Travel Insurance for Philippines, Plans starting ₹20 per day*
Why Policybazaar?
No Health Checkup Required
Get travel insurance without any medical checkup
24*7 Support Helpline
Get assistance anytime, anywhere
Quick Claim Settlement
With cashless facility
PED Covered
Get coverage with existing health issues
Travel Insurance for Philippines, Plans starting ₹20 per day*
Where are you travelling?
Popular Destinations (You can select multilple destinations)
Schengen Countries
You can select multiple destinations
close
0 Traveller(s)
+Add travellers
When are you travelling?
You can change your trip dates at later stage
close
Start date:
End date:
How many people are travelling?
You can edit travellers and medical conditions later on
close
1
2
3
4
5
6+

No. of travellers

-
6
+

Does any of the traveller have any pre-existing medical condition like BP, diabetes etc? See what it means ›

Please let us know if any of the traveller(s) have a known illness, injury or health condition like BP, diabetes, heart disease, cancer etc. for which they take regular medication. It will help us to suggest you a better plan

Please select the travellers who have a pre-existing medical condition

By clicking on "" you agree to our Privacy Policy and Terms Of Use

Now covers COVID-19

Ratings
We are rated
5.9 crore Policies sold
5.9 crore
Policies Sold
Instant Policy
Instant Policy
In 2 Minutes
Visa- Compliant
Visa- Compliant
All policies

The Best Time to Visit the Philippines

The best time to visit the Philippines is during the dry season, which runs from December to May. The tropical climate and beautiful islands make this time of year perfect for travel. But the months you choose should depend on what you want to do, like diving, snorkelling, cliff jumping, exploring new cultures, or hopping from island to island. You can plan better if you understand the Philippines’ seasonal patterns, how the weather varies from one region to another, and the best conditions for each activity.

Read more

Travel Insurance Plans on PolicyBazaar#1

  • Individuals
  • Sr. Citizens
  • Students
Plans for an individual of 30 years age travelling to USA for 15 days

Understanding the Seasons of the Philippines

There are two main seasons here: the dry and the wet. The wet season brings heavy rains to many parts of the country. The temperatures don't change much during the year, but the dry season is often split into a cooler and a hotter period.

Seasons Cool Dry Season Hot Dry Season Rainy Season
Duration December to February March to May June to November
Average Temperature 24 to 30°C 25 to 33°C 26 to 32°C
Ideal Activities Hiking
City exploration
Local festivals
Beach visits
Travel is not recommended due to heavy rains and cyclones

A Guide to the Regions of the Philippines

The Philippines is divided into three main regions:

  • Luzon
  • Visayas
  • Mindanao

Each has distinct landscapes and weather patterns. Since geography plays an important role in determining the ideal time to visit, it is helpful to understand the regional structure before planning your trip.

Regions Popular Destinations Geography
Luzon Manila
Taal Volcano
Palawan
Mountain ranges, central plains, and coastline
Tropical weather
Visayas Boracay Island
Cebu
Hills and coastal lowlands
Mindanao Siargao Island
Lake Sebu
Mountain ranges, volcanic peaks, and coastal areas.

Best Time to Visit Popular Destinations in the Philippines 

Here are some of the most popular places to visit in the Philippines and how to time your trip perfectly:

Best Time to Visit Manila

This is the capital city of the archipelago. This is a must-visit stop in your trip with cultural attractions, old architecture, shopping streets, and more.

  • Ideal Time to Visit: December to February is a great time, but it's the busiest time of year for tourists, so it might be crowded.
  • Weather and Average Temperature: The weather is pleasant overall, with temperatures ranging from 20 to 30°C.
  • Best Places to Visit: Fort Santiago, Binondo (Chinatown), Manila Ocean Park, and San Agustin Church.
  • Travel Tip: Navigating the city's public transport can be tricky, as the network is a little disjointed. We recommend using cab services like Grab and inDrive instead.

Best Time to Visit Palawan

This gorgeous destination is famous for cave tours, rich wildlife, majestic mountains, and dense rainforests.

  • Ideal Time to Visit: You can visit Palawan anytime throughout the year. It is recommended that you avoid July and August due to heavy rains.
  • Weather and Average Temperature: The temperature ranges between 25 and 33°C during the dry season. Expect clear skies and hot and humid days.
  • Best Places to Visit: El Nido, Puerto Princesa Subterranean River National Park, and Palawan Heritage Centre.
  • Travel Tip: While it can rain heavily in Palawan, the place is relatively sheltered from typhoons. If you want to visit during the cyclone season, this is one of the places you can visit.

Best Time to Visit Cebu

This city has a Spanish colonial history, reflected by the beautiful old architecture you can see there. It is also famous for its white sand beaches, diving spots, and natural beauty.

  • Ideal Time to Visit: You can go to this place throughout the year. However, it is recommended that you plan to visit between December and May, during the dry season, to avoid heavy rains.
  • Weather and Average Temperature: Temperatures remain around 26 to 28°C throughout the year. The sky is clear during the dry season.
  • Best Places to Visit: Fort San Pedro, Mactan Island, Cebu Taoist Temple, Jumalon Butterfly Sanctuary, and Carbon Market.
  • Travel Tip: During the wet season, you can visit Cebu's Kawasan Falls to enjoy cliff jumping or canyoning.

When to Visit the Philippines for Popular Activities? 

There are lots of fun things to do in the Philippines, like scuba diving, going to waterfalls, and learning about the culture. Let's look at the best times to do these fun things so you can plan your trip around them.

  1. Beach Vacations

    If you want to relax on the beaches of the Philippines, go during the dry season (November to May). During this period, the days are sunny and warm, perfect for lounging on the beach. With more than 7,000 islands in the country, there are plenty of beaches to explore, each offering unique natural beauty and experiences.

  2. Diving and Snorkelling

    The dry season is a good time to explore the country's underwater areas because diving and snorkelling require mild weather. You can see well underwater when the sea is calm and the sky is clear, which is important for snorkelling and diving. But the times for these activities can vary from place to place. Here are some examples:

    Location Best time for underwater activities
    Coron December to March
    Mindoro Throughout the year
    Tubbataha Reefs Natural Park Mid-March to mid-June
  3. Adventure Sports

    Different seasons in the Philippines are ideal for different types of thrilling activities. For example, while the dry season is amazing for water sports, you can enjoy kayaking, canyoning, and cliff jumping during the wet season. You can see and try adventures around majestic waterfalls during this time. July to October is a wonderful time to visit the naturally created spring-water pools around Kaparkan Falls in Abra.

    If you are planning to visit the Philippines for adventure sports, make sure you buy an Adventure Sports add-on cover with your international travel insurance policy.

  4. Cultural Visits

    You can plan cultural exploration at any time of the year, even during the wet season. However, you must plan your visit after considering the local weather in the area you are visiting. For example, some places like Cebu, Bohol, and Mindoro are not threatened by typhoons compared to other areas.

  5. Spotting Whale Sharks

    November to June is a great time to travel to Donsol in the Philippines if it's on your bucket list to watch whale sharks in real life. If you plan to visit between February and May, you can catch a glimpse of them while snorkelling or diving.

Best Time to Visit the Philippines for Budget Travel

Are you travelling on a tight budget? Let's talk about when you should plan your trip to save money on travel.

Ideal Time to Visit

The best time to save big on your trip to the Philippines is during the wet season, from June to November. However, bear in mind that limited activities and places are available during this time.

Weather Conditions

Most of the country experiences heavy rainfall during this time. From August to October, many parts of the country also experience cyclones. It's important to check the latest weather forecasts for every region that you plan to visit.

Budget Estimates

  • Overall Trip Cost: A short trip of 5 to 6 days can cost around Rs. 80,000 to Rs. 1 lakh for Indians (excluding flight costs). You can reduce this by booking budget accommodation or finding discounts due to the off-season.
  • Flights: A round-trip flight from Delhi to Manila can cost between Rs. 40,000 to Rs. 50,000 during the dry season. Flights may get cheaper in the monsoons, but the weather conditions must be considered before booking.

The Best Time to Visit the Philippines: FAQs

  • Q: What is the cheapest season to visit the Philippines?

    Ans: The most affordable season to visit the Philippines is the wet season (June to November). The country experiences heavy rains and cyclones during this season.
  • Q: What is the rainy season in the Philippines?

    Ans: The rainy season in the Philippines is from June to November. From August to October, you can also expect cyclones in various parts.
  • Q: Is the Philippines visa-free for Indians?

    Ans: Yes, since June 2025, the Philippines has been a visa-free country for Indians. This facility allows a non-extendable stay of up to 14 days.
  • Q: What is the coolest month in the Philippines?

    Ans: Generally, January is the coolest month in the Philippines. The temperature is around 25.5°C during this month.
  • Q: When to avoid visiting the Philippines?

    Ans: Avoid visiting the Philippines during the typhoon season. This season is generally from August to October. However, certain parts of the country, like Cebu, are sheltered from these cyclones, so you can plan to visit them.
travel-insurance-rhs
Disclaimer: The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
travel-insurance-rhs
Destination Guide
View more
Visa Guide

STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms, and conditions, please read the sales brochure carefully before concluding a sale.

Policybazaar Insurance Brokers Private Limited, Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 | CIN: U74999HR2014PTC053454 | Policybazaar is registered as a Composite Broker | Registration No. 742, Valid till 09/06/2027 | License category - Composite Broker | Contact Us | Legal and Admin Policies

* Price shown is for a 90 day trip to Philippines with 50,000 dollar coverage for an adult of age 25 years

Claude
top
View Plans