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ICICI Lombard Car Insurance
- ICICI Lombard Pay As You Drive Insurance
ICICI Lombard Pay As You Drive Insurance
The ICICI Lombard Pay as You Drive cover helps policyholders pay lower car insurance premiums. This add-on charges a premium based on the driving needs of the policyholder. It allows you to pay less premium if you drive less kilometres during a particular policy tenure.
About ICICI Lombard Pay As You Drive Insurance
The Pay as You Drive is an add-on offered with the comprehensive car insurance plan by ICICI Lombard General Insurance Company. Under this plan, a policyholder can reduce his/her own damage premium by driving within the chosen kilometre limit.
Depending on their driving requirements, policyholders can choose from 2,500km, 7,500km, 10,000km and Unlimited km plans.
Moreover, they can also top up their insurance coverage if they exceed their plan's kilometre limit.
How Does ICICI Lombard Pay How You Drive Works?
The working of ICICI Pay as you drive car plan is as follows:
- While purchasing a comprehensive car insurance plan for your four-wheeler, choose the desired annual kilometre limit.
- You can select a kilometre limit from two slabs of 2,500km, 7,500km, 10,000km and Unlimited km, respectively.
- Based on the slab you choose, the insurer will offer you a discount on own damage premium of your policy.
- Make sure also to upload your car's odometer reading after you have made the premium payment.
- If you exceed the chosen kilometre limit, you can also top it up by paying some extra premium.
How to Buy ICICI Pay As You Drive Insurance Online?
An ICICI Lombard Pay as you drive plan can be purchased from Policybazaar.com by following these simple steps:
- Click on the "Car Insurance" tab from the homepage
- Enter your four-wheeler number in the given form
- Choose your vehicle's RTO, make, model, variant and registration year
- From the given plans, select the ICICI PAYD plan
- Choose the annual driving limit that suits your requirements
- Select any additional cover that you wish to include in your plan
- Pay the final discounted premium using online payment modes.
- Upload your car's odometer reading to start your policy coverage.
ICICI Lombard Pay As You Drive FAQs
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Q1. Is any inspection required to buy a PAYD plan?
Ans: No, no inspection is required while purchasing or renewing the ICICI PAYD plan. However, inspection may be needed if you do not renew the policy by the expiration date.
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Q2. What happens if I cross the selected kilometre limit and do not recharge?
Ans: If you cross the selected limit and your car sustains damages, then such damage will not be covered by your insurer. So, make sure to top up your plan as soon as you exhaust the chosen limit.
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Q3. Will I receive NCB on the purchase of an ICICI PAYD plan?
Ans: Yes. You will receive an NCB discount on your renewal premium if you do not raise a claim during the policy year.
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Q4. Can I include other add-ons with the PAYD plan?
Ans: Yes, the PAYD plan is a part of a comprehensive car insurance plan only. So you can include any other add-on you desire in your plan.
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Q5. What is the duration of an ICICI Lombard Pay as you Drive plan?
Ans: The duration of the ICICI Pay as you drive plan is for one year. However, your OD cover will cease as soon as you exhaust the kilometre limit under the plan.
Car insurance companies
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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