Moto Morini Two-Wheeler Insurance
Moto Morini is an Italian motorcycle company known for its top-quality, performance-driven motorcycles. Whether you ride a motorcycle for passion or for daily commuting, it is important to protect it with an insurance cover. Moto Morini Insurance is crucial if you want to have peace of mind while riding and protect your bike against unexpected events.
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Save up to 85%# by comparing plans
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17+ Insurers to choose from
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1.2 Crore+ Bike Insured

Plans starting
₹1.3/day*About Moto Morini
Moto Morini was established in 1937 in Italy. Over the years, this company has climbed up significantly in the world of motorcycles. Moto Morini offers a wide range of premium motorcycles that reflect solid craftsmanship and innovation. Some of the company's popular offerings include the Moto Morini X-Cape and Seiemmezzo. These bikes are well-suited for bike enthusiasts who appreciate performance, comfort, and timeless Italian design.
Popular Moto Morini Bike Models With Bike Insurance Price
Moto Morini Bike Models (Registration 2024) | Zero Dep Cover* (Add-on Cover) | Estimated Moto Morini Bike Insurance Price* (1+5 Bundled Policy) |
Moto Morini X Cape X (650) | ₹ 240 | ₹ 15,342 |
Moto Morini Seiemmezzo Scrambeler (650) | ₹ 240 | ₹ 15,342 |
Moto Morini X Cape STD (650) | ₹ 240 | ₹ 15,582 |
Moto Morini Seiemmezzo Retro Street (650) | ₹ 240 | ₹ 15,582 |
*Disclaimer: The cost of Moto Morini bike insurance can vary between insurers and is influenced by several factors. These include the year of registration, location, Insured Declared Value (IDV), selected add-ons, and specific details like the bike's model, variant, and ex-showroom price.
Moto Morini Bike Insurance Calculator
The Moto Morini bike insurance premium calculator allows you to estimate the premium required to insure your Moto Morini motorcycle. You can simplify the process using the free online bike insurance calculator on Policybazaar.com. Just provide the following details to get an accurate estimate of your insurance premium:
- Bike model, build, and specifications
- Year of registration and RTO location
- Ex-showroom price of the bike
- Previous claim history
Coverage Under Moto Morini Insurance
- Inclusions
- Exclusions
The policy provides coverage for the following instances:
- Liabilities that arise from accidents involving the insured Moto Morini bike and third parties.
- Damage caused by man-made events, such as riots, strikes, or vandalism.
- Loss or damage resulting from natural disasters like floods, earthquakes, cyclones, or landslides.
- Accidental damage due to road collisions or other mishaps.
- Theft, burglary, or total/partial loss of the motorcycle.
- Fire-related damages or losses.
- The policy does not cover the following instances:
- Damage or loss due to negligence, intentional acts, or during civil unrest or nuclear events.
- Any claims if the incident involves riding under the influence of alcohol or drugs.
- Normal wear and tear or mechanical failures are excluded.
- No coverage if the rider lacks proper documentation, such as a valid driving license, registration certificate, insurance policy, or pollution under control certificate.
- Are invalid if the insurance policy has expired.
- Damage or injuries sustained outside the geographical limits mentioned in the policy are not covered.
*Disclaimer: Be sure to review the policy's terms and conditions to fully understand what is covered and excluded. Coverage details can differ based on the plan you select.
How to Buy/Renew Moto Morini Insurance Online?
You can easily purchase or renew insurance for your new or existing Moto Morini bike through Policybazaar.com by following these simple steps:
- Step 1: Go to the official Policybazaar Insurance Brokers Private Limited website and select the Bike Insurance option under the 'Insurance Products' section.
- Step 2: If renewing an existing policy, enter your bike's registration number to proceed. For new Moto Morini bikes, select the 'Bought a New Bike' option.
- Step 3: Fill in all the required details in the form carefully and double-check for accuracy before submitting.
- Step 4: Review and compare quotes from various insurers to choose the one that fits your needs and budget.
- Step 5: Pick the policy that suits you best, whether comprehensive coverage or a third-party plan, and select any add-ons for extra protection.
- Step 6: Pay the premium online using the available payment options. Once processed, your Moto Morini insurance policy will be emailed to your registered address.
Moto Morini Bike Insurance Add-ons
You can boost your standard Moto Morini bike insurance policy by opting for additional riders or add-ons for more comprehensive coverage. Some popular add-ons you can consider include:
- Zero Depreciation Cover
- NCB Protection Cover
- Return-to-Invoice (RTI) Cover
- 24x7 Roadside Assistance Add-on
- Consumables Cover
- Engine Protection Cover
- Personal Accident Cover
How to Claim Moto Morini Insurance Online
To file a claim for accidental damages to your Moto Morini bike, follow these steps:
- Step 1: Immediately inform the insurance provider about the accident or damage to your motorcycle.
- Step 2: The insurer will assign a surveyor to inspect the bike's damage.
- Step 3: A damage assessment report will then be submitted to the insurer.
- Step 4: You must provide all necessary documents, such as ID proof, claim form, and policy details, for verification.
- Step 5: Once approved, you can send your bike to a network garage for cashless repairs.
- Step 6: The insurer will settle the bill directly with the network garage for cashless claims. If you use a non-network garage, pay the bill and submit the receipt for reimbursement to your bank account.
Documents Needed to File Moto Morini Insurance Claims
To file a claim for your Moto Morini bike insurance, ensure you have the following documents ready:
- Filled and signed claim form
- Policy document
- Registration Certificate (RC)
- Driving licence
- FIR or police report (if applicable)
- Repair estimate
- Photos of the damaged bike
- Repair invoice (if repairs are completed)
- No Objection Certificate (NOC) from the financier (if applicable)
Moto Morini Insurance FAQs
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Q. Is Moto Morini available in India?
Ans: Yes, Moto Morini is available in India. The brand offers models like the Moto Morini X-Cape and Seiemmezzo, distributed through select dealerships nationwide. -
Q. Where can I find a Moto Morini dealership in India?
Ans: Moto Morini has a network of select dealerships across major cities in India. You can visit the official Moto Morini website to find the nearest dealership in your area. -
Q. Is it mandatory to have insurance for a Moto Morini bike?
Ans: Yes, third-party bike insurance is mandatory in India for all bikes, including Moto Morini. It covers damages or injuries caused to others in case of an accident. -
Q. Can I renew my Moto Morini bike insurance after it has expired?
Ans: Yes, you can renew your insurance after it expires, but it’s advisable to renew it promptly. If there’s a gap, an inspection might be required, and you'll be uninsured during the lapsed period. -
Q. What happens if I ride my Moto Morini without insurance?
Ans: Riding without insurance is illegal in India and can result in fines or legal penalties. Additionally, you'll be personally liable for any damages or injuries caused in an accident.
^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.
^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.
#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.
*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)
#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.
*Rs 457/- per annum is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial).The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively.Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in