Bajaj Allianz Travel Insurance Plans Overview
Here are some key features of the most popular Bajaj Allianz travel insurance plans along with their sub-variants, sum insured (SI) details and eligibility:
Plan Category |
Plan Variants |
Sum Insured (USD) |
Key Benefits |
Eligible For |
Individual Plans |
Travel Care, Travel Secure, Travel Value, Travel Prime, Travel Ace |
50,000-150,000 |
Medical emergency, baggage loss/delay, personal accident, trip delay, passport loss, personal liability |
Individuals 18-60 yrs |
Family Floater |
Travel Family, Travel Elite Family, Travel Insure Family |
As per the schedule |
Family-wide medical cover, personal accident, liability, trip protection |
Families (up to 2 adults + 2 kids) |
Senior Citizen |
Travel Age, Travel Age Elite, Travel Super Age |
25,000 - 100,000 |
Medical evacuation, repatriation, baggage loss, trip curtailment, emergency cash |
Aged 61-70 years |
Corporate Plans |
Corporate Lite/Plus, Corporate Elite |
As per the schedule |
Business trip protection, medical emergencies, liability, trip delays |
Companies sending employees abroad |
Student Plans |
Student Companion, Student Elite, Student Insure, Travel Prime Student |
As per the schedule |
Medical emergencies, tuition fee refund, sponsor accident, family visit, laptop, bail bond |
Students going abroad for studies |
Why Buy Bajaj Allianz Travel Insurance?
Travelling allows a break from the monotonous daily lifestyle. It is also often necessary to fulfil any business or educational needs. No matter the reason for travelling, getting the trip hampered due to unforeseen circumstances can be disheartening.
Any emergency, be it medical or non-medical, can ruin your trip, mood and finances. Not only does the travel itinerary get ruined entirely, but it can also cost you heavy financial losses, something an average traveller cannot afford on an international trip.
Besides, travel insurance is often mandatory to get a visa for several countries.
The way to avoid such situations is by covering the trip with a travel insurance policy. Bajaj Allianz travel insurance offers comprehensive coverage against unforeseen adversities during the journey, making it a great choice.
Features of Bajaj Allianz Travel Insurance
Bajaj Allianz travel insurance provides international and domestic travel insurance with the following key features:
- Trip-related Issues - Covers various trip-related expenses caused by trip delays, bounced hotel bookings, trip cancellations & curtailment, etc., due to unavoidable reasons.
- Flight-related Adversities - Protects from many flight-related emergencies, such as flight cancellation, baggage delay/loss by airline, flight delay, etc..
- Plan for Frequent Flyers - Bajaj Allianz Travel Insurance offers annual plans for frequent flyers, so they do not have to purchase a new policy before each trip.
- Covers People of All Ages - It provides customisable plans for all types of travellersincluding individuals, students, families, or senior citizens, with appropriate coverage for adversities they are more likely to face.
Travel Insurance Plans Offered by Bajaj Allianz Travel Insurance
Take a look at the different types of Bajaj Allianz Travel Insurance plans in detail:
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Bajaj Allianz Travel ACE (International)
The Bajaj Allianz Travel ACE (International) policy is a comprehensive plan covering individuals travelling abroad. It covers personal accidents, medical exigencies, compassionate visits, trip interruption, home burglary, personal liability, etc. It is a customisable policy which offers several covers depending on the travel needs. The sum insured ranges from USD 50,000 to USD 5 lakhs. The following are the variants available under this plan:
- Standard
- Silver
- Gold
- Platinum
- Super Age
- Corporate Lite
- Corporate Plus
-
Travel Prime Age
The Bajaj Allianz Travel Prime Age plan is a special one for senior citizens aged between 61 and 70 who travel abroad. It covers a range of medical emergencies, including hospitalisation, medical evacuation, emergency dental pain relief, baggage delay, passport loss and more. It is available in the following variants:
- Travel Prime Age Silver
- Travel Prime Age Gold
- Travel Prime Age Platinum
- Travel Prime Age Super Platinum
- Travel Prime Age Maximum
-
Bajaj Allianz Travel Companion Plan
The Bajaj Allianz Travel Companion policy offers comprehensive coverage customised to the needs of different travellers, including individuals, families, senior citizens, corporations, and students. It provides coverage for medical expenses & repatriation, passport loss, personal accident, loss & delay of check-in baggage, flight hijack, etc.
Bajaj Allianz Travel Companion policy is available in the following variants:
- Travel Care
- Travel Secure
- Travel Value
- Travel Asia
- Travel Family
- Travel Age
- Study Companion
- Corporate Lite
- Corporate Plus
-
Bajaj Allianz Travel Prime Individual Plan
The Bajaj Allianz Travel Prime Individual policy is specifically designed for individuals travelling abroad. It provides coverage for medical expenses & medical evacuation, trip cancellation, personal accident, trip delay, passport loss, bounced hotel, loss or delay of check-in baggage, missed connection flight, etc. It comes with the following variants:
- Travel Prime Individual Silver
- Travel Prime Individual Gold
- Travel Prime Individual Platinum
- Travel Prime Individual Super Platinum
- Travel Prime Individual Maximum
-
Bajaj Allianz Travel Prime Family Policy
The Bajaj Allianz Travel Prime Family policy is customised for families travelling abroad. It provides floater coverage to the policyholder, their spouse, and up to two dependent children under the age of 21. It covers adversities, such as personal liability, trip curtailment, medical expenses & evacuation, flight hijack, home burglary, passport loss, etc.
Bajaj Allianz Travel Prime Family policy is available in two types:
- Travel Prime Family Standard
- Travel Prime Family Silver
-
Bajaj Allianz Bharat Bhraman Insurance Policy
The Bajaj Allianz Bharat Bhraman insurance policy covers individuals and families travelling within India via a common carrier or private vehicle. It covers the insured against personal accidents but offers optional coverage, including accidental hospitalisation expenses, trip cancellation, personal liability, missed connection flight, check-in baggage loss or delay, etc.
Bajaj Allianz Bharat Bhraman insurance policy comes with the following types:
- Plan A: Travel by e-commerce cabs only
- Plan B: Travel by bus only
- Plan C: Travel by train only
- Plan D: Travel by scheduled airlines only
- Plan E: Travel by other modes/multiple modes of transportation
-
Bajaj Allianz Pravasi Bharatiya Bima Yojana
Pravasi Bhartiya Bima Yojana is designed to cover the needs of Indian citizens travelling on an ECR passport (Emigration Check Required) in ECR countries. It covers personal accidents, medical expenses, job loss, legal expenses, repatriation of mortal remains, etc.
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Bajaj Allianz E Travel Value Policy
The Bajaj Allianz E Travel Value policy is an individual travel health insurance policy designed for people travelling within India. It provides coverage for accidental death, trip delay, emergency accidental medical reimbursement, baggage loss, trip cancellation and 24-hour assistance.
-
Bajaj Allianz Travel Assist Card
The Bajaj Allianz Travel Assist Card is a type of
overseas travel insurance that provides coverage against unforeseen adversities and some value-added services. It covers eventualities, such as medical expenses, pre-existing illness, passport loss, lost baggage tracking, personal accident, minors' escort, hotel expenses due to convalescence, etc.
Bajaj Allianz Travel Insurance Plan Inclusions
The Bajaj Allianz Travel Insurance plans cover the following adversities:
- Emergency Medical Expenses - This covers the medical expenses incurred to treat an emergency hospitalisation during the trip abroad.
- Personal Accident - It covers the expenses (treatment-related) incurred by the traveller in case an accident abroad causes disability. It also provides a lump sum amount to the insured's nominee in case of death.
- Medical Evacuation - This covers the cost of evacuating the insured to the nearest hospital in case of a medical emergency during the trip.
- Repatriation of Mortal Remains - It covers the cost of transporting the mortal remains of the insured back to India.
- Baggage Loss - It compensates for the permanent loss of the insured's check-in baggage if it was misplaced by the airline with which they were travelling.
- Baggage Delay - It covers the expenses incurred on essential items, such as toiletries, medicines, clothes, etc., if the insured's check-in baggage was misplaced by the airline.
- Flight Delay - It provides coverage for unaccounted expenses incurred by the insured in case their flight is delayed by more than a certain number of hours.
- Loss of Passport - This covers the cost of obtaining a new passport or emergency travel certificate if the traveller lost their original passport during the trip.
- Trip Cancellation & Curtailment - It covers the expenses incurred by the insured in case they need to cancel the trip or cut short due to an unavoidable reason.
- Bounced Flight/ Hotel Booking - This covers the expenses incurred by the insured in case their pre-booked flight or hotel is unavailable upon arrival in the destination city.
- Personal Liability - It pays compensation to third parties on behalf of the insured in case they are responsible for causing them accidental injuries or property damages during the trip.
- Flight Hijack - It provides a hijack distress allowance to the insured in case their flight is hijacked for more than a certain number of hours.
- Home Burglary - This covers the loss or damage incurred by the insured in case their house gets burgled while they are travelling.
Bajaj Allianz Travel Insurance Exclusions
Bajaj Allianz Travel Insurance does not provide any coverage or reimbursement for the following:
- Travelling against the doctor's advice
- Pre-existing medical condition
- Non-allopathic treatment
- Loss of a passport due to leaving it unattended or other negligence
- Claims due to participation in adventure sports activities (unless opted for the add-on)
- Check-in baggage delay in India
- Claims arising out of war, civil war or terrorist attacks
- Passport loss or damage due to confiscation/detention by customs, police or other authorities
- Suicide, attempted suicide or self-inflicted injury
- Loss for which no police report was filed within 24 hours of the discovery of the loss
- Treatment for alcoholism or drug abuse
- Self-exposure to needless peril (except to save someone's life)
The above list of exclusions is not exhaustive and can differ from one Bajaj Allianz Travel Insurance plan to another.
How to Buy Bajaj Allianz Travel Insurance Plans Online
Travel insurance plans offered by Bajaj Allianz General Insurance Company can be bought online as well as offline. You can easily buy Bajaj Allianz travel insurance plans online directly from the insurer or on Policybazaar.com by following these steps:
- Go to 'Travel Insurance' on the homepage
- Select the country/countries you're travelling to
- Enter the details of the trip, such as the number of travellers, travel dates, etc.
- Select 'yes' or 'no' for PED
- Click on 'View Plans' and select the insurer of your choice
- Proceed to fill out the proposal form
- Pay the premium amount online
- Once submitted, you will receive the policy details at the provided contact details