Atumobile Insurance

Atumobile EVs (electric vehicles) are sustainable choices for a greener future and cleaner air. The brand specialises in producing lithium-ion battery-powered commuter models combining technology and style. Getting a comprehensive Atumobile insurance policy is a must to put a protective financial shield on your EVs against possible risks of third-party liability, personal accident damage, fire damage, natural disaster damage, collision damage, human-induced damages and others.

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  • Save up to 85% by comparing plans
    Save up to 85%# by comparing plans
  • 20+ Insurers to choose from
    17+ Insurers to choose from
  • 1.2 Crore+ Bike Insured
    1.2 Crore+ Bike Insured
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No paperwork required! Renew insurance in 60 seconds^

Plans starting at only @ ₹1.3/day*

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About Atumobile

Founded by Vamsi Gaddam in 2016 in Hyderabad, India, Atumobile is an electric bike manufacturing company. The brand focuses on sustainable and clean energy solutions that are both commuter-friendly and technologically advanced. These lightweight, smartly designed EVs take minimal time to charge and provide an average of 25kmph and can ride up to 100km on a single charge. The most popular Atumobile EV models include the Atum 1.0 and the Atum Vader.

Popular Atumobile Bike Models with Bike Insurance Price

Atumobile Bike Models Zero Dep Cover* (Add-on Cover) Estimated Atumobile Bike Insurance Price* (1+5 Bundled Policy)
Atumobile Atum 1.0 ₹ 477 ₹ 2,887

*Disclaimer: The Atumobile insurance price may differ for different insurers. The premium costs depend on elements like model, type, features, ex-showroom price, RTO location, past claims, etc.

Atumobile Insurance Premium Calculator

The Atumobile insurance policy premium calculator is a practical online tool that assists you in estimating the insurance premium for your Atumobile bike. Access the free online bike insurance premium calculator at Policybazaar.com which offers quick and reliable calculations. To get estimate, enter the following information:

  • Motorcycle model, variant, and its specifications
  • Registration year and location
  • Ex-showroom price
  • Previous claim history

Coverage Under Atumobile Insurance

  • Inclusions
  • Exclusions

The Atumobile Insurance policy provides coverage for:

  • Any financial liabilities arising from accidents involving the insured two-wheeler that cause harm or damage to third parties.
  • Any losses or damage repairs to the insured resulting from human-induced incidents like riots, vandalism, and strikes.
  • Any damages due to natural disasters such as earthquakes, floods, cyclones, landslides, wildfires, and typhoons.
  • Any necessary repairs or replacements following accidental impacts or collisions of the insured bike.
  • Covering both total and partial losses of the motorcycle in case of theft or burglary.
  • Any damages or losses related to fire incidents.

This Atumobile Insurance policy does not cover:

  • Claims for damages resulting from negligence, intentional misconduct, civil unrest, or nuclear incidents.
  • Accidents involving the insured motorcycle while the rider is under the influence of alcohol or drugs, nullify the coverage.
  • Any damages arising from normal wear and tear, mechanical failures, or regular maintenance issues of the insured bike.
  • Invalid claims if the rider lacks essential documentation, including a valid license (DL), registration certificate (RC), or insurance papers.
  • Incidents that occur after the policy expires are not covered.
  • Damages incurred to the insured motorcycle, the rider, or third parties beyond the defined geographical boundaries.

*Disclaimer: The above points represent standard inclusions and exclusions; please consult your insurance documents and insurance provider to understand the complete extent of the coverage.

How to Buy/Renew Atumobile Insurance Online?

You can easily purchase or make Atumobile insurance renewal for your bike through Policybazaar.com by following these straightforward steps:

  • Step 1: Go to Policybazaar.com and navigate to the 'Bike Insurance' option under the 'Insurance Products' section on the homepage.
  • Step 2: For making Atumobile insurance renewals, simply enter your bike's registration number in the box. If you are purchasing insurance for a new bike, select 'Bought New Bike'.
  • Step 3: Complete the fields with accurate details and recheck before submitting to ensure smooth processing.
  • Step 4: Review and compare multiple insurance quotes from various providers to find coverage that best fits your needs and budget.
  • Step 5: Select your preferred policy type, comprehensive or third-party insurance, and consider optional add-ons for additional benefits.
  • Step 6: Make your premium payment securely online through your preferred payment gateway. Once done, your Atumobile Insurance policy will be sent directly to your registered email.

Atumobile Bike Insurance Add-ons

Easily upgrade the base Atumobile Insurance policy by including optional riders/add-ons that offer additional protection. Here are some popular add-ons you might consider:

  • Zero Depreciation Cover
  • NCB Protection
  • Return-to-Invoice Cover
  • 24/7 Roadside Assistance
  • Consumables Cover
  • Engine Protection Cover
  • Personal Accident Cover
  • Passenger Assistance

How to Claim Atumobile Insurance Online?

To successfully file an Atumobile insurance claim online for accidental damages to your bike, you will need to follow these steps:

  • Step 1: Notify your insurance provider immediately following the accident or any damage incident with the insured bike.
  • Step 2: A surveyor from your insurance company will be dispatched to assess the damage to your motorcycle.
  • Step 3: After the inspection, the surveyor will prepare a damage assessment report and submit it to your insurer for review.
  • Step 4: Collect and submit all required documents, including your identification proof, the completed claim form, your driver's licence, pollution certificate, registration certificate and your policy information for verification.
  • Step 5: If your claim is approved, you can take your motorcycle to a network garage for cashless repair services.
  • Step 6: If repairs are done at a non-network garage, you will need to pay for the repairs upfront and then submit the invoice for reimbursement to your registered bank account.

Documents Needed to File Atumobile Insurance Claim

To successfully file an Atumobile insurance claim for your bike, gather these necessary documents:

  • Signed and completed claim form
  • Copy of the insurance policy document
  • Vehicle registration certificate (RC)
  • A valid driving license (DL)
  • FIR or police report (if needed)
  • Repair estimate document
  • Photos of the motorcycle's damage
  • Invoice for repairs (if applicable)
  • No Objection Certificate (NOC) from the financer (if relevant)

Atumobile Insurance FAQs

  • Q1. Where can I get Atumobile insurance online?

    Ans: Visit the official website of Policybazaar Insurance Brokers Private Limited, and look for the ‘Bike Insurance' option under the 'Insurance Product' tab to get quick Atumobile insurance online. After your premium payment is processed, your policy papers will be sent to your email.
  • Q2. Can get premium estimates for Atumobile insurance online?

    Ans: Yes, you can generate premium estimates online. Use the online free premium calculator tool on Policybazaar.com to generate quick and accurate premium calculations for your Atumobile insurance online.
  • Q3. Are the Atumobile insurance price for all model types the same?

    Ans: The premium costs for Atumobile insurance depend on various factors like make, model, specifications, IDV, zero depreciation add-ons and others. It will differ depending on the type of coverage, opted add-ons and providers.
  • Q4. Can I get a comprehensive Atumobile insurance policy for my EV?

    Ans: Yes, you can get a comprehensive Atumobile insurance policy for your EV. Visit Policybazaar.com to get desired coverage online and consider add-ons for a more extensive coverage.

Written By: PolicyBazaar
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
Average Rating
(Based on 793 Reviews)

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Insurance Reviews & Ratings

4.7 / 5 (Based on 793 Reviews)
(Showing Newest 10 reviews)
Raghav
Delhi, August 30, 2024
True Saviour
I was riding home late at night when I lost control and hit my bike on something. My bike was severely damaged, but luckily, I had Reliance General Bike Insurance, which helped me get compensation for the repair costs.
Mayur
Ludhiyana, August 30, 2024
Natural Disaster Coverage
My bike was damaged during heavy rains and flooding in my area. I thought I would have to bear the cost, but on contacting the Policybazaar agent, I learned my SBI Bike Insurance covered the damages. The claim process was hassle-free.
Vinay
Agra, August 30, 2024
Quick Response
I had a misfortune incident when someone tried to steal my bike. Luckily, I learned about it, but the bike was damaged in the process. I filed a claim with my insurance, and the Policybazaar team handled everything quickly. The repair costs were covered, and I didn't have to worry about a thing with Digit Two Wheeler Insurance.
Nilesh
Phagwara, August 30, 2024
Simple Process
I recently purchased HDFC ERGO Two Wheeler Insurance through Policybazaar. I must say, the process is really simple and easy. Highly recommended.
Varun
Pune, August 30, 2024
All time Assistance
Working late one night, I had an accident on my return home. I called the bike insurance helpline number, and thankfully, they were available all time. I am really happy that I took the ICICI Lombard Two Wheeler plan through Policybazaar.
Sohail
Thane, August 30, 2024
Good Experience
I am really happy that I purchased TATA AIG Bike Insurance through Policybazaar. I was able to get the full claim when the bike was damaged in an accident. Thank you!
Pankaj
Mumbai, August 30, 2024
Timely Payout
With Kotak Mahindra Bike Insurance, I was able to get the timely payout when my bike was stolen. I could get a new bike without any financial stress.
Bhavesh
Lucknow, August 30, 2024
Covered Repair Costs
I was riding home late at night when I lost control and hit my bike on something. My bike was severely damaged, but luckily, I had Reliance General Bike Insurance, which helped me get compensation for the repair costs.
Nihal
Jharkhand, August 30, 2024
Big Relief
I had an accident when I was returning from my office. My bike was severely damaged. I'm really happy that the insurance covered all the repair costs, and I didn’t have to spend a penny from my pocket.
Rahul
Merath, August 30, 2024
Great Customer Support
I was unsure about the coverage options for my two wheeler but the customer service team at Policybazaar was very patient and helpful in answering my questions. They guided me through the process, and I’m now insured with National Two-Wheeler Insurance. It was a smooth experience from start to finish!

^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial).The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively.Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in