Steps to Check Vehicle & Car Insurance Status/Validity Online

Get Car Insurance starting at only ₹2,094/year #
Car Insurance
Processing

It doesn’t matter if you are an excellent driver or take your car out only once in a few months; your car must be insured under a four-wheeler insurance policy at all times. However, a car insurance policy comes with validity and it is important to be aware of the expiry date of your car policy so that you can renew it on time to avoid any lapse.

Read more

  • Renew policy in 2 minutes*

  • 20+ Insurers to choose

  • 1.2Cr+ Vehicles Insured

Car Insurance

#TP price for less than 1000 CC cars. All savings are provided by insurers as per IRDAI approved insurance plan. Standard T&C apply.

Get Car Insurance starting at only ₹2,094/year #
Looking for Car Insurance?
    Other models
    Other variants
    Select your variant
    View all variants
      Full Name
      Email
      Mobile No.
      Secure
      We don’t spam
      View Prices
      Please wait..
      By clicking on “View Prices”, you agree to our Privacy Policy & Terms of Use
      Get Updates on WhatsApp
      Select Make
      Select Model
      Fuel Type
      Select variant
      Registration year
      Registration month
      Save & update
      Please wait..
      Search with another car number?

      We have found best plans for you!! Our advisor will get in touch with you soon.

      Validity of a Car Insurance Policy

      All car insurance policies come with a validity or expiry date. Most four-wheeler insurance plans are valid for one year. You are supposed to renew your policy before the expiry date to continue the coverage benefits.

      If you have just purchased a new car, you will need to buy a bundled car insurance policy offering 3-year third-party and 1-year damage cover. The own damage policy has to be renewed within a year, while the third-party policy can be renewed towards the end of the third year. After this, you can buy a car insurance policy for one year and need to renew it annually.

      Below, we have mentioned some helpful ways to check your car insurance status online so that you can renew your car insurance policy before it expires and avoid landing in any legal and financial trouble.

      How to Check Car Insurance Expiry Date/Validity?

      There are multiple ways of checking the status of your car insurance policy and knowing its expiry date. Here are some of the ways of checking your car insurance policy expiry date:

      • Check your car insurance policy document
      • Call the insurer’s customer support and ask them for the policy expiry date
      • Contact your insurance agent and ask about the expiry date if you purchased the policy through him/her
      • Go to the website of the Insurance Information Bureau (IIB) of India and check your policy status
      • Go to the Parivahan Sewa website and check the policy status
      • Checking car insurance status on the VAHAN App
      • Visit your Regional Transport Office (RTO)’s website and know your policy status
      • You can also do a car insurance check online from your account dashboard on Policybazaar.com.

      How to Check Vehicle Insurance Status Online on Parivahan Sewa?

      Parivahan Sewa is a centralised website maintained by the Ministry of Road Transport & Highways that stores the data of all vehicles across the country. When a motor insurance policy is purchased or renewed, the data is updated on the Parivahan Sewa website within two days.

      Follow the steps given below for car insurance expiry date check online on Parivahan:

      • Visit the official website of Parivahan Sewa
      • Go to the ‘Informational Services’ tab on the menu bar
      • Click on ‘Know your Vehicle Details’ from the drop-down menu
      • You will be redirected to the Vahan NR e-Services page.
      • Enter your registered mobile number for citizen login
      • After login, fill in your car registration number and the verification code
      • Click on ‘Search Vehicle’
      • The details of your car, along with its insurance expiry date, will be displayed as shown.

      Check Car Insurance Details Using the mParivahan App

      Apart from using the Parivahan portal online, you can also do a vehicle insurance check online on the mParivahan app. This app was launched by The Ministry of Transport and provides easy access to all your vehicle documents.

      Follow these simple steps for mParivahan insurance check using the app:

      • Install the mParivahan App on your mobile phone.
      • Select the desired language and select the 'Continue' option
      • You will now be directed to a dashboard where you will have two options to check your car insurance status.
      • The first option is via your car registration number, and the second is via the Driving license number.
      • Enter either of the two and click on the 'Search' button
      • Now, sign in using your registered mobile number and continue
      • Once signed, you can now check the validity of your car insurance policy.

      Check Car Insurance Status On VAHAN

      Another way to check your car insurance status online is by using the VAHAN web portal which is mainly a one-stop portal for every information related to your vehicle. Here is how you can check your car insurance expiry date on VAHAN:

      • Visit the Vahan-e-services portal
      • Now navigate to the 'Know your vehicle details’ from the homepage
      • Enter your Mobile Number to log in, or 'Create a new account
      • Once logged in, enter the registration number of your car alongwith captcha
      • Click the ' Search Vehicle' option
      • You can now find all the details of your vehicle, including your car insurance details.

      However, there may be cases when your car insurance details are not updated in the VAHAN portal or even on the mParivahan app. In such cases, you must wait for around 30 days for your policy to reflect on the portal once it has been issued. If you still face issues viewing your car insurance policy, you can contact our customer support portal at Policybazaar.com.

      You May Also Read: Check Car Valuation Online

      How to Check Vehicle Insurance Status on the IIB Portal?

      You can follow the steps below to check your motor insurance status online on the IIB (Insurance Information Bureau of India) portal:

      • Make sure you have all the necessary details ready to fill in, such as the accident location, vehicle registration number, address, date of the accident, mobile number, and name.
      • Visit the official website of the Information Bureau of India
      • On the homepage of the website, select V-Seva from the quick links
      • You will now be redirected to the Accident Vehicle Information Retrieval System
      • Here, you can fill out the given form with all your details.
      • Once you have correctly entered all the details, click on the 'Submit' button
      • The details of your vehicle insurance status will be displayed.

      You May Also Read: How to Transfer Car Ownership Online? A Complete Guide

      How to Check Car Insurance Status at the RTO?

      Every vehicle is registered by a Regional Transport Office or RTO. You can also know the expiry date of your four-wheeler insurance policy by visiting your RTO’s website. Follow the steps given below to check your car insurance policy status through your RTO:

      • Visit the official website of your State’s transport office
      • Go to the option of ‘Online Services - For Citizens’
      • Select the ‘Vehicle Related Online Services’ option
      • Click on the link for ‘VAHAN Citizen Services’
      • Select the details of your RTO where your car is registered
      • Go to the ‘Status’ tab on the menu bar and select ‘Know your Vehicle Details’
      • Enter your car’s registration number, chassis number and engine number.
      • Fill in the captcha code and submit the details
      • The details of your vehicle will be displayed

      How to Check Car Insurance Expiry Date Online on Policybazaar?

      If you have purchased your motor insurance from Policybazaar Insurance Brokers Private Limited, here is how you can check your policy status on the website:

      • Visit the official website of Policybazaar Insurance Brokers Private Limited, i.e. Policybazaar.com
      • From the homepage, sign in to your account by entering your mobile number and OTP/password
      • You will now be redirected to your account dashboard
      • Select the policy whose status you wish to check from the ’Policies’ tab
      • The current status of your vehicle insurance policy will be displayed along with other details.

      How to Check Car Insurance Status Offline?

      Apart from these online solutions, you can also do a car insurance status check by going to your concerned RTO. There, you will have to provide your vehicle’s registration number, and they will provide you with all the information related to your car insurance policy.

      Importance of Vehicle Insurance Status Check Online

      Keeping a check on your car insurance status is as important as purchasing a comprehensive car insurance policy. Although it is advisable to buy a comprehensive insurance plan, it is mandatory to insure your car with a third-party insurance policy per the country's motor laws.

      Once you have purchased a car insurance policy, it is advised to keep tabs on the insurance plan by checking its renewal date and other general information. This is important because missing out on your policy renewal or not getting any details related to your car updated in your policy can lead to claim rejection. By keeping a vehicle insurance check online, you do not have to worry about missing your policy renewals.

      Why Should You Renew Your Car Insurance Policy on Time?

      Renewing your car insurance policy before its expiry date is essential for the continued coverage of your car. If the policy is not renewed by the due date, your car insurance policy will expire or lapse. Here are the consequences of having a lapsed car insurance policy:

      1. No Claims to Be Entertained
        If your car insurance policy has expired, your motor insurer no longer has the legal liability to cover any loss or damages arising from your vehicle. Your insurer will not pay for your third-party liabilities or own car damages after the policy has expired. As a result, you will be forced to bear the cost of repairing your car or compensating the third parties on your own, leading to financial distress.
      2. Violation of Motor Laws
        Car insurance is not a choice in India. Every car owner must insure his/her vehicle with at least third-party cover as long as the vehicle is in use. If you do not renew your policy and it lapses, you will violate the motor laws of the country.
        If caught driving your uninsured car on public roads, you may be issued a challan for Rs 2,000 and/or jail imprisonment for up to six months. Thus, to keep yourself safe from these hefty fines, regular car insurance renewal is necessary.
      3. Higher Car Insurance Renewal Premium
        If your car insurance policy has lapsed, the insurer may consider you a careless person and may charge you a higher renewal premium. Besides, your vehicle will have to undergo an inspection at the time of policy renewal in case of a lapsed policy. The inspection may highlight the increased liability of the insurer towards your car. As a result, they may charge you a higher car insurance premium during renewal.
      4. Loss of No Claim Bonus
        No Claim Bonus (NCB) is saving on a renewal premium that is granted to the car owner for every claim-free year. The NCB can help you to save on your renewal premium by up to 50%. But if you do not renew your policy within 90 days of your expiry date, you will lose your NCB.

      Summing It Up!

      Renewing your car insurance policy on time is important to avoid facing any unfavourable consequences, such as a higher renewal premium, rejection of the claim, etc. You can set reminders on your phone/ email so you do not forget to renew your policy. In case you are unsure of the policy expiry date, you can check your car insurance policy status easily on the website of Parivahan Sewa, the mparivahan app, the VAHAN portal, and your RTO amongst other ways.

      FAQs

      • Q1. Can I drive a new car without insurance?

        Ans: No, driving a car without a valid four-wheeler insurance policy is a traffic rule violation and can attract heavy fines. Thus, make sure to at least buy a third-party car insurance policy for your new car.

      • Q2. How do I check which insurance I have?

        Ans: If you are a Policybazaar customer, you can check which insurance policy you have from your account dashboard on Policybazaar.com. You can also check the type of insurance coverage from the insurer's official website or the Parivahan portal.

      • Q3. How to check old insurance policy details online?

        Ans: To check your previous or old insurance policies online, you can visit the insurer's official website or check old policies from the official website of Policybazaar Insurance Brokers Private Limited.

      • Q4. How to check the car insurance claim status?

        Ans: To check the claim status of your motor insurance policy you can visit the official website of the insurer and select the 'Track claim status' option. You can also visit Policybazaar.com and log in to your account dashboard to get the details of your car insurance claim.

      Find similar car insurance quotes by body type

      Hatchback Sedan SUV MUV
      Save upto 85% on Car Insurance
      Search
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
       Why buy from policybazaar

      Car insurance articles

      Recent Articles
      Popular Articles
      IDV in Car Insurance

      22 Feb 2024

      In layman's terms, the IDV full form is the Insured Declared Value
      Read more
      Must-Have Car Insurance Addons for Brand New Cars

      31 Jan 2024

      Investing in a full-coverage car insurance policy is essential for
      Read more
      No Claim Bonus (NCB) in Car Insurance

      29 Jan 2024

      No Claim Bonus (NCB) is a reward given by an insurer to a
      Read more
      How to Choose the Right Car Insurance for Your First Car?

      17 Jan 2024

      Buying their first car is no less than a milestone unlocked for
      Read more
      Things To Know Before Purchasing Sedan Car Insurance

      12 Dec 2023

      The type of four-wheeler you purchase also impacts its insurance
      Read more
      Steps to Check Vehicle & Car Insurance Status/Validity Online
      It doesn’t matter if you are an excellent driver or take your car out only once in a few months; your car must be
      Read more
      Find Car Insurance Details By Registration Number
      Sometimes, you may face situations when you need car insurance or vehicle owner details but cannot readily access
      Read more
      Getting Your Duplicate Car Insurance Policy is Easy-Here’s How!
      Losing your car insurance documents can be daunting. In such a state of affairs, the first thing that comes to your
      Read more
      How to Transfer Car Insurance Policy?
      An integral part of selling a car for both the buyer and the seller is ensuring a successful car insurance transfer
      Read more
      Comprehensive Insurance Vs Third Party Insurance
      Comprehensive car insurance offers protection to the insured car against third-party liabilities and own damages due
      Read more

      #Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc

      *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.

      top
      View Plans
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL