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      Chidambaram to Hush up the Launch of Three-Year Motor Insurance Policy

      Progress made in life insurance is expected to be aped and expanded in case of non-life insurance (Motor insurance) as well Finance Minister P.Chidambaram has made a suggestion that the insurance regulator (IRDA) should quicken up the launch of three-year motor third party insurance policy. This move would lessen the number of uninsured vehicles on the road.

      Read more

      Insurance Regulatory and Development Authority (IRDA) has also been asked to consider implementing the mandatory third party insurance with its powers and revise the premium rates.

      There has been great development on the life side, the same needs to be expanded and aped on the non-life side as well. The government owned general insurers have recorded a growth of 10 percent in gross premium during 2013-14 and projected a growth of 100 percent in the next five years. Profit making ability of the public sector general insurance companies has also increased in 2013-14.

      The market share in terms of number of new policies sold has also risen during the period by 1.20 percent to 84.44 percent.

      Chidambaram has emphasized on the need to study the persistency ratio for unit linked and traditional polices individually.

      It has been observed that LIC retained its remarkable claim settlement track record with 99.3 percent settlement of death claims and 99.68 percent maturity claims.

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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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      #Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc

      *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.

      +Savings are based on the maximum discount on own damage premium as offered by our insurer partners.

      ##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.