Travel Insurance for Indonesia from India

Indonesia Travel Insurance

From beautiful Bali to gorgeous Gini Island and amazing Borneo, Indonesia has so much for you to see and experience. So, before finalising all the beautiful places to visit in Indonesia, you must clear all the questions related to the Indonesia visa, travel, and relevant documents.

Travel insurance for Indonesia provides coverage against baggage loss, flight delays, and loss of travel-related documents. Most importantly, it covers unfortunate instances where you may need medical help. One of the important documents for your tourist visa includes Indonesia travel insurance. You can learn all the entry essentials for Indonesia in this blog.

Indonesia Fast Facts

Key Benefits of Travel Insurance for Indonesia

Given the everyday risk and unpredictability around us, you should always opt for travel health insurance from India.

Take a look at some of the key benefits of Indonesia travel insurance below:

• Meets the necessary medical coverage and evacuation requirements
• Cover loss of passport and loss of baggage while travelling
• Provides coverage for flight delays, interruptions and cancellations
• Coverage for accidental dismemberment
• Trip delays and trip interruptions
• Cashless hospitalisation in case of a medical emergency
• Covers any legal liabilities during your trip

The range of benefits will vary depending on your insurer and choice of travel insurance plan.

Travel Insurance for Indonesia Inclusions

• Medical Expenses: Travel medical insurance for Indonesia covers hospitalisation expenses, evacuation and repatriation expenses in case of an emergency.
• Personal Liability: If you somehow become liable to a third party while travelling abroad, then your India to Indonesia travel insurance will help you shoulder the costs.
• Flight Cancellations: In case your flight is cancelled due to covered reasons, this Bali travel insurance will compensate you for additional expenses.
• Flight Delay: You will be compensated by your Indonesia trip insurance for the inconvenience of your delayed flight if it is over a certain time limit.
• Home Burglary Insurance: In case of a burglary at your home back in India while you're on your trip, travel insurance for the Indonesia trip will compensate you for the losses as per your policy term.
• Passport Loss: Your tourist insurance in Indonesia will cover you for the costs incurred in getting a new or duplicate passport.
• Baggage Loss: If your airline misplaces or damages your luggage, then your Bali travel insurance policy will provide a fixed sum to reimburse you for those damages.

Travel Insurance for Indonesia Exclusions

• Planned Treatment: If you are travelling to get some treatment you have already planned, then you won't be covered.
• Mental/Nervous Disorders: Medical expenses caused because of nervous or mental disorders will not be covered under Indonesia trip insurance plans.
• Pre-existing Diseases: Your Indonesia travel insurance will not cover any medical expenses due to pre-existing conditions. You may buy an add-on that covers PED if you need additional coverage.
• War or Terrorism: Losses suffered because of a civil war, rebellion, military actions, chemical or biological weapons, and acts of terrorism are not covered.
• Losses due to Negligence: If you incur a loss due to your own negligence, it won't be covered by the insurer. For example, if you left your passport unattended and it was stolen, then you won't be covered for it.
• Illegal Acts: If a claim arises because you committed a breach of the law in the country you are visiting, your travel insurance for Indonesia trip will not cover it.
• Suicide/Self-inflicted Injury/Drug Use: Travel insurance from India to Indonesia will not cover any claim in case of intentional injury or damage you cause to yourself. It will also not cover any claim if you suffer a loss because of inebriation.

Visa Information for Indonesia from India

Indonesia requires all visitors to have a visa. Luckily, it offers Indian visitors both a visa on arrival and regular visas for Indonesia. It is better to apply for an e-visa for Indonesia to avoid delays at the port of entry. You can apply for different visas for Indonesia through any of the following ways:

• On arrival visa at the Indonesian airport
• e-Visa for Indonesia
• At the Indonesian embassy

You can apply for other types of Indonesian visas offered by the Embassy of Indonesia in India if your purpose of visiting is other than tourism or business.

• Go to the official evisa application portal of Ministry of Immigration and Corrections
• Enter your Nationality and select the purpose of visiting Indonesia
• Select the applicable visa (VoA/Single Entry/Multiple Entry, etc.)
• Fill out your details after logging in

It takes nearly five days to process an Indonesian tourist visa for Indians.

Despite the visa type, it is always recommended to have travel insurance before travelling to Indonesia. This will ensure your financial safety while you are outside India as well as necessary support during crises.

Documents Required for Indonesia Travel

Indonesia Entry Requirements from India

Other than a valid visa, Indians visiting Indonesia must meet the following requirements:

• Completed eCustoms Declaration 72 hours before departure from India
• Pay the Bali Tourist Tax/Levy through the Love Bali app or website
• Proof of funds (Minimum USD 2000)
• A valid International driving license, as an Indian DL is not accepted here

Since the requirements are subject to change with the conditions, make sure to check the official government website before finalising any plans.

Travel Insurance Purchase

No one wants any untoward incident to happen while on a trip. There are many ways to safeguard yourself from any unwanted instances while on vacation, the best way is to buy travel insurance for Indonesia.

Even though Indonesia is safe to travel to, difficulties like baggage loss, flight cancellation, medical emergencies, and passport loss aren't uncommon here. In such circumstances, a travel insurance policy for Indonesia can be your safety net. Here’s what you need to buy one:

• Passport number of travellers
• ID proof, like PAN or other government-issued documents, for the proposal form
• KYC for Indonesia travel insurance from India is required before purchase*

*You must also have your travel dates and destination for the proposal form.

Travel Insurance Claim

• FIR or police report for criminal cases
• Copy of your passport with immigration stamps
• ID Proof
• Completed claim forms
• Copy of your original policy
• Original bills and receipts

You may be asked to provide all of these or more documents, depending on your claim.

Travel Guide for Indians Visiting Indonesia

Indonesia is one of the best tourist attractions, especially for Indians. The best time to visit Indonesia is between May and September, when the weather is sunny and dry.

With so many places to visit, here are some useful information to help you plan your trip.

Know Indonesia Airports

As an island nation, Indonesia can be accessed by boat or flight. The country has several domestic and international airports. Some of the most popular international airports in Indonesia include the Soekarno-Hatta International Airport in Jakarta, Ngurah Rai (Bali) International Airport in Denpasar, Bali Island, and Juanda International Airport in Surabaya.

Delayed flights and misplaced baggage are not that uncommon during any international trip. Make sure to buy international travel insurance for Indonesia from India to avoid these mishaps.

Currency in Indonesia

The currency used in Indonesia is the Indonesian Rupiah (IDR). Here is the latest exchange rate to get an estimate: 1 INR = 190.89 IDR = 0.000061 USD

Indian Embassy in Indonesia

In case of an emergency requiring diplomatic intervention while you're in Indonesia, make sure to reach out to the Indian Embassy in Indonesia. For visa, passport and consular services related emergencies, you can get help at:

• Tel: +62 81 575131310
• Fax : +62-21-2522407

Make sure to inform your insurer about your predicament, as they have a dedicated team which can guide you through your emergency and help you overcome any language or communication barriers here.

Indonesia Travel Tips

Ranked as the world's #45 safest country out of 195, Indonesia is pretty safe for tourists. However, they must take some precautions. Some useful tips while travelling in Indonesia are shared below:

• Complete the online ECD (Electronic Customs Declaration) within 72 hours before departing for Indonesia.
• If approached by guides, make sure they are registered.
• Indonesia has strict smoking laws; never smoke in public.
• Keep an eye on local news, especially if you're visiting during the rainy season.
• Bargaining is common here, especially if you're buying from markets.
• Avoid carrying non-essential expensive items such as jewellery in your handbag, as petty crimes like pickpocketing or mugging are common.
• Always invest in travel insurance for Bali if you have planned a detailed itinerary.
• If you plan to trek or participate in adventure sports, make sure to buy travel insurance for Indonesia with adventure sports coverage.

Most Visited Places in Indonesia

Indonesia is a haven for adventure seekers and a dream for those who want a leisure trip. You can explore the last Indonesian city ruled by an ancient monarchy, enjoy a day relaxing on beautiful beaches, or simply stroll while exploring this country. Here is the list of top tourist destinations in Indonesia:

• Tanah Lot Temple: Visit one of the ancient temples in Indonesia, the Tanah Lot Temple.
• Marine Park: You can watch an enthralling show of elephants.
• Bali Safari: Bali is the most popular beach in Indonesia. Other than the usual leisurely stroll, you can also ride on the safari bus and spot different animals and attractions in this theme park.
• Shopping in Ubud: All shopping lovers can visit the Ubud Art Market and shop their hearts out here. You can find handmade woven bags, statues, beautiful silk scarves, baskets, and other handicraft items.

Whether you want to see the beautiful bronze beaches or go on a thrilling hike, Indonesia won't let you down. Home to some of the most beautiful coral reefs in the world, Indonesia has something for everyone