Benelli TRK 502 Insurance
Launched in India in 2019, Benelli TRK 502's rugged stance, touring-ready hardware, and Italian flair make a true companion for open highways and winding mountain trails. It's no surprise it's a favourite among seasoned riders and weekend explorers. And when a bike becomes that kind of constant, protecting it isn't a box to tick, but it's part of the ride. A strong two-wheeler insurance policy steps in when things go off track, be it an accident, theft, or storm. Here's what to know about Benelli TRK 502 bike insurance.
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₹1.3/day*Benelli TRK 502 Variants with Insurance Premium
Before you decide on your Benelli TRK 502 bike insurance, it is essential to know what you're stepping into. Here's a quick look at the standard variants, the expected premium for a bundled policy, and what you might pay for practical add-ons like zero depreciation cover:
Benelli TRK 502 Variants | Zero Dep Cover (Add-on cover) | Estimated Benelli TRK 502 Bundle Policy Price |
Benelli TRK 502 X (500 cc) | ₹907 | ₹16,752 |
Benelli TRK 502 STD (500 cc) | ₹240 | ₹15,399 |
*Disclaimer: The information in the table above is indicative and calculated using the online bike insurance premium calculator of Policybazaar.com. The Benelli TRK 502 insurance renewal premium will change based on factors such as registration, location, IDV, and other add-ons.
Reasons to Buy/Renew a Benelli TRK 502 Insurance Online from Policybazaar.com
A bike built for long journeys deserves a bike insurance that's just as dependable. With Policybazaar.com, securing Benelli TRK 502 bike insurance is straightforward, transparent, and tailored to your needs. You get:
- Hassle-Free Repairs: Get your bike fixed at authorised garages without paying upfront bills.
- Claim Assistance: Had a mishap? Don't worry, you're not left to figure things out alone. From the moment you raise a claim, there's someone helping you through it till the very end. No running around. No silence.
- Comprehensive Coverage: A sudden fall, a scraped panel, a stolen mirror or worse. Whatever the road throws your way, this cover quietly takes care of it. You ride, it protects.
- 24/7 Customer Support: Questions at 2 AM? Trouble during a holiday ride? Just ring 1800-258-5970 and get real help, round the clock.
- No Claim Bonus (NCB): Ride safe, make no claims, and you're rewarded with a lower premium next time.
- 24/7 Roadside Assistance: Flat tyre or dead battery in the middle of nowhere? Help reaches you wherever the road leaves you stranded.
What is the Coverage Under Benelli TRK 502 Insurance?
- Inclusions
- Exclusions
From storm damage to a nasty fall, your Benelli TRK 502 insurance cushions the blow. But knowing what your plan actually covers (and what it doesn't) makes all the difference when it's time to claim.
These are the real-world situations your Benelli TRK 502 insurance policy is built for the ones no rider plans for, but every rider faces.
- Accidental damage is covered.
- Theft damages are covered.
- Fire, short circuit, or blast is covered.
- Damage during transport by road, rail, air, or sea is included.
- Natural calamities like floods, earthquakes, or landslides are covered.
- Damage from riots, strikes, or wilful destruction is covered.
- Injury or property damage caused to someone else (third-party liabilities) is covered.
- Civil unrest, terrorism, or public disturbances causing damage to the insured bike are covered.
- Damages due to lightning or similar unexpected hazards are covered.
These are the grey areas where the Benelli TRK 502 insurance policy won't step in the following circumstances:
- Riding without a valid licence, RC, or PUCC.
- Drunk riding or under the influence of drugs.
- Damage from reckless use, racing, or stunt riding.
- Wear and tear that comes with time and use.
- Damage beyond Indian borders.
- Regular part failures or mechanical faults.
- War, invasion, or nuclear incidents.
- Tyres or tubes damaged without an actual accident.
Disclaimer: Every insurer has its own list of terms. Always go through your specific Benelli TRK 502 bike insurance policy to know exactly what's included and what's left out.
Benelli TRK 502 Add-ons
Add-ons let you shape your cover to fit your style of riding, whether you're tackling broken tarmac or planning a cross-country escape. For a little extra premium, these extras to your Benelli TRK 502 insurance bring a lot more peace of mind:
- Personal Belongings Cover: Long rides mean loaded saddlebags. If your luggage, gear, or gadgets are lost or damaged in an incident involving your bike, this cover steps in.
- Accessories Cover: Fitted auxiliary lights? Touring mirrors? With this add-on, both electronic and non-electronic accessories are covered if they're damaged in an accident.
- Zero Depreciation Cover: Parts on the Benelli TRK 502 aren't easy on the wallet. With this add-on, you get the full claim amount for repairs, is given and no depreciation deductions, no fine print cutting into your payout.
- Personal Accident Cover: This add-on cushions the financial impact if you face a serious injury or worse.
How to Buy or Renew Benelli TRK 502 Insurance Online?
Insurance for your Benelli TRK 502 shouldn't feel like a task with these steps:
- Step 1: Head to Policybazaar.com
- Step 2: Click on 'Bike Insurance'.
- Step 3: Enter your Benelli TRK 502's registration number if you already own it.
- Step 4: Bought a new one? Select 'Bought a New Bike'.
- Step 5: Fill in the make, model, and registration year.
- Step 6: Choose the type of cover—third-party bike insurance or comprehensive bike insurance policy.
- Step 7: Add the optional covers you want.
- Step 8: Compare various bike insurance quotes and pick what fits.
- Step 9: Pay two-wheeler insurance premium online and get the policy in your mail inbox instantly.
How to Claim Insurance for a Benelli TRK 502 Online?
If your Benelli TRK 502 takes a hit, be it a fall, theft, or mishap, the claim process doesn't need to be stressful. Depending on where you get the bike repaired, you can go for either a cashless or reimbursement claim. Here's how both work:
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Cashless Claim Settlement
Best if you're visiting an authorised garage tied up with your insurer, you can make a cashless Benelli TRK 502 insurance claim. You should:
- Inform your insurer immediately after the incident.
- A surveyor will inspect the damage and submit a report.
- Once approved, take your Benelli TRK 502 to a network garage.
- The insurer settles the bill directly and you don't pay upfront.
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Reimbursement Claim Settlement
If you prefer your own mechanic or garage for repairing, this option works. Follow the below steps for remiburesent claims:
- Call your insurer and report the damage.
- A surveyor visits and files a report. It usually within 48 hours.
- Submit the claim form along with all required documents.
- Get your Benelli TRK 502 repaired, pay the bill yourself, and keep all receipts.
- The insurer reimburses the approved amount after verification.
What Are the Documents Required for Benelli TRK 502 Insurance Claims?
If your bike has been damaged, these are the documents you'll need to get the Benelli TRK 502 insurance claim rolling. Having them in place saves time and avoids unnecessary back-and-forth.
- RC copy of your Benelli TRK 502.
- Repair estimate from the garage.
- Final repair invoices.
- Signed and filled claim form.
- Your valid driving licence.
- Payment receipts for completed work.
- FIR copy, if there's theft or injury involved.
- KYC documents, if the claim is over Rs 1 lakh.
Additional Documents Required for Benelli TRK 502 Theft Claims
If your TRK 502 has been stolen, the paperwork is slightly more detailed. These are what the insurer typically asks for to process a theft claim.
- FIR from the local police station.
- Original Benelli TRK 502 insurance policy.
- Non-traceable certificate issued by the police.
- RTO-issued certificate stating the bike is 'No Use'.
- Original keys of the Benelli TRK 502.
- Invoice or bill of purchase.
- Bike's Registration Certificate.
- No Objection Certificate (NOC) from the loan provider, if financed.
- Letter of subrogation, signed and submitted to the insurer.
Benelli TRK 502 Insurance – FAQs
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Q. Does my Benelli TRK 502 insurance policy cover gearbox repairs following an accident?
Ans: A comprehensive bike insurance policy usually covers gearbox repairs if the damage is accident-related. However, you must confirm it with your insurer. It does not cover water damage or oil leaks, so consider getting an engine protection add-on with your Benelli TRK 502 insurance. -
Q. Is third-party bike insurance enough for a tourer like the Benelli TRK 502?
Ans: For a high-value and long-distance bike like Benelli TRK 502, a comprehensive bike policy is practical and with it you can purchase add-on covers. -
Q. Is insurance still valid if the Benelli TRK 502 is modified?
Ans: Only if the insurer is informed, major modifications must be disclosed, or the claim can be rejected. -
Q. Can I insure a second-hand Benelli TRK 502?
Ans: Yes, you must secure with an adequate two-wheeler insurance policy. -
Q. I have installed an anti-theft device on my bike. Will I get discounts on insurance premiums?
Ans: Yes, you will get discounts on your bike insurance premiums if you install an ARAI-certified anti-theft device because it lowers the risk for insurers. -
Q. Is it possible to pause or temporarily deactivate my Benelli TRK 502 insurance policy?
Ans: No, you cannot pause or temporarily deactivate your Benelli TRK 502 insurance policy because it is not allowed by the IRDAI (Insurance Regulatory and Development Authority of India) -
Q. Does the Benelli TRK 502 insurance policy cover off-road trips?
Ans: Yes, a comprehensive Benelli TRK 502 insurance policy usually covers off-road trips, but do read the policy terms for extreme off-roading. Also, consider getting specific add-ons for extra protection.