Multiple Ways to Check Your Car Insurance Status Online

With everything going digital, checking vehicle insurance status online has become easier than ever. It not only makes it easier to buy insurance online but also ensures that the customers experience hassle-free claims and keep a track of their policy status. In this article, we will tell you ways to easily check vehicle insurance status online.

Importance of Vehicle Insurance Check Online

Keeping a check on your car insurance status is as important as purchasing a comprehensive car insurance policy. Although it is advisable to buy a comprehensive insurance plan, it is mandatory to insure your car with a third-party insurance policy per the country's motor laws.

Once you have purchased a car insurance policy, it is advised to keep tabs on the insurance plan by checking its renewal date and other general information. This is important because missing out on your policy renewal or not getting any details related to your car updated in your policy can lead to claim rejection. By keeping a vehicle insurance check online, you do not have to worry about missing your policy renewals.

Ways to Check the Car Insurance Policy Status Online

You can check the status of your car insurance policy online on the website of the Insurance Information Bureau (IIB) or your insurance company. All you need to do is enter your vehicle registration number, engine number or chassis number and get the vehicle insurance status online.

There are two scenarios under which you might have to look up your vehicle insurance policy online. One is to check the car insurance policy status online and the other is to know the history of accidents caused by the insured car

In case you want to know something particular in your insurance plan like the renewal date or check your vehicle insurance history for accidental claims, etc., then you can easily find it through the website of the Insurance Information Bureau (IIB). The website has information on all vehicles in India since April 1, 2010, in digital format.

How to Check Vehicle Insurance Status on IIB Portal?

You can follow the steps below to check your motor insurance status online on IIB portal:

Make sure you have all the necessary details ready to fill in, such as accident location, vehicle registration number, address, date of the accident, mobile number, and name.
Visit the official website of Information Bureau of India
On the homepage of the website, select V-Seva from the quick links
You will now be redirected to Accident Vehicle Information Retreival System
Here you can fill the given form with all your details.
Once you have correctly entered all the details, click on 'Submit' button
The details of your vehicle insurance status will be displayed.

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Guidelines to Follow while Checking Vehicle Insurance Status Through IIB Portal

Here are some guidelines that you need to follow while checking the vehicle insurance status online on the IIB portal:

Enter the vehicle registration number without space or any special character. For e.g.: UP-78-AA-XXXX.
When the policy details are uploaded on the IIB data, it takes around 2 months to reflect on the web portal. There might be a chance that you might not find your vehicle details before that period.
In case your vehicle is new, then the insurer will require the chassis and engine number of the vehicle as you would not be able to check insurance status by vehicle number.
If you do not find the details of your vehicle, then you can visit the Regional Transport Office (RTO) to check about your vehicle.
You will be allowed 3 attempts using either a mobile number or email address.

Check Insurance Status of Vehicle Through VAHAN e-Services

If you are not able to find the details related to your four-wheeler insurance policy on IIB or your insurer’s website, then you can look it up on the website of VAHAN e-services as well.

Follow these steps to check the insurance status of your vehicle on VAHAN portal:

Visit the VAHAN e-service website
Click on “Know Your Vehicle Details”
You will be required to enter the vehicle registration number.
Click on the “Search Vehicle” option
It will show you the expiry date of the vehicle’s insurance as well as other details.

How to Check Car Insurance Status Online on Policybazaar?

To check the car insurance status online, you can either go on to the IIB web portal or your insurer’s website. If you have purchased your motor insurance from Policybazaar Insurance Brokers Private Limited, here is how you can check your policy status on the website:

Visit the official website of Policybazaar Insurance Brokers Private Limited i.s. Policybazaar.com
From the homepage, sign in to your account by entering your mobile number and OTP/password
You will now be redirected to your account dashboard
Select the motor policy whose status you wish to check
The current status of your policy will be displayed along with other details.

How to Check Car Insurance Status Offline?

Apart from these online solutions, you can also do a car insurance status check by going to your concerned RTO. There you will have to provide your vehicle’s registration number and they will provide you with all the information related to your car insurance policy.

Wrapping Up!

After digitization, everything can be done at your fingertips. Starting from checking different insurance plans to comparing them, calculating the insurance premium to purchasing the best car insurance, and checking insurance status can be done online. It makes the customer’s experience hassle-free.

Also, the customer gets to purchase a cost-effective motor insurance policy and can also renew car insurance online before the expiration date. This is why it is recommended by insurance industry experts to purchase a motor policy online.

Written By: PolicyBazaar - Updated: 19 October 2022