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      Expectation Of 15% Premium Growth In FY15 By Tata AIG General Insurance

      Tata AIG General Insurance is hoping a 15% premium growth in financial year 2015. It is also focussing on commercial lines of business and in expanding it's geographical reach. Mumbai, 9th March 2014: On the back of an expected recovery in economy, Tata AIG General Insurance is expecting a growth of around 15% in the next financial year in premium collections. The chief executive of Tata AIG, Kaushal K Mishra in an interaction over the weekend with PTI said that FY15 will be better than this FY. 13% rise in premium in this fiscal has attributed pick-up in growth in the next financial year.

      Read more

      According to Kaushal K Mishra, things will look better by Aug-Sept in case of a stable government in the Centre post the polls. This expectation of growth is due to the increase in middle class spend, infrastructure projects and sales in auto sector. 

      The growth in general insurance industry was slipped from 18% to 10-12% a year ago among slow economic growth. Because of decreasing automobile sales, motor insurance which contributes around 40% of the industry, is the key segment to be in focus this fiscal.

      Plans to focus on commercial lines of business along with the expansion of company's geographical reach for next fiscal are on the track according to Mishra. 

      The untapped SME segment of the company will be in focus now. Products in group medical insurance segment have also been filed before the regulator and these will be launched soon on getting the approval.

      Tata group which has a joint venture with American International Group (AIG) holds majority stake and has posted a 13.98% rise in Rs 1,756.38 crore premium collections in the first nine months of the curent FY.

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      *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.