Kawasaki Ninja 400 Bike Insurance

Kawasaki Ninja 400 Variant with Insurance Premium

Before selecting a policy, it is beneficial to have a thorough understanding of the insurance premiums for the many variations of the Kawasaki Ninja 400. The following table provides an estimate of the premium, which takes into account the purchase price of the Zero Depreciation add-on.

*Disclaimer: This premium has been estimated using Policybazaar.com's bike insurance calculator. It is based on factors such as the bike's Insured Declared Value (IDV), year of registration, city of registration, etc.

Why Should You Renew Kawasaki Ninja 400 Insurance Online from Policybazaar.com?

Renewing insurance for your Kawasaki Ninja 400 has never been easier than with a reputable website like Policybazaar.com. You can choose the best plan for your riding needs from several options. This platform has the following main advantages:

• Comprehensive Coverage: This policy covers third-party liabilities and personal damage to your bike.
• Cashless Garage Network: The cashless repair network allows you not to have to pay right away to get repairs done at authorised service locations.
• Swift Claim Settlement: Whether you choose a cashless or reimbursement claim, filing it promptly helps you get your bike repaired and back on the road without delays.
• No Claim Bonus: During the renewal process, you will receive a discount on your premium if you ride safely and do not file a claim. This is referred to as the No Claim Bonus as well. In this way, responsible riding is rewarded.
• Roadside Assistance: You can get rapid assistance if your bike breaks down, which includes towing and basic repairs at the location.
• Customer Support: To get assistance with insurance questions, you can call 1800-258-5970 at any time.

*Disclaimer: Bike insurance coverage may vary depending on the insurance company and chosen plan. Always read the policy document carefully.

Which Add-ons Should You Choose with Kawasaki Ninja 400 Insurance?

Your Kawasaki Ninja 400 deserves more than just a basic insurance plan. Add-ons give you extra protection that matches the way you ride, especially on fast roads or busy city routes. Here are the best add-ons for the Ninja 400:

• Zero Depreciation Cover: With this add-on, you get the full claim amount without deductions for the ageing of parts like plastic, rubber, or metal. It keeps your expenses low after an accident, especially when parts like fairings or headlights are damaged.
• Engine Protection Cover: This cover takes care of repair costs if your engine gets damaged due to water entry, oil leaks, or other non-accidental reasons. It is helpful for riders living in flood-prone or poorly drained areas.
• Accessory Protection Cover: If you have added special accessories like LED lights or sporty mirrors to your Ninja 400, this cover helps you repair or replace them after damage or theft. Ideal for riders who customise their bikes for looks or performance.
• Return to Invoice Cover: This cover helps you get the full on-road price of your bike (including taxes and registration) if it is stolen or completely damaged. It is very useful for those who have bought the premium KRT Edition and want full financial protection.

How Can You Renew Kawasaki Ninja 400 Insurance Online?

Renewing Kawasaki Ninja 400 insurance is quick and hassle-free on Policybazaar.com. You can complete the process in just a few simple steps from the comfort of your home. Here's how to do it:

• Step 1: Go to Policybazaar.com and click on the 'Bike Insurance' section.
• Step 2: Enter your Kawasaki Ninja 400 registration number to renew.
• Step 3: Fill in all the required details, such as city, previous policy info, and bike model.
• Step 4: Choose between comprehensive cover or third-party bike insurance cover depending on your needs.
• Step 5: Select useful add-ons like Zero Depreciation or Personal Accident Cover for extra protection.
• Step 6: Compare quotes from top insurers and make the payment using UPI, debit card, credit card, or net banking.
• Step 7: Once the payment is completed, your insurance policy will be sent to your email within minutes.

How to Claim Insurance for Kawasaki Ninja 400

Filing a Kawasaki Ninja 400 insurance claim is straightforward. You may choose a cashless claim at an authorised network garage or a reimbursement claim at any other workshop. Follow the steps below to ensure a smooth process:

1. Cashless Claim Process

In order to file a cashless settlement, please follow these steps:

• Step 1: The first thing you should do is contact your insurance company as soon as possible after the accident or damage.
• Step 2: A professional surveyor will evaluate the motorbike and write up a report detailing any damage they find.
• Step 3: Take your Kawasaki Ninja 400 to a network garage for repairs after approval.
• Step 4: The insurance company will pay the garage directly for the approved repairs.

2. Reimbursement Claim Process

Here are the steps to follow in order to submit a reimbursement claim:

• Step 1: The first thing to do after an accident or damage occurs is to contact your insurance company.
• Step 2: A surveyor visits, checks the damage, and prepares a report.
• Step 3: It normally takes two business days to finish the survey report.
• Step 4: Submit the filled claim form along with all required documents.
• Step 5: You should pay for the repairs yourself and save all of the original bills and receipts.
• Step 6: Send these bills and supporting papers to the insurer for verification.
• Step 7: Once approved, the claim amount is credited to your bank account.

Documents Required for Kawasaki Ninja 400 Insurance Claims

The documents you require are as follows:

• A claim form that has been filled out and signed.
• Certificate of Registration for the Bike.
• A valid driver's licence.
• KYC papers for claims over ₹1 lakh.
• Estimates for the cost of repairs.
• Final bills for repairs.
• FIR for claims of injury to third parties, fire, property damage, or theft.

Additional Documents for Kawasaki Ninja 400 Theft Claims

In the event that your bike is stolen, you will also require the following:

• Original insurance policy document.
• Registration Certificate of the bike.
• Purchase invoice from the showroom.
• Both original keys.
• Copy of the First Information Report filed with the police.
• Non-traceable certificate issued by the police.
• No Objection Certificate from the bank if the bike is on loan.
• A letter from the Regional Transport Office stating the bike is not in use.