Aditya Birla Sun Life Insurance - Health Management Services

Aditya Birla Sun Life Insurance Health Management Services (HMS) is a value-added offering designed to provide policyholders with convenient access to essential healthcare facilities. The platform allows users to connect with qualified doctors, purchase medicines at discounted rates, and manage health requirements through a seamless digital interface. With ABSLI Health Management Services, policyholders gain access to quality healthcare support that complements their insurance coverage.

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What is ABSLI Health Management Services?

Aditya Birla Sun Life Insurance (ABSLI) Health Management Services in term insurance (HMS) are additional that gives policyholders access to a wide range of healthcare benefits. It is designed to make health management more convenient by offering services like online doctor consultations, discounted pharmacy purchases, and easy health tracking. The portal helps customers take better care of their health while enjoying seamless support, all from the comfort of their homes. With ABSLI HMS, you not only get the protection of term insurance but also proactive health assistance whenever you need it.

one crore term plan
plus

Term Plans

₹1
Crore

Life Cover

@ Starting from ₹ 13/day+

₹50
LAKH

Life Cover

@ Starting from ₹ 8/day+

₹75
LAKH

Life Cover

@ Starting from ₹ 12/day+

What are the Benefits Offered with ABSLI Health Management Services?

Aditya Birla Sun Life Term Insurance offers Health Management Services come with several value-added benefits worth Rs. 46,000 that enhance your overall healthcare experience. These services are aimed at making medical support affordable, accessible, and efficient for policyholders. Some of the key benefits include:

  • Instant Online Doctor Consultations: Connect with qualified doctors within minutes and get expert advice for your health concerns.

  • Discounts on Medicines: Enjoy up to 15% savings on pharmacy purchases when you order medicines through the HMS portal.

  • Easy Access to Specialists: Choose from a wide range of medical specialities based on your health needs and consult instantly.

  • Convenient Health Services: Book consultations, upload prescriptions, and manage your health records online without hassle.

  • Added Value with Your Policy: Along with life insurance protection, you also get continuous healthcare support, making it a holistic plan for both financial and medical security.

one crore term plan

Secure Your Family Future Today

₹1 CRORE

Term Plan Starting @

Get an online discount of upto 15%#

Compare 40+ plans from 15 Insurers

+Standard T&C Applied

How to Activate the ABSLI Health Management Services?

Here is how you can activate the ABSLI Health Management Services or the HMS via the ABSLI Portal:

Step 1: Visit the official website of the insurer and log in to the ABSLI term login portal

Step 2: Use your registered email address, mobile number, policy number, or user ID along with your date of birth to log in

Step 3: Click on the ‘Avail HMS benefits’ option

Step 4: You will be able to see all the HMS benefits and start using them

How to Book Expert Online Doctor Consultations?

Here is how you can book expert online doctor consultations instantly in just 10 minutes with Aditya Birla Sun Life Insurance plans:

Step 1: Go to the HMS section on the ABSLI login portal

Step 2: Click on the ‘Talk to Doctor’ option

Step 3: Select a speciality and fill in your symptoms and your health problems 

Step 4: Answer basic questions and instantly connect with the doctor

Step 5: Check the doctor's profile and begin the consultation

Life Insurer Details

How to Make Pharmacy Purchases with the ABSLI HMS Portal?

Here is how you can make pharmacy purchases with the ABSLI health management services portal:

Step 1: Click on ‘Buy Medicines’ on the ABSLI HMS Portal

Step 2: Add the required medicines to the cart and upload prescriptions

Step 3: Fill in the delivery details and select the delivery mode

Step 4: Flate15% discount will be applied, and pay the remaining amount to place the order

Wrapping it Up!

Aditya Birla Sun Life Insurance Health Management Services strengthens the overall value proposition of ABSLI policies by combining financial protection with healthcare convenience. Through features such as online doctor consultations, pharmacy discounts, and easy digital access, HMS ensures policyholders receive holistic support for both their health and financial security. This integrated approach makes ABSLI Health Management Services a reliable solution for policyholders seeking long-term protection and wellness management.


Premium By Age

˜The insurers/plans mentioned are arranged in order of highest to lowest Sum Assured(SA) offered by Policybazaar’s insurer partners offering term insurance plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI.

Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

Rs. 400/month is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

Rs. 400/month (Rs.13/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 230 is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 8/day is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 12/day is starting price for a 75 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 497/month is starting price for a 1.5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 487/month is starting price for a 2 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 626/month is starting price for a 3 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 905/month is starting price for a 5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,267/month is starting price for a 7 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

*The full refund of premium is available on availing the one-time option of refund of premium. Total premium paid for policy (paid for add-ons) will be the special exit value, payable on availing the one-time option of refund of premium if you wish to completely exit the policy.

+Rs. 447/month is starting price for a 1 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs.679/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 910/month is starting price for a 3 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,374/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,924month is starting price for a 7 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

Women

+Rs. 400/month is Starting price for a 1 crore term life insurance for an 18 year-old Female, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

Rs. 461/month is the starting price for a 1 crore term life insurance for an 24 year-old female, non-smoker, with no pre-existing diseases, cover upto 54 years of age.

1,642/month is the starting price for a 1 crore term life insurance for an 44 year-old female, non-smoker, with no pre-existing diseases, cover upto 74 years of age.

Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited

We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale

Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.

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˜ Policybazaar Promise reflects the guarantee offered by insurers. Price assurance is based on certifications shared by insurers with us.



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