IRDA Increases the Minimum Driver Insurance Cover to Rs.15 Lakh

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In a move to deliver some support and assistance to road accident victims, the IRDAI has recently increased the minimum insurance coverage for the owner-driver. The raised insurance cover is now Rs15 Lakh for Rs 750 per annum. The CSI (capital sum insured) under this sector for the motorised 2-wheelers and the commercial vehicles or private cars is now Rs. 1 Lakh and Rs. 2 Lakh, respectively. But, additional covers are being offered by some general insurers. These come under the category of package policies with a little higher capital sum insured, which is over the set payment of an extra premium.

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