Reliance Travel Insurance

Reliance Travel Insurance Overview

Reliance General Insurance Company one of the leading general insurance companies of India. It offers various insurance plans for motor, health, home, travel, marine, etc. The company has 127 offices and over 90,000+ intermediaries across India and is also the first in India to offer over-the-counter insurance policies.

Reliance General Insurance has a global presence and aims to make insurance affordable and accessible to all. In case of emergencies, Reliance insurance shields you from extra costs that may affect your financial stability. With its unique add-ons and plans starting at low rates, you can get maximum coverage at the right price.

Why Choose Reliance Travel Insurance?

Going on an international trip can be enthralling and memorable. However, even a perfectly planned trip can fall flat if an unaccounted emergency occurs during your journey and disrupts your whole budget. To avoid such situations it is always best to get a travel insurance plan.

Reliance travel insurance covers both medical and non-medical expenses that you may face during your foreign trip. With a claim settlement ratio of 86.30% (FY 2023-2024), the company remains one of the most trusted general insurance companies in India.

It offers various international travel insurance plans made for different types of travellers. Whether you are a senior citizen, student, solo traveler, etc, Reliance travel insurance covers different needs as per your requirements.

Reliance General travel insurance offers comprehensive coverage to all travellers up to 90 years of age. With plans tailored as per age, requirement, traveler, country, and more, read on to find out why you can consider buying Reliance travel insurance.

Features of Reliance Travel Insurance Plans

If you are wondering how to choose travel insurance plan, take a look at some of the features of Reliance travel insurance plans offer:

• Coverage for up to 6 months
• No medical check-up for travellers up to the age of 90 years
• Covers declared pre-existing diseases under life-threatening situations for up to 70 years of age
• Reliance travel insurance provides cashless hospitalisation services across the world
• 24x7 support, emergency evacuation, compassionate visits, a daily hospital allowance, etc, are provided
• Customised travel insurance plans that are specific to the destination/country like the Reliance Schengen travel insurance and Asia travel plan
• Zero paperwork required to buy Reliance General travel insurance

Things to Know About Reliance Travel Insurance

Reliance Travel Insurance Plans

Reliance travel insurance offers a variety of insurance policies depending on the needs of various travellers. Here are different types of Reliance General travel insurance policy:

Reliance Travel Care Policy - Overseas

The Reliance Overseas travel insurance provides comprehensive coverage to its policyholders. It provides protection to the insured for medical expenses, dental treatment, trip delay, baggage & passport loss, trip cancellation, home burglary, etc.

The Reliance Overseas travel care policy also offers trip insurance coverage according to the destination country. Following are the variants provided for this plan:

• Standard Plan
• Silver Plan
• Gold Plan
• Platinum Plan
• Family Standard Plan
• Family Gold Plan

Reliance Travel Care Policy Asia Plan

Reliance Asia Travel Insurance Policy is for Indians travelling to a country within Asia except Japan. It provides you with a safety net that protects you from an unforeseen incident resulting in a financial emergency. It covers risks like loss of passport, medical treatment expenses, trip delay, hijack cover and accidental death & disability in a common carrier etc. This plan is available in following variants:

• Standard Plan
• Silver Plan

Reliance Travel Care Schengen Plan

This Reliance Schengen travel insurance plan is for people travelling to any of the 26 European countries of the Schengen zone. It fulfils the mandatory requirement of having a travel medical insurance policy while travelling to Europe with adequate protection from any unwarranted emergency. The policy includes a medical cover of minimum Euro 30,000, personal accident cover, loss of passport, delay in check-in baggage arrival, compassionate visit, personal liability, etc.

The Reliance Schengen travel insurance comes in the following variants:

• Basic Plan
• Standard Plan

Reliance Travel Care Student Plan

The student travel insurance plan by Reliance General Insurance Company protects Indians travelling abroad for higher education. This safety shield guards Indian students against financial adversities they may face during their stay abroad.

The plan covers medical cover, loss of passport, two-way compassionate visit, and more. It has special coverage for students including study interruption, personal liability, personal accident, and sponsor protection. The plan can be issued for up to 730 days or two years.

Reliance Travel Care Student Plan is available in five variants:

• Basic Plan
• Standard Plan
• Silver Plan
• Gold Plan
• Platinum Plan

Reliance Inland Travel Care Policy

This policy is available to individuals, families as well as corporate people. The sum insured changes from INR 50,000 to INR 5,00,000 as per the plan opted.

The policy covers emergency medical expenses because of injuries, illness, outside India along with other benefits. This includes several flight and travel-related contingencies.

Reliance Inland Travel Care Policy has the following plan variants:

• Rail Travel-Standard Plan
• Individuals/Families- Plan A,B,C, and D

Reliance Travel Care Annual Multi-Trip Plan

This plan by Reliance travel insurance is tailor-made for people who need to travel frequently including business travellers. The plan eliminates the need to buy a new travel insurance policy before every trip. It offers year-round protection for multiple trips through a single policy. It offers a sum insured amount of up to USD 5,00,000.

Reliance Travel Care Annual multi-trip plan covers against a host of emergencies like medical treatment expenses, missed connecting flights, delay or loss of check-in baggage, and personal liability amongst others. It has two plan variants:

• Standard Plan
• Plus Plan
• Elite Plan

Reliance Travel Care Policy for Senior Citizen

The Reliance senior citizen travel insurance policy has been custom-made for travellers within the age group of 61 to 90 years. It aims to make travelling abroad easier and hassle-free for senior citizens by providing them with extensive medical coverage. During their international trip, it also covers loss of passport, daily hospital allowance, trip delay, hijack distress allowance, loss of check-in baggage, etc.

The Reliance senior citizen travel insurance plan is available under the following variants:

• Standard Plan
• Silver Plan
• Gold Plan
• Platinum Plan

Please note that there is only a Standard plan available for people between 71 to 90 years of age. For travellers up to 70 years, the policy also covers pre-existing illnesses in case of life-threatening situations, if it is declared before the trip.

Reliance Travel Insurance Plan Inclusions

You can get the following coverage if you buy a Reliance General travel insurance policy:

• Medical Expenses: Hospitalisation expenses incurred for the treatment of an illness or accident for you or your family member in case of a sudden illness, injury or death. It also includes the cost of emergency ambulance services, medical evacuation & repatriation
• Dental Treatment: It covers the cost of dental treatment required for acute pain relief
• Loss of Passport: Cover for the cost of obtaining a duplicate or new passport in case you lose the original passport
• Total Loss of Check-in Baggage: In case the airline misplaces or loses your check-in baggage completely.
• Trip Delay: The insurer will pay compensation if your flight is delayed for more than 12 hours
• Personal Liability: Your travel policy will pay for any legal liability if you accidentally injure or damage third party property or person
• Compassionate Visit: If the insured is hospitalised abroad for over 7 days, the insurer will reimburse the return airfare for one of the immediate family members
• Home Burglary Insurance: In the event of a burglary at the insured's house while travelling abroad, insurer will compensate for the loss of the stolen items
• Personal Accident: Insurer will compensate if an accident abroad leads to the death or permanent disability
• Bail Bond: If the insured student gets arrested or detained by the police or judicial authorities under a bailable offence, insurer will arrange the bail amount

Reliance Travel Insurance Plan Exclusions

Reliance travel insurance plans do not compensate for the following expenses:

• Pre-existing medical conditions are not covered unless it is a life-threatening condition. It covers life-threatening conditions only up to 70 years if they are direct results of a disclosed PED.
• Treatment expenses for any illness or injury caused due to suicide, mental disorder, depression, stress or anxiety, abuse of alcohol or drugs, and HIV AIDS.
• Any emergency expenses if the insured is travelling -
  • Against doctor’s instructions
  • To get medical treatment abroad
  • Receiving or are on a waitlist to receive a specific medical treatment
• Expenses of getting a new passport if the loss not reported to the local police on time or if the passport was left unattended
• Partial loss or damage of check-in baggage
• If the destination country is on the verge of war or nuclear attack
• Any claims for financial assistance made after the insured's return back to India

Please visit the insurer's official website and read the related policy wordings to get a detailed list of exclusions based on the policy you purchased.

How to Buy Reliance Travel Insurance?

Buying a Reliance travel health insurance is a simple and hassle-free task. You can also check reliance travel insurance reviews online to choose the most suitable plan as per your requirements. Since the company involves zero paperwork, here is how you can buy a Reliance travel insurance policy online:

• Visit the official website of Policybazaar Insurance Brokers Private Limited or the insurer
• Browse various travel insurance plans and select the most suitable Reliance travel insurance plan
• Fill up the proposal form and review the details entered
• Check Reliance General travel insurance review to finalise the policy
• Pay the premium amount online
• You will get the Reliance travel insurance policy on your registered email id

You can also read and compare about Reliance travel health insurance online at Policybazaar.com. For more details you can write to us at care@policybazaar.com or speak to our experts at 1800-708-8787