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Malaysia boasts jaw-dropping skyscrapers, peaceful island life, and breathtaking tea plantations, attracting millions of tourists every year. It is home to the Petronas Twin Towers, formerly the tallest buildings in the world. Other than tourism, it is also brilliant for higher education and a strong IT sector, which attracts a lot of Indians. However, this gives you more time to focus on other important things, including buying Malaysia travel insurance for complete trip safety. It covers medical emergencies, trip cancellations, flight delays, cashless hospitalisation, passport loss and more.
No, it is not mandatory to buy travel insurance for Malaysia. However, it is the most affordable way to avoid any big unexpected costs that can ruin your budget. Even if Malaysia has not made travel insurance mandatory, some things are beyond anybody's control. You can easily fall sick due to changes in the weather or eating food which does not suit you.
Malaysia offers quality medical facilities with highly skilled medical professionals. But these high medical costs may derail your budget. Your Malaysia travel health insurance can help you here a lot by covering expenses related to hospitalisation, treatment, doctor consultations and more.
Even if you face no health emergencies here, your plan will also cover travel-related issues like bounced hotel bookings, trip interruption, passport theft and personal liability.
Travel insurance for Malaysia lets you have peace of mind as you explore this exquisite country. In case there is a mishap, you know that you have your travel insurance policy to protect you and your pals during your trip to Malaysia.
Here's a quick overview of the Land of Dreams to help you plan your trip better:
Category | Specifications |
---|---|
Capital | Kuala Lumpur |
International Airports | Kuala Lumpur International Airport (KLIA), Penang International Airport, Langkawi International Airport, Kota Kinabalu International Airport |
Major Cities | Kuala Lumpur, George Town (Penang), Johor Bahru, Kota Kinabalu, Malacca |
Time Zone | Malaysia Time GMT+8 |
Indian Visa Requirement | E-Visa required (Multiple entry, also available for short stay and can be applied online) |
Popular with Indians For | Beaches, shopping, cultural mix (Malay, Chinese, Indian), affordable holidays |
Best Time to Visit | Between December and April (perfect season for sightseeing & beaches) |
Plug Type | Type G (240V, 50Hz). Carry a universal adapter |
Languages Spoken | Bahasa Malaysia, Tamil, English, Chinese, Malay dialects |
Major Products | Textiles & Electronics |
Temperature | 15°C to 25°C in the highlands |
While you're spending so much money to enjoy your trip to Malaysia, a little more towards your safety and financial security shouldn't be an option. Whether you lose your personal belongings or get hospitalised, a Malaysia travel insurance will help you get the right kind of assistance during an emergency. Some of the major benefits of Malaysia Travel insurance include:
Comprehensive Coverage – Your Malaysia travel insurance policy would compensate for emergency medical expenses, stay-related and travel-related contingencies.
Travel Assistance – Get help in Malaysia through dedicated customer service navigating through local healthcare, authorities, language barriers and more.
Healthcare Expenses – Your medical insurance for the Malaysia trip will provide medical coverage for emergency hospitalisation due to an injury or illness, including dental emergencies, surgeries, medical evacuation and repatriation of mortal remains.
Flight and Baggage Security – Travel insurance India to Malaysia offers protection from unexpected travel emergencies like baggage loss, flight cancellation, theft of belongings, etc.
Travel insurance for Malaysia from India covers several things. Some of the common inclusions and exclusions are as follows:
The following are the cases that are mostly covered under your international travel insurance policy for Malaysia:
Travel medical insurance for Malaysia covers hospitalisation expenses, evacuation and more
Travel insurance for Malaysia from India also covers repatriation expenses in case of an unfortunate event.
If you somehow become liable to a third party while travelling abroad, then your India to Malaysia travel insurance will help you shoulder the costs.
In case your flight is cancelled due to covered reasons, this Malaysia travel insurance will compensate you for additional expenses.
You will be compensated by your Malaysia trip insurance for the inconvenience of your delayed flight if it is over a certain time limit.
In case of a burglary at your home back in India while you're on your trip, travel insurance for the Malaysia trip will compensate you for the losses as per your policy term.
Your tourist insurance Malaysia will cover you for the costs incurred in getting a new or duplicate passport.
Unexpected events such as airline misplacing or damaging your luggage, then your Malaysia travel insurance policy will provide a fixed sum to reimburse you for those damages.
The following are the cases that are not covered under your international travel insurance policy:
Medical Tourism: If you are visiting Malaysia to get a medical treatment, then you won't get any coverage benefits
Nervous/Mental Disorders: Any medical emergencies due to nervous or mental disorders will not be covered under this Malaysia trip insurance
Pre-existing Diseases: Your Malaysia travel insurance will not cover any medical expenses due to pre-existing conditions. You may buy an add-on that covers PED if you need additional coverage.
War or Terrorism: Losses incurred due to civil war, rebellion, military actions, chemical or biological weapons, and acts of terrorism are not covered.
Losses due to Negligence: If you incur a loss due to your own negligence, it won't be covered by the insurer. For example, if you left your passport unattended and it was stolen, then you won't be covered for it.
Illegal Acts: If a claim arises because you committed a breach of the law in the country you are visiting, your travel insurance for the Malaysia trip will not cover it.
Suicide/Self-inflicted Injury/Drug Use: Travel insurance from India to Malaysia will not cover any claim in case of intentional injury or damage you cause to yourself. It will also not cover any claim if you suffer a loss because of inebriation.
Be it a fun family holiday in the Sunway Lagoon, exploring the Cameron Highlands or jungle trekking in Taman Negara, Malaysia offers truly spectacular experiences to everyone. However, if you have something intense planned, such as snorkelling or diving at Perhentian Islands or white water rafting near Gopeng, it's only smart to prepare for them!
While you may be really fit and healthy, diseases and injuries are unpredictable during adventure activities. If you do get injured because of them, you can at least relax a bit about these added expenses by adding an adventure sports cover to your Malaysia travel insurance policy.
Or, if you are travelling with someone with a health condition, then you can buy a PED cover as well. If you are a student planning to go for higher Whatever the situation, you can always get enhanced coverage with the best travel insurance for Malaysia from India.
Malaysia offers a visa waiver to Indians for 30 days, so you don't need a lot of paperwork to come here. Indians can travel to Malaysia visa-free until December 31, 2026, as per the latest update by the Malaysian Government. Indians have a visa waiver for visiting Malaysia for tourism, business, transit and social purposes.
Indian travellers need to complete the MDAC or Malaysia Digital Arrival Card. If you wish to stay in Malaysia for over 30 days, you can opt for a Malaysian eVisa. The Malaysia eVisa fee is RM 105.
Visit the imigresen-online[.]imi[.]gov[.]my, the official website before arriving Malaysia
Complete and submit the MDAC within 3 days before arriving in Malaysia
After arriving in Malaysia, show your MDAC registration and verify your passport at the immigration counter
Upon arrival, you will have to provide Confirmed return/onward flight tickets, Proof of sufficient funds and accommodation details.
Travel Insurance is recommended for Malaysia trip
All foreigners visiting Malaysia need to fulfil the following document requirements for Malaysia:
The following are the documents required before you head to Malaysia from India.
MDAC or a valid visa for Malaysia
Confirmed return tickets
Valid Indian passport with a minimum of 2 empty pages and a minimum validity of 6 months
Accommodation proof in Malaysia
Recent passport-size photographs
Minor applicants would need a birth certificate
Proof of vaccination, wherever applicable
The following are the documents required to purchase travel insurance.
Passport number of travellers
ID proof (PAN/Aadhar etc.) for KYC for the proposal form*
*You must also have your travel dates and destination for the proposal form.
The following are the documents required for travel insurance claim.
FIR or police report for criminal cases
Copy of your passport with immigration stamps
ID Proof
Completed claim forms
Copy of your original policy
Original bills and receipts
You may be asked to provide all of these or more documents, depending on your claim.
Indians can plan a trip to Malaysia anytime as long as they don't plan to stay beyond 30 days. The country is close, affordable and does not involve major formalities. However, you still need to plan your trip well to make the most of it:
The currency used in Malaysia is the Malaysian Ringgit (MYR). Here is the latest exchange rate to get an estimate:
17.79 INR = 1 MYR = 0.24 USD
If you find yourself stuck in an emergency due to unexpected events, such as loss or theft of a passport, political upheaval or any other emergency, you should contact the High Commission of India in Malaysia at +60 12 203 6900.
Buying from us comes with a lot of benefits:
Travel insurance for Malaysia from India
Here are certain things that you need to make the most of your Malaysia trip. You must do a bit of your research. To help you with the same, here is how to plan your Malaysia trip.
Here's a quick overview of Malaysia to help you plan your trip better:
Category | Useful for Indian Travellers |
---|---|
Currency | Malaysian Ringgit (MYR). Approx. MYR 1 = INR 17.8 Credit cards accepted in most cities but local markets prefer cash. |
Flight Connections | Direct flights from Delhi, Mumbai, Chennai, Bengaluru, and Kochi to Kuala Lumpur. Flights available for other cities, such as Penang, Langkawi, and Kota Kinabalu. |
Time Zone | Malaysia Time (GMT+8), 2.5 hours ahead of IST. |
Food & Dining | Indian vegetarian and non-vegetarian restaurants widely available in Kuala Lumpur, Penang, and Brickfields (Little India). Some must-try local dishes: Nasi Lemak, Satay, Roti Canai. |
Local Transport | For taxi Grab app is widely used. For taxi Grab app is widely used. Well-connected metro in Kuala Lumpur. |
SIM Cards & Internet | Affordable tourist SIMs available at airports and convenience stores. |
Power & Plugs | Voltage: 240V, 50Hz. Plug type: G. Carry a universal adapter. |
Emergency Numbers | Police/Fire/Ambulance: 999 Tourist Police Hotline: +60 3 2149 6590 |
Travel Insurance from India | Highly recommended. Covers medical expenses, trip delays, loss of passport, theft, and missed flights. |
For Indian travellers, the best time to visit Malaysia is March - early May. September - November is also a great time to visit Malaysia, as the weather is relatively dry and pleasant across most parts of the country.
These months are also the shoulder seasons, ideal for sightseeing, beach trips, and island hopping. You will find fewer crowds and some amazing travel deals/discounts. If you're planning to explore the West Coast cities like Kuala Lumpur, Langkawi, or Penang, April is perfect. For East Coast cities like Perhentian and Tioman Islands, timing your trip in September helps you avoid the heavy monsoon rains.
Secure your Malaysia trip anytime of the Year
Despite being an exotic and awesome travel destination, backpackers can easily enjoy their trip to Malaysia within their budget. With some planning, travelling to Malaysia on a budget is not that difficult.
Travelling during the monsoon (November -March) is the cheapest time to visit Malaysia.
Buy a KL TravelPass to save money on transport and entry fees
Stick to local joints, explore night markets, and eat at Indian Muslim eateries called mamak.
Budget travellers can choose tuk-tuks or rent Langkawi (scooters) for local travel.
Hostels are widely available. Bukit Bintang in Kuala Lumpur and Georgetown in Penang are full of cheap yet stylish hostels.
Anyone travelling to Malaysia from India can choose from several well-connected airports depending on their itinerary. Kuala Lumpur serves as the main hub, while Penang, Langkawi, and Kota Kinabalu are popular for tourists exploring different regions. Here are the most popular international airports in Malaysia for Indian travellers:
Airport | Nearby Locations | Helpful Notes |
---|---|---|
Kuala Lumpur International Airport (KUL) | Sepang (about 45 km from Kuala Lumpur city centre) | Busiest and main entry point for vistors. Known for excellent domestic connectivity (Penang, Langkawi, Kota Kinabalu). |
Penang International Airport (PEN) | George Town (Penang Island, UNESCO World Heritage Site) | Convenient for exploring Penang’s cultural heritage, street food, and beaches. |
Langkawi International Airport (LGK) | Langkawi Island (Kedah, duty-free paradise) | Best for beach holidays, island hopping, and luxury resorts. Popular among honeymooners and family travellers. |
Kota Kinabalu International Airport (BKI) | Sabah (Borneo Island), gateway to Mount Kinabalu & diving spots | Perfect for adventure travellers, nature lovers, and those heading to East Malaysia (Sabah & Sarawak). |
Kuching International Airport (KCH) | Sarawak (Borneo Island), close to national parks | Useful for those seeking experiences with indigenous tribes and eco-tourism in Sarawak. |
One of the most popular places in Asia, Malaysia offers a lot of thrill, fun and memorable experiences to travellers:
Kuala Lumpur - Must visit the Petronas Towers, Kuala Lumpur City Centre Park, Perdana Botanical Garden and KL Forest Eco Park. Walk through Merdeka Square, the capital's colonial heart, and Brickfields.
Cameron Highlands - Known for stunning rolling tea plantations, cool weather, ancient temples and lush forests.
Malacca - This UNESCO World Heritage site is a famous filming location. Visit weekend night markets, heritage museums and glitzy rickshaws.
Tioman Island - Tioman Island is a stunning beach offering fun adventurous activities like mountain climbing, jungle hikes and diving.
Ipoh - Among Malaysia's oldest cities, Ipoh is known for centuries-old buildings renovated into artistic cafes. Experience Colonial masterpieces, traditional coffee shops, and contemporary street art.
While you prepare to have an amazing vacation in Malaysia, don't forget to keep your guard up and take sufficient precautions to ensure your safety:
➣ Be sure to know where the embassy is located in case of an emergency
➣ Don't forget to carry your passport at all times with you.
➣ It is not advisable not to overstay your visa as Malaysia levies heavy penalties for exceeding your visa stay.
➣ Drive carefully as roads in Malaysia can sometimes not be up to the mark.
➣ YKnow about the country's laws at least briefly, even as a tourist you are subject to Malaysian laws, which may be different from what you're used to back home.
➣ Read up on common scams in Malaysia. Although it is very unlikely that you could be scammed as long as you're aware of such scams you will be aware if somebody entries to scam you.
➣ Invest in good travel insurance for Malaysia to reduce any chances of sudden expenses due to any emergencies.
Malaysia is known for its quality medical facilities, its highly-skilled and internationally-trained medical professionals, and relatively economical medical procedures. The major downside is the average waiting time and high medical costs. So, in case you find yourself stuck in an emergency, your travel health insurance policy would serve you the purpose.
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* Price shown is for a 90 day trip to Malaysia with 50,000 dollar coverage for an adult of age 25 years