Hero Xtreme 160R Insurance

Popular Hero Xtreme 160R Variants with Insurance Premium

Hero Xtreme 160R insurance allows you to have complete protection, regardless of any of the variants. Here are some of the Hero Xtreme 160R variants, the estimated Hero Xtreme 160R Bike Insurance Price (1+5 bundle policy) for respective variants, and the cost of a zero-depreciation add-on on different variants.

*Disclaimer: The information in the table above is just for reference purposes. Hero Xtreme 160R Insurance Renewal Price will eventually vary depending on different factors, including registration, location, IDV and add-ons.

Reasons to Buy A Hero Xtreme 160R Insurance Online from Policybazaar.com

Policybazaar.com is a trusted platform for buying Hero Xtreme 160R Insurance online, and it also offers several benefits. Here are the reasons why you should consider purchasing two-wheeler insurance online:

• 24/7 Roadside Assistance: You get 24/7 roadside assistance during emergencies such as a flat tyre, fuel exhaustion, jumpstart and minor repairs.
• Comprehensive Coverage: Comprehensive coverage provides protection, whether it is own damage or third-party liability.
• Round-the-Clock Support: For any queries or support, you can get in touch with the support helpdesk by calling 1800-258-5970 anytime.
• No Claim Bonus: For every claim-free year, you can get a discount on premiums in the form of a No Claim Bonus (NCB).
• Cashless Repairs: You will also get access to a wide range of garages where you can get cashless repairs done
• Complete Claim Support: You will also get end-to-end claim assistance for both reimbursement and cashless claims.

Disclaimer: The Hero Xtreme 160R insurance coverage may vary depending on the insurance provider. It is recommended to understand the inclusions and exclusions in detail.

Hero Xtreme 160R Insurance Add-ons

Hero Xtreme 160R insurance can be amplified with add-ons. It is optional; however, it can enhance the benefits of two-wheeler insurance. The most common add-ons are as follows:

• Zero Depreciation Cover: Without this add-on, you will have to pay for repairs and replacements partially. This add-on ensures that the depreciation amount is not deducted for the repair or replacement of different parts of the Hero Xtreme 160R, and the complete amount is paid.
• Engine Protection Cover: Although the engine is quite powerful in the Hero Xtreme 160R, there are still chances of water ingress, especially during monsoons or in locations where waterlogging is common. Under this add-on, the repair and replacement costs of the engine or its parts are covered.
• Consumable Cover: Consumables include engine oil, nuts, bolts, grease or brake oil. These components are needed during repairs after an accident. In a standard policy, the expense for consumables is not covered; however, if you have taken this add-on, the cost of consumables will be covered.
• Personal Accident Cover for Passengers: This add-on ensures that the pillion is also protected in the event of an accident, whether it results in death or injury.

How to Buy or Renew Hero Xtreme 160R Insurance Online?

Getting a new policy or renewing your Hero Xtreme 160R insurance online is easy and quick with Policybazaar.com. To get bike insurance online, follow the steps below:

• Step 1: Visit Policybazaar.com and choose 'Bike Insurance' present under the 'Insurance Products' section.
• Step 2: If you have a new bike, you can click on the 'Bought a New Bike' option. If you are looking to renew the policy, enter your Hero Xtreme 160R's registration number and then click on the 'View Prices' option.
• Step 3: Make sure to fill in all the required details.
• Step 4: Select the preferred bike insurance type for your Hero Xtreme 160R.
• Step 5: Choose add-ons such as Zero Depreciation Cover or Return to Invoice Cover to improve the coverage.
• Step 6: You can compare and select the Hero Xtreme 160R insurance plan of your choice and make the payment as per your preferred mode of payment.
• Step 7: The policy document will be sent to your email address after the payment has been processed.

How to Claim Insurance for a Hero Xtreme 160R Online?

The claim process for Hero Xtreme 160R insurance is quite hassle-free. You can do it in the following ways:

1. Cashless Claims Settlement

   Two-wheeler insurance allows you to opt for the cashless claim, and here is how you can do it:

   • Step 1: Proceed with claim intimation by calling the insurance provider about the accident involving your Hero Xtreme 160R.
   • Step 2: A surveyor is then appointed to assess the damage, after which an evaluation report will be sent to the insurer.
   • Step 3: After verification, you will be informed to take the Hero Xtreme 160R to a local network garage for repairs.
   • Step 4: The insurance company pays for the repairs directly to the garage.

2. Reimbursement Claims Settlement

   You can also opt for a reimbursement claim under your Hero Xtreme 160R insurance by following the steps listed below:

   • Step 1: Inform the insurance company about the accident.
   • Step 2: To inspect the damage to your Hero Xtreme 160R, a surveyor is appointed.
   • Step 3: The surveyor will share the evaluation report with the insurance provider.
   • Step 4: You will be asked to submit a claim form and all documents.
   • Step 5: Once you get the approval from an insurance provider, take the vehicle to a local garage and pay for the expenses from your end.
   • Step 6: After the stipulated time, the claim amount will be reimbursed to you.

Documents Required for Hero Xtreme 160R Insurance Claims

When it comes to a claim settlement under the Hero Xtreme 160R insurance claim, some documents are mandatory. The required documents are listed below:

• Filled and signed claim form
• Driving Licence
• RC
• Repair bills
• Payment receipts
• FIR (if applicable)
• If the damage exceeds Rs 1 lakh, KYC documents will also be required.

Additional Documents Required for Hero Xtreme 160R Theft Claims

In case of theft, you need to provide documents as follows:

• Original Hero Xtreme 160R Insurance policy documents
• Keys
• Police FIR
• RC
• Tax payment receipts
• RTO declaration stating that the insured Hero Xtreme 160R is 'No Use'.