Triumph Scrambler 900 Insurance
The Triumph Scrambler 900 carries the spirit of Triumph's 1950s scrambler heritage, built for rough trails, not just polished roads. With high-mounted exhausts, a Bonneville twin-cylinder engine, and an unmistakable heritage, it blends grit with refinement. A motorcycle crafted with such intention deserves protection to match, making an adequate two-wheeler insurance policy an essential choice for responsible owners. Know everything about insuring your Triumph Scrambler 900 on the page below.
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₹1.3/day*Triumph Scrambler 900 Variant with Insurance Premium
Before you finalise your Triumph Scrambler 900 insurance, having a rough idea of the cost is good. Below is a quick look at the standard model, what you might pay for a basic 1+5 policy, and how much a useful add-on like Zero Depreciation could cost.
Triumph Scrambler 900 Variant | Zero Dep Cover (Add-On Cover) | Estimated Triumph Scrambler 900 Bike Insurance Price Bundle Policy |
Triumph Street Scrambler STD (900 cc) | ₹240 | ₹15,399 |
*Disclaimer: This premium is calculated using the Policybazaar.com online bike insurance premium calculator. Depending on the year of registration, IDV, registration location, add-on coverage, etc., your Triumph Scrambler 900 insurance premium may vary.
Reasons to Buy Triumph Scrambler 900 Insurance Online from Policybazaar.com
Discover the benefits of purchasing a Triumph Scrambler 900 insurance policy from Policybazaar Insurance Brokers Private Limited.
- Comprehensive Coverage: Protects against own damage, third-party liabilities, theft, and natural calamities.
- 24/7 Roadside Assistance: Whether it's a breakdown or a flat, help reaches you wherever you are.
- No Claim Bonus (NCB): You get a renewal discount on the premium for riding safely and not making a claim in the previous policy year.
- Claim Assistance: The claims process is smooth and swift, with support through every step.
- Hassle-Free Repairs: Repairs at authorised garages are cashless; the insurer settles the bill directly.
- 24x7 Customer Support: For claims, questions or guidance, call 1800-258-5970 anytime, day or night.
Coverage Under Triumph Scrambler 900 Insurance
- Inclusions
- Exclusions
Triumph Scrambler 900 insurance policies cover many bike-related risks, from theft to accidents. Here's a summary of what is covered and not covered under bike insurance.
The following are the inclusions of the Triumph Scrambler 900 insurance:
- Property damages, bodily injuries, or death caused to a third party.
- Theft or complete damage of a bike.
- Natural calamities such as earthquakes, floods, snowfall, etc.
- Fires, explosions, lightning, and self-ignition.
- Strikes, riots, terrorist acts, and other malicious activities are done by humans.
- Accidents occurred while the bike was in transit. This covers transit through railways, air, waterways, roadways, etc.
The following are the exclusions of the Triumph Scrambler 900 insurance:
- Damages caused while driving while intoxicated by alcohol or narcotics.
- Normal wear and tear.
- Electrical or mechanical breakdown of the bike.
- Accidents incurred outside the geographical area covered by the policy.
- Driving despite being intoxicated by alcohol, drugs, or other intoxicants.
- Riding the bike without a valid licence.
- Damages caused while racing, performing speed tests, or doing reliability trials.
*Disclaimer: Policy benefits can vary from one insurer to another. Always check your policy document for full details on what's covered and excluded.
Triumph Scrambler 900 Insurance Add-Ons
The right insurance add-ons can help you enhance the coverage provided by Triumph Scrambler 900 insurance. Here are some optional covers to consider.
- Nil Depreciation Cover: If you have this add-on cover, you can make a full insurance claim without calculating your bike's depreciated value.
- Emergency Assistance Cover: This add-on covers consumable items used during bike repairs. The cost of engine oil, chain lubricants, coolants, and more is compensated under this optional cover.
How to Buy/Renew Triumph Scrambler 900 Insurance Online?
Policybazaar.com has designed a 100% online process for Triumph Scrambler 900 insurance renewal or purchase. Here are the steps that you need to follow.
- Step 1: Open Policybazaar.com.
- Step 2: Click 'Bike Insurance' under Insurance Products.
- Step 3: If you own the bike, enter your Yamaha MT 03 registration number.
- Step 4: Click 'View Prices'.
- Step 5: Select 'Bought a New Bike' if it's a new purchase.
- Step 6: Enter bike make, model, and registration year.
- Step 7: Choose between third-party or comprehensive cover.
- Step 8: Add any optional covers you want.
- Step 9: Compare plans and pick what suits you.
- Step 10: Pay online and get your policy delivered right after payment.
How to Claim Triumph Scrambler 900 Insurance Online?
While the insurer's network garages offer cashless repair services for your bike, you can also apply for reimbursement if your bike is repaired at other garages.
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Cashless Claim Settlement
Here's the process for submitting a cashless claim application under Triumph Scrambler 900 insurance.
- Notify your insurer about the accident promptly.
- The insurer will assign a surveyor to examine the bike and prepare an inspection report.
- Once the cost of repairs is confirmed, you can send the bike to the nearest network garage for repairs.
- After the bike is repaired, the insurer will settle the bill directly with the network garage.
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Reimbursement Claim Settlement
Follow the steps below to file a reimbursement claim under Triumph Scrambler 900 insurance.
- Inform your insurer about the bike accident as soon as possible.
- A surveyor will be sent to inspect the accidental damage.
- The surveyor will send an assessment report to your insurer within 48 hours of the visit.
- Submit a completed and signed claim form along with the necessary documents.
- The insurer will approve the claim after reviewing the form and documents. Take your bike to any garage and pay the bills upfront.
- The insurer would compensate for the repair costs later.
Documents Required for Triumph Scrambler 900 Insurance Claims
Submitting the following documents is essential to the Triumph Scrambler 900 insurance claim process.
- A claim form (signed).
- Bike repair bills or an estimate.
- Payment receipts for the repair bills you paid.
- KYC details (if the damages exceed Rs. 1 lakh).
- The owner's valid driving licence.
- The registration book of your Triumph.
- An FIR for claims related to injuries, fire damage, death or property damage caused to a third party.
Additional Documents Required for Triumph Scrambler 900 Insurance Theft Claims
The following documents are required for claims related to theft of your Triumph Scrambler 900.
- Bike invoice.
- RC of the bike (original).
- Bike insurance policy documents (original).
- A First Information Report (FIR) filed with the police.
- The keys of your Scrambler 900.
- No objection certificate (NOC) from the financier.
- A 'No Use' letter from the local RTO.
- A subrogation letter.
Triumph Scrambler 900 Insurance – FAQs
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Q. What is IDV in Triumph Scrambler 900 bike insurance?
Ans: Insured Declared Value or IDV is the maximum claim amount that your insurance company would pay in case your Scrambler 900 is stolen or completely damaged. -
Q. Can I file a Triumph Scrambler 900 bike insurance claim twice in a year?
Ans: Yes, you can file a Triumph Scrambler 900 bike insurance claim twice in one year. There is no limit on the number of claims you can file for bike insurance. -
Q. How to reduce the cost of my Triumph Scrambler 900 bike insurance?
Ans: You can reduce Triumph Scrambler 900 bike insurance costs by avoiding filing smaller claims, comparing bike insurance online before choosing, increasing the deductibles, and increasing your policy duration. -
Q. What is NCB in Triumph Scrambler 900 bike insurance?
Ans: NCB or No Claim Bonus discounts your Triumph bike insurance price if you do not file any claims during the policy year.