choose the Best Term Insurance Plan for 1 Crore? FAQ What Is Term Insurance 1 Crore Plan?
A 1 cr term insurance plan is a type of life insurance that offers a death benefit of Rs. 1 crore. Just like any other term insurance plan, it is a purest and basic form of life insurance wherein you pay premiums on a regular basis for a fixed time period called as policy term. Since this plan is a term insurance plan for 1 crore, the nominee or the chosen beneficiary will get Rs. 1 crore in case of an unforeseen demise during the policy term. This high life cover amount ensures the financial security of your family in case of your absence. Since it is a pure term insurance policy you will not get a payout when you outlive the policy term.
It offers a high life cover at an low premium, making it an attractive option for individuals who are looking for comprehensive life insurance coverage.
So, Choosing the best term insurance plan for 1 crore helps you secure your family’s financial future against the rising living cost in case of your demise. Read on to know more about why you should buy 1 crore life insurance.
List of Best Term Insurance Plan For 1 Crore in India 2026
Buy Rs 1 cr. term plan at just ₹13/day. Below is the list of the best term insurance plan for 1 crore 2026. You can take a look at these 1 crore term insurance plans and select the one that you like:
| Private Insurer | Term Insurance Plan | Entry Age | Sum Assured | |
| HDFC Life Insurance | HDFC Life Click 2 Protect Supreme | 18 – 65 years | 10,000 - No Limit | |
| ICICI Prudential Life Insurance | ICICI Pru iProtect Smart Plus | 18 – 65 years | 25 Lacs – 20 Crores | |
| Tata AIA Life Insurance | Tata AIA Sampoorna Raksha Promise | 18 – 65 years | 25 Lacs – No limit | |
| SBI Life Insurance | SBI Smart Shield Plus | 18 – 65 years | 25 Lacs – No limit | |
| Bajaj Life Insurance | Bajaj Life eTouch II | 18 – 65 years | 50 Lacs – No limit | |
| Axis Max Life Insurance | Axis Max Smart Term Plan Plus | 18 – 60 years | 25 Lacs – 20 Crores | |
| Go Digit Life Insurance | Digit Glow Term Insurance | 18 – 65 years | 25 Lacs – 1 Crore | |
| Aditya Birla Sun Life Insurance | ABSLI Super Term Plan | 18 - 65 years | 25 Lacs – No limit | |
| India First Life Insurance | India first Life Plan | 18 - 60 years | 1 Lac - 50 Crores | |
| Kotak Mahindra Life Insurance | Kotak e-Term Insurance | 18 – 65 years | 51 Lacs - No limit | |
| Canara HSBC Life Insurance | Canara HSBC Young Term Plan - Life Secure | 18 – 45 years | 25 Lacs – No limit | |
| Shriram Life Insurance | Shriram Life Online Term Plan | 18 - 55 years | 25 Lacs - 10 Crores | |
| PNB Met Life Insurance | PNB Mera Term Plan Plus | 18 - 60 years | 25 Lacs - No limit | |
| Star Union Dai-ichi Life Insurance | SUD Life e-Lifeline | 18 - 60 years | 25 Lacs - 1 Crore | |
| Pramerica Life Insurance | Pramerica Life Saral Jeevan Bima | 18 - 65 years | 5 Lacs - 25 Lacs | |
| Aviva Life Insurance | Signature 3D Term Plan - Platinum | 18 - 65 years | 30 Lacs - 5 Crores | |
| Future Generali Life Insurance | Future Generali Care Plus Plan | 18 - 60 years | 10 Lacs - No limit | |
| Reliance Nippon Life Insurance | Reliance Nippon Life Super Suraksha Plus | 18 - 60 years | 2 Crore - No limit | |
| Ageas Federal Life Insurance | Termsurance Life Protection Insurance Plan | 18 - 60 years | 5 Lacs - No limit | |
| Bandhan Life Insurance | Bandhan Life iTerm Prime | 18 – 65 years | - | |
| Bharti Axa Life Insurance | Bharti AXA Flexi Term Pro | 18 - 65 years | 25 Lacs - No limit | |
| Edelweiss Life Insurance | Edelweiss Life Zindagi Protect Plus | 18 – 65 years | 50 Lacs – No limit | |
| Public Insurer | ||||
| Life Insurance Corporation of India Ltd. | LIC Jeevan Amar | 18 - 65 years | 25 Lacs - No Limit | |
See More Plans
Note: You can calculate the 1 crore term insurance premium amount from Term Insurance 1 Crore Calculator as per your requirements and life goals and LIC term insurance plan 1 crore premium calculator can also be used to calculate the premiums of LIC Term insurance 1 crore plans. In the same way, SBI term insurance 1 crore calculator can be used to compute premiums of SBI term insurance 1 crore plans.
Disclaimer: *The insurers/plans mentioned are arranged in order of highest to lowest Sum Assured(SA) offered by Policybazaar’s insurer partners offering term insurance plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Why Buy the Best Term Insurance Plan for ₹1 Crore?
A ₹1 crore term insurance plan is one of the smartest ways to protect your family's financial future. Here's why it makes sense:
High Coverage at Low Premiums
You can get a large life cover of ₹1 cr term plan at a very affordable cost, often less than ₹500 per month. Once you buy the plan, your premium stays the same throughout the policy term, so you don't need to worry about rising costs later.
Leave a Debt-Free Legacy
If something unfortunate happens to you, your family could be left with loans, personal loans, or other unpaid debts. A ₹1 cr term plan or a home loan insurance payout can help them clear all liabilities and live a stress-free life.
Option to Increase Coverage with Riders
You can add extra benefits to your plan with term insurance riders like:
- Critical illness cover — in case you're diagnosed with a serious illness
- Accidental death benefit — provides extra payout if death happens due to an accident These riders make your policy more powerful and protect your family in more situations.
Support for Future Goals
The sum assured from your plan can help your family achieve important life goals, even in your absence. It can fund your child's education, support your spouse's retirement, or cover day-to-day living expenses for years to come.
Tax Benefits
Premiums paid for your term plan qualify for tax deductions under Section 80C of the Income Tax Act. The payout your family receives is also tax-free under Section 10(10D), subject to prevailing tax laws.
Flexibility to Change Coverage
Many 1 Cr term plans allow you to increase or reduce the sum assured during the policy term, based on life events like marriage, having a child, or increased income. This helps you stay protected as your financial needs grow.
Why Should You Buy the Best Term Insurance Plan for 1 Crore?
Let us look at the various benefits of buying the best term insurance plan in India for 1 crore:
Here's why it's becoming increasingly important:
Note - A 1 crore term insurance plan offers a simple and affordable way to ensure your family can face the future with confidence, no matter what challenges may arise. You can use the term insurance calculator to check the premiums for a 1 crore term insurance plan.
How Does 1 Crore Term Insurance Work?
1 crore term insurance works on the basis of a simple principle of offering a sufficient financial security to your family members for affordable and regular premiums.
Let’s understand how a 1 cr term insurance plan work, with the help of an example:
If Pranav purchased a term insurance plan with a life cover of Rs. 1 crore at 30 years of age. He chose a policy term of 25 years and made his spouse the nominee. After around 5 years, Pranav dies in an unforeseen accident. His spouse received the full sum assured amount of 1 Crore from the insurer. This payment can help her wife to be financially independent in future.
Parameters
Pranav's Age 30 years
Policy Term 30 years
Sum Assured ₹ 1 Crore
Premium Payment Term 30 years (Regular Pay)
Non-Smoker Status Yes
Policy Status Active until 24th policy year
Event Unfortunate death during 24th year of policy
Nominee Payout ₹ 1 Crore (paid to wife)
Uses of Death Benefit Pay off home loan, child's education fees, take care of monthly household expenses
Why Do You Need a Term Insurance Plan for 1 Crore?
The need for a 1 cr term insurance is that it offers financial coverage to the family of the policyholder in the event of their unfortunate demise during the policy term. During the pandemic, while many families were suffering due to high medical bills and financial instability due to job losses, people understood the importance of buying term insurance. With the best term insurance plan for 1 crore, you can secure your loved ones for a long term by opting for high coverages and also save on your yearly taxes.
Let us see the types of insurance you can buy to secure your loved ones
Term Plans
-
LIFE COVER
₹ 1 Crore
STARTS AT
₹ 16/day+
-
LIFE COVER
₹ 50 Lakh
STARTS AT
₹ 12/day+
-
LIFE COVER
₹ 75 Lakh
STARTS AT
₹ 8/day+
Who Should Buy 1 Crore Term Insurance?
This table shows who should consider buying a term insurance plan for 1 cr term insurance in India 2026 online:
Young professionals Helps secure the financial future of your family from an early phase in your career, and helps to achieve their requirements in your absence.
Newly married couple and parents with kids Ensures your spouse and children are financially protected in case of your unforeseen demise.
People with debts/loans Prevents outstanding liabilities from becoming a burden on your dear ones.
People with home loan insurance Helps your family manage or close large housing loans and continue living in the same home without financial strain
Sole earner of family Helps manage household expenses, daily needs, and future milestones are supported even if the primary income stops.
Entrepreneurs & Business Owner Can assist in settling business-related liabilities and maintaining financial balance for dependents.
Self-Employed Professionals Acts as an income replacement , providing stability despite irregular earnings.
Investors Secures long-term financial plans by providing funds to sustain investments or planned goals.
Individuals Supporting Senior citizens Offers a financial cushion to parents who rely on your earnings for their living expenses.
Those nearing retirement Provides interim protection for dependents until they achieve financial independence
Senior Citizens Certain long-term plans can help ensure a spouse’s financial comfort in later years.
Housewife Recognises the economic value of unpaid household contributions by covering childcare and household costs if needed.
Working women Helps maintain family lifestyle and future aspirations by replacing lost income.
Taxpayers Along with protection benefits, premiums may qualify for tax deductions under Sections 80C and 10(10D), subject to prevailing tax laws.
Sum Assured Options for Term Insurance Plans
One of the main factors in selecting the term life insurance plan for the financial protection of your family is deciding on the right sum assured option. Below are the options available for sum assured amounts that are for you:
Term Insurance Plans
₹5 Crore
Term Insurance₹2 Crore
Term Insurance₹1.5 Crore
Term Insurance₹1 Crore
Term Insurance₹25 Lakh
Term Insurance₹50 Lakh
Term InsuranceWhy Buy Policybazaar Term Insurance 1 Crore Plan?
- 01
Get High Coverage at a Low Premium
- 02
Family’s Security From Loans and Debts
- 03
Get up to 15% online discount
- 04
Whole Life Cover till 99/100 years
- 05
Get Tax Benefits Up To Rs. 46,800
*All savings are provided by the insurer as per the IRDAI-approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes as per the prevailing tax laws. Standard T&C apply.
Why Use a Home Loan Insurance Calculator?
Here are the reasons why you should use a home loan insurance calculator:
1
Correct Premiums:
Get precise calculations about how much home loan insurance costs based on your specific loan details.
2
Instant Results:
The home loan insurance calculator saves time and effort by getting quick answers.
3
Easy Comparisons:
See how different factors, like loan amount or tenure, affect your home loan insurance premium calculator results.
4
Better Budgeting:
Use the home loan prepayment calculator to figure out how much home loan insurance will cost you up front. This will help you plan your finances better.
5
Informed Decisions:
Knowing how different home loan insurance options affect the total cost of your home loan calculator can help you pick the best plan.
When Should I Buy the 1 Crore Term Insurance Plan?
This is a quite concerning question among the buyers of term insurance. It is often suggested that you buy a 1 crore term insurance as soon as possible so that you can get it at lower premiums. Term insurance premiums increase with your age. Let us take a look at the monthly premium and how it changes for a 1 crore term plan for different age groups:
Premiums for Different Age Groups
20s
Cover till 70 yearsFemale ₹ 526
Male ₹ 564
30s
Cover till 70 yearsFemale ₹ 692
Male ₹ 827
40s
Cover till 70 yearsFemale ₹ 1178
Male ₹ 1500
50s
Cover till 70 yearsFemale ₹ 2241
Male ₹ 2907
60s
Cover till 70 yearsFemale ₹ 4144
Male ₹ 5142
How to Choose the Best Term Insurance Plan for 1 Crore?
Choosing the best term insurance plan for 1 crore is important to secure your family’s financial future. Here is how you can choose the most suitable 1 cr term insurance online:
- 1 Assess your financial needs and requirements:
You need to take your age at the time of buying 1 crore term insurance into account, and your existing annual income. This is because age affects your premium rates and eligibility for certain life cover amounts. Not only that, your annual income may also restrict the sum assured you are eligible to buy the best term insurance plan for 1 crore.
- 2 Premium:
Unless the premium amount fits into your budget, you will not be able to buy 1 cr term plan or pay the price on a regular basis. Thus, it is recommended to buy term insurance policy with an affordable premium according to your income.
- 3 Keep inflation rates and cost of living in mind:
A term plan, once bought, will cover you for decades. During this period, the inflation rates and cost of living are bound to increase. Thus, you should always keep these in mind and look for a 1 crore term insurance plan that will sufficiently cover your family’s needs even after a few years.
- 4 Other Benefits:
Apart from providing life coverage, insurance companies offer various features with their term plans like
- Add-ons or riders to increase the base coverage
- Option to increase the coverage with changing life stages
- Accelerated payouts in case of terminal illnesses
- 5 Compare 1 crore term insurance plans online:
You should always compare the available term plans from different insurers online on the basis of their premium rates, CSR values, benefits offered, riders, and policy terms to find the most suitable term plan.
When Should I Buy the 1 Crore Term Insurance Plan?
Choosing the right 1 Crore term plan is essential in ensuring that you are not only covered under the right cover amount but also able to pay the premiums without straining your budget. The premiums depend on various factors, one of which is age. Let us take a look at the monthly premium table and how it changes for a 1 crore term plan for different non-smoking individuals in different age groups:
Your Age and Annual Income:
You need to take your age at the time of buying 1 crore term insurance into account, and your existing annual income. This is because age affects your premium rates and eligibility for certain life cover amounts. Not only that, your annual income may also restrict the sum assured you are eligible to buy the best term insurance plan for 1 crore.
Your Age and Annual Income:
You need to take your age at the time of buying 1 crore term insurance into account, and your existing annual income. This is because age affects your premium rates and eligibility for certain life cover amounts. Not only that, your annual income may also restrict the sum assured you are eligible to buy the best term insurance plan for 1 crore.
Your Age and Annual Income:
You need to take your age at the time of buying 1 crore term insurance into account, and your existing annual income. This is because age affects your premium rates and eligibility for certain life cover amounts. Not only that, your annual income may also restrict the sum assured you are eligible to buy the best term insurance plan for 1 crore.
Your Age and Annual Income:
You need to take your age at the time of buying 1 crore term insurance into account, and your existing annual income. This is because age affects your premium rates and eligibility for certain life cover amounts. Not only that, your annual income may also restrict the sum assured you are eligible to buy the best term insurance plan for 1 crore.
Your Age and Annual Income:
You need to take your age at the time of buying 1 crore term insurance into account, and your existing annual income. This is because age affects your premium rates and eligibility for certain life cover amounts. Not only that, your annual income may also restrict the sum assured you are eligible to buy the best term insurance plan for 1 crore.
How To Buy 1 Crore Term Insurance Plan from Policybazaar?
Below mentioned is the step-by-step guide to buy the best term insurance plan for 1 crore term plan from Policybazaar:
- 1
Visit Policybazaar and Go to the Term Insurance page
- 2
Fill in the basic details such as name, Date of Birth, and contact number and click on ‘View Plans’
- 3
Answer the questions about smoking habits, annual income, occupation type, and educational qualification
- 4
After submitting all the details, a list of all available 1 Crore term insurance plans will be displayed
- 5
Choose the best term insurance plan for 1 Crore that suits your financial needs and proceed to pay the first premium
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FAQ's
- Q: What is 1 Crore Term Insurance?
A 1 crore term insurance sum assured policy is a term insurance plan that offers the death benefit of 1 Crore on the policyholder's death. The policyholder's family will receive the amount to care for their financial needs, like paying rent and child’s fees, taking care of any remaining loans, and fulfilling any other financial goals.
- Q: How much does 1 crore term insurance cost?
The cost of 1 Crore term insurance starts at just ₹400 per month for an 18-year-old male. However, the premium also depends on the basic factors of the insurance seeker, such as the age at the time of purchasing the plan, gender, smoking habits, health condition, income, etc.
- Q: Who is eligible for 1 Crore Term Insurance?
1 Crore Term insurance plans can be purchased by anyone over 18 years of age, and the upper limit of age for purchasing a term policy for 1 crore falls between 60 to 65 years, depending on the insurer.
- Q: Who should buy the best term insurance plan for 1 crore?
1 crore term plan is suitable for:
Large families having spouse, children, siblings, and parents
Limited income groups with large financial commitments People having liabilities and debts
Those who want to ensure their children's financial future in their absence - Q: What are the benefits of buying a 1 Crore term insurance plan?
The benefits of the 1 Crore term insurance plan are:
High sum assured/life cover at low premium rates
Complete protection for your family members
Tax benefits
Helps save more money if opted early
Secures loans, debts, and liabilities of the family - Q: What is the value of 1 cr after 20 years?
The value of ₹1 crore after 20 years will decrease significantly because of inflation. With a 6% inflation rate, a 1 crore would buy what Rs. 20-30 lakhs can buy.
- Q: How to compare the best term insurance plan for 1 Crore?
To compare 1 Crore term plans, you can visit policybazaar.com and compare different plans available in the market. Policybazaar will provide premium rates from various insurance companies based on your eligibility.
- Q: How to Choose the Right Term Plan?
Ans: Choosing a term insurance plan is influenced by various individual factors:
- Individual Needs: Personal factors influence the choice
- Premium Rate: A crucial cost factor
- Policy Duration: Age at purchase affects premium
- Riders: Extra coverage increases premium
- Q: What happens if you survive the policy term?
On surviving the policy term, nothing will be payable for standard term plans but if you have opted for the term return of premium plans, you will be eligible to receive the premiums paid back at the end of the policy term. In case your policy was purchased before 22nd September 2025, the premiums returned will exclude GST.
- Q: How to calculate the premium amount of the 1 Crore term plan?
You can use the term insurance calculator on Policybazaar’s website to calculate the 1 crore term insurance premium rates by providing some basic details such as income range, age, and smoking habits.
- Q: What is the right age to buy the best term insurance plan for 1 Crore?
The right age to buy a 1 crore term insurance is as early as possible. This way, you will be able to secure a larger life cover for a longer policy duration at low premium rates. However, you must make sure to understand what is term insurance before buying the right term plan for yourself.
- Q: Is 1 crore enough to retire at 50?
Whether ₹1 crore is enough to retire at 50 depends on your current lifestyle, expected monthly expenses, inflation rate, and life expectancy.
- Q: What are the riders available with 1 crore term insurance plans in India?
The 1 cr term insurance plans offer the following term insurance riders.
Critical Illness Benefit Rider
Accidental Death Benefit Rider
Accidental Total Permanent Disability Rider
Terminal Illness Benefit Rider
Waiver of Premium Benefit Rider
Hospicare Benefit Rider - Q: How can I get premium of SBI Life term insurance 1 crore?
The premium of SBI Life term insurance 1 crore is Rs. 791. This can be calculated using SBI term insurance calculator from Policybazaar.
- Q: How to Buy 1 crore term insurance plan online?
You can buy the 1 cr term plan online by following the below steps:
Step 1 - Visit the term insurance plan online
Step 2 - Fill in your name, contact number, and gender
Step 3 - Enter your smoking habits, educational background, occupation type, and annual income
Step 4 - Select the most suitable plan and proceed to pay - Q: What is the minimum income requirement to buy the best term insurance plan for 1 crore?
The minimum income requirement to buy term plan of Rs. 1 Crore varies from insurer to insurer. Generally, an annual income of Rs. 5 Lakhs or more is needed to buy 1 crore term insurance policy.
- Q: Can NRIs buy the 1 Crore term insurance?
The 1 cr term insurance plans offer the following term insurance riders.
Critical Illness Benefit Rider
Accidental Death Benefit Rider
Accidental Total Permanent Disability Rider
Terminal Illness Benefit Rider
Waiver of Premium Benefit Rider
Hospicare Benefit Rider - Q: What is Tata AIA 1 crore term insurance?
A Tata AIA 1 crore term insurance plan offers Rs. 1 crore life cover for your family members, and acts as a financial safety net with tax benefits u/s 80C, affordable premiums, and benefits like waiver of premium, instant claim payouts, and flexible payment options.
- Q: What is the premium of LIC term insurance 1 crore?
The premium of LIC term insurance crore can be calculated using LIC term insurance 1 crore calculator. You can visit Policybazaar and compare the best LIC term insurance 1 crore plans. To know more about, click on LIC term insurance 1 crore premium calculator.
- Q: Where to invest 1 crore to get monthly income?
You can invest 1 crore to get regular monthly income in life insurance tools like term insurance. Term insurance acts as an income replacement which means it replaces your income in times of job loss.
- Q: What is HDFC 1 Crore term insurance plan?
An HDFC 1 crore term plan provides Rs 1 crore to your family at affordable premiums, covering major expenses such as education, loans, daily needs. It offers a high life cover with features like premium breaks, critical illness, claim payouts and financial security against the uncertainties of life.
- Q: Which 1 crore policy is best?
The best 1 crore policy depends on a person’s individual needs. For example, if a person requires a 1 crore term insurance to cover them until their kids are no longer dependent on them, the best 1 crore policy would be different for them compared to someone who needs a term plan to cover them for their whole life.
- Q: What is the average premium for 1 crore term insurance?
The average premium for a 1 crore term insurance ranges from Rs. 300 to Rs. 1200, payable monthly. You can visit Policybazaar to compare and select the most suitable 1 cr term insurance for your family.
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˜The insurers/plans mentioned are arranged in order of highest to lowest Sum Assured(SA) offered by Policybazaar’s insurer partners offering term insurance plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI.
Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Rs. 400/month is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
Rs. 400/month (Rs.13/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 230 is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
+Rs. 8/day is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
+Rs. 12/day is starting price for a 75 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
+Rs. 497/month is starting price for a 1.5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 487/month is starting price for a 2 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 626/month is starting price for a 3 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 905/month is starting price for a 5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. ₹361/month is the starting price for a ₹1 crore loan cover with an 8% interest rate for an 18-year-old male, non-smoker, with no pre-existing diseases, loan tenure up to 20 years, rounded off to the nearest 10
+Rs. 1,267/month is starting price for a 7 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
*The full refund of premium is available on availing the one-time option of refund of premium. Total premium paid for policy (paid for add-ons) will be the special exit value, payable on availing the one-time option of refund of premium if you wish to completely exit the policy.
+Rs. 447/month is starting price for a 1 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs.679/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 910/month is starting price for a 3 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 1,374/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 1,924month is starting price for a 7 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
Women
+Rs. 400/month is Starting price for a 1 crore term life insurance for an 18 year-old Female, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
Rs. 461/month is the starting price for a 1 crore term life insurance for an 24 year-old female, non-smoker, with no pre-existing diseases, cover upto 54 years of age.
1,642/month is the starting price for a 1 crore term life insurance for an 44 year-old female, non-smoker, with no pre-existing diseases, cover upto 74 years of age.
Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited
We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale
Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.
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