Are You Aware of the New Traffic Rules?

Breaking rule in any manner is bound to attract punishment. The extremity of the punishment based on the type of the committed offence. With regards to violating traffic rules and regulation, citizens may be asked to pay hefty fines, imprisonment, or suspension of driving license. Breaking traffic rules and regulations in India can lead to serious road accidents and even death in worst cases. In the country, around five lakh accidents are happening each year, and over 1.5 lakh people die. Most of the accidents happen due to people’s lack of traffic sense.

Read more


Compare & Save upto 85%* on Car Insurance
Processing
Get Car Insurance starting
@ only 2094/year#
  • Renew Policy In2 Minutes

  • 20+ Insurers To Choose From

  • 51 Lakh+ Vehicles Insured

#TP price for less than 1000 CC cars. All savings are provided by insurers as per IRDAI approved insurance plan. Standard T&C apply.

Car Insurance Premium Price

New India Assurance

Cashless Garages

253

Plan type

Comprehensive

Starting from

₹ 2,727

Check premium
Claim Advantage
  • Self-Video Claims
  • Reimbursement Within 7 Working Days For Non-Cashless

National Insurance

Cashless Garages

268

Plan type

Comprehensive

Starting from

₹ 2,757

Check premium
Claim Advantage
  • Self-Video Claims
  • Reimbursement Within 7 Working Days For Non-Cashless

Bajaj Allianz

Cashless Garages

1024

Plan type

Comprehensive

Starting from

₹ 2,868

Check premium
Claim Advantage
  • Spot Claims Upto Rs. 30,000
  • Repair service at select cashless garages

DIGIT

Cashless Garages

Repair Anywhere

Plan type

Comprehensive

Starting from

₹ 2,962

Check premium
Claim Advantage
  • 6-Month Repair Warranty
  • Advance claim payment
  • Free Pick-up & Drop

Oriental Insurance

Cashless Garages

258

Plan type

Comprehensive

Starting from

₹ 3,005

Check premium
Claim Advantage
  • Self-Video Claims
  • Reimbursement Within 7 Working Days For Non-Cashless

DIGIT

Cashless Garages

Repair Anywhere

Plan type

Third Party

Starting from

₹ 2,094

Check premium
Claim Advantage
  • Covers damages to third party property
  • Covers damages to third party person

Bajaj Allianz

Cashless Garages

1024

Plan type

Third Party

Starting from

₹ 2,094

Check premium
Claim Advantage
  • Covers damages to third party property
  • Covers damages to third party person

Oriental Insurance

Cashless Garages

258

Plan type

Third Party

Starting from

₹ 2,094

Check premium
Claim Advantage
  • Covers damages to third party property
  • Covers damages to third party person

National Insurance

Cashless Garages

268

Plan type

Third Party

Starting from

₹ 2,094

Check premium
Claim Advantage
  • Covers damages to third party property
  • Covers damages to third party person

New India Assurance

Cashless Garages

253

Plan type

Third Party

Starting from

₹ 2,094

Check premium
Claim Advantage
  • Covers damages to third party property
  • Covers damages to third party person
See more plans

Above-mentioned prices are for a 7-year-old Maruti WAGON R AVANCE LXI (998 CC) registered in Gurgaon and 15 days before expiry of previous policy

In order to promote safe & sustainable mobility in India, the Indian government has introduced the amendment in the Motor Vehicles Act, 1988. This act consists of 63 provisions that deal with licenses, penalties, registration, and the National Transport Policy. The new Motor Vehicles Act has increased the penalties for driving errors. This means that driving errors are definitely going to burn a big hole in your monthly budget and some of them may even cost you more than your fuel bill of a month.

On August 28th, 2019, the ministry of transportation issued a notification, revealing the new traffic laws that are to be imposed with effect from September 1st. 2019.

Here’s a list of offences & their revised penalties according to the latest amendments in the Indian Motor Vehicle Act.

Updated List of New Traffic Fines for Violations:

Offence

Old Penalty/Challan

New Penalty/Challan

General

First-time offence – Rs.100

Second-time/Subsequent Offence – Rs. 300

First-time offence – Rs.500

Second-time/Subsequent Offence – Rs. 1500

Violations of the Road Rules & Regulation

NA

Rs. 500 to Rs. 1000

Penalty for unauthorized use of vehicles without driving license

Rs. 1000

Rs. 5000

Driving a vehicle without driving license

Rs. 500

Rs. 5000

Disobedience of the Authority’s order & refusing to share the information

Rs. 500

Rs. 2000

Driving a Vehicle irrespective of  disqualification

Rs. 500

Rs. 10,000

Over-speeding

Rs. 400

Rs. 1000 – Rs. 2000 for light motor vehicle

Rs. 2000 – Rs. 4000 for Medium Goods Vehicle & impounding of license for subsequent/second offence.

Rash/Dangerous Driving

NA

First-time offence – Imprisonment of 6 months to 1 year and/or penalty of  Rs. 1000 – Rs. 5000

Second-time/Subsequent Offence – Imprisonment of a maximum of 2 years and/or penalty of  Rs. 10,000

Driving under the influence of alcohol

Rs. 2000

First-time offence – Imprisonment of a maximum of  6 months and/or penalty of  Rs. 10,000

Second-time/Subsequent Offence – Imprisonment of a maximum of 2 years and/or penalty of  Rs. 15,000

Over-sized vehicles

NA

Rs. 5000

Driving when physically or mentally unfit

First-time offence – Rs.200

Second-time/Subsequent Offence – Rs. 500

First-time offence – Rs.1000

Second-time/Subsequent Offence – Rs. 2000

Driving offences related to the accident

NA

First-time offence – Imprisonment of a maximum of  6 months and/or penalty of  Rs. 5,000

Second-time/Subsequent Offence – Imprisonment of a maximum of 1 year and/or penalty of  Rs. 10,000

Driving without a motor insurance policy

Penalty of Rs.1000 and/or Imprisonment of a maximum of 3 months

First-time offence – Imprisonment of a maximum of  3 months and/or penalty of  Rs. 2,000

Second-time/Subsequent Offence – Imprisonment of a maximum of 3 months and/or penalty of  Rs. 4,000

Speeding & Racing

Rs. 500

First-time offence – Imprisonment of a maximum of  3 months and/or penalty of  Rs. 5,000

Second-time/Subsequent Offence – Imprisonment of a maximum of 1 year and/or penalty of  Rs. 10,000

Overloading

Rs 2000 & Rs.1000 per extra tone

Rs 20,000 & Rs.2000 per extra tone

Overloading of passengers

NA

Rs. 1,000 per extra passenger

Overloading of two-wheelers

Rs. 100

Rs. 2000 as well as disqualification of driving license for three months

Driving without wearing a seat belt

Rs. 100

Rs. 1000

Not Wearing Helmet

Rs. 100

Rs. 1000 as well as disqualification of driving license for three months

Not giving way for emergency vehicles (such as ambulances)

NA

Imprisonment of 6 months and/or penalty of  Rs. 10,000

Offences by Juveniles

NA

Imprisonment of 3 years with a penalty of Rs. 25,000 for which Guardian/owner of the vehicle shall be deemed to be guilty.

Power of officers to impound documents

NA

Suspension of license

Here’re the details:

Driving without DL: Now don’t dare to take your vehicle out on the roads without a DL. The fines for this will be Rs. 5000. Earlier it was Rs. 500 only.

Speed Limit: Speed always leads to severe condition. If speeding excites you then be prepare to pay a hefty cost of Rs. 4000 depending on the type of vehicle you are riding.

Rash Driving: Rash driving leading to endless road accidents on daily basis. The penalty for this has been raised to 1 year imprisonment/or fine of Rs. 1,000-5,000 (for first traffic rule violation) and up to 2 years imprisonment or fine of Rs. 10,000 for the second time offence.

Driving while Drinking: Partying with your friends has no harm unless you break the rules. Usually driving when you are drunk can lead to serious road incidents where you don’t only stake your life but the others as well. The penalty for this has be increased to Rs. 10,000.

Overloading of Pillion Riders: Tripling is so common in India. But next time you are up to overload your bike, think twice about the fines imposed. It is Rs. 20,000 now, which was earlier on Rs. 2000. A huge amount to bring a big hole into your pocket. Also, your DL will be deactivated for 3 months.

Has to pay a lot for being Noncompliant: Defying orders from the authorities will lead to a fine of between Rs. 500 to Rs 2,000.

Driving Uninsured Vehicle: Insured your vehicle is second most important thing after registering it. As it is mandatory in India, an uninsured vehicle could cost you a fine of either Rs. 1000 or imprisonment up o 3 months or Rs. 2000 and/or imprisonment up to 3 months. In case repeated offense, the fine will be increased.

Juvenile Traffic Lawbreakers: In case of juvenile who breaks the rule, the parent or guardian of that juvenile will be found guilty. In such a case, they guilty will be put behind the bars for 3 years with a fine of Rs. 25,000. The RC will be cancelled as well for a duration of 1 year. Moreover, the juvenile will be restrained from obtaining learner’s license until he/she attains the age 25 years.

Juvenile Fine: For juveniles, found violating traffic rules, the guardian or owner of that juvenile will be considered guilty and will be put behind bars for up to three years, including a penalty of Rs 25,000 and cancellation of registration of the motor vehicle for 12 months. The juvenile will also become ineligible to obtain learners' license until the age of 25 years.

Driving without Helmet: The fine for this will be Rs. 1000 and suspension of license for 3 months.

Using Phone while Driving: Fine of Rs 1,000-5000 is to be imposed on those are found talking to phone while driving

Avoiding an Ambulance: Drivers will be fined with Rs. 10,000 for not giving a way to ambulance on roads.

Overloaded Vehicles: Vehicles that are overloaded with passengers will invite fine of Rs. 20,000.

Conclusion

The amendments in the Motor Vehicles Act, 1988 have been made to make people aware of the traffic rules & regulations. Hopefully, now people would give a second thought before riding their two-wheeler without wearing helmets, seatbelts or without a valid auto insurance policy. In short, before committing any offence that violates traffic rules, double check it.

Written By: PolicyBazaar - Updated: 13 July 2021
You May Also Like
  • Transferring Car Insurance from One Person to Another

    Transferring Car Insurance from One Person to Another An integral part of selling a car, for both the buyer and the seller, is ensuring a successful car insurance transfer to the new owner. But sadly, most people have...

    read more
  • 9 Secrets That Your Motor Insurance Provider Won’t Tell You

    9 Secrets That Your Motor Insurance Provider Won’t Tell You Due to the dangerous driving conditions, it is compulsory to have third party insurance for every vehicle plying on Indian roads. It ensures the overall saf...

    read more
  • Money Saving Advice for All Car Owners

    Money Saving Advice for All Car Owners After a dream home, a dream car is your second-largest purchase that you make in your lifetime. But the expense does not cease when you drive off the car dealer's lot. Read mor...

    read more
  • Difference Between Comprehensive Insurance and Third Party Insurance

    Difference Between Comprehensive Insurance and Third Party Insurance Comprehensive insurance is insurance coverage that pays for the repair or replacement of vehicle damages resulting from an incident. Comprehensive ca...

    read more
  • Types of Motor Insurance

    Types of Motor Insurance The word Motor broadly covers a lot of classes of vehicles plying on the roads. These may be two-wheelers like scooters and motorbikes, three-wheelers or four wheelers like private cars, jeeps, ...

    read more

Find similar car insurance quotes by body type

Hatchback Sedan SUV MUV
insurance-ka-superhero
Search
Car insurance save up to 85
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Calculate your car IDV
IDV of your vehicle
Calculate IDV
Calculate Again

Note: This is your car’s recommended IDV as per IRDAI’s depreciation guidelines.asdfsad However, insurance companies allow you to modify this IDV within a certain range (this range varies from insurer to insurer). Higher the IDV, higher the premium you pay.

Policybazaar lets you compare premium prices from 20+ Insurers!
Compare Prices

Why buy from Policybazaar?

  • 24x7 Claims Assistance
    NEW
  • Cashless Assurance
  • 3-Day Repair Assurance
  • Free Pickup & Drop
  • Self Video Claims
  • Windshield Claims At Home
View Plans

Car insurance articles

Recent Articles
Popular Articles
Is Suspension Covered Under Car Insurance?

29 Jun 2022

A car's suspension helps to maximise the friction between the...
Read more
Know All About Vintage Car Registration Process

28 Jun 2022

No car can beat the beauty of a classic vintage car cruising on...
Read more
How to Save Your Car During Monsoon with Add-On Insurance Covers?

24 Jun 2022

Rains in India are mostly witnessed during the monsoon season. The...
Read more
Know About NCB Certificate in a Car Insurance

21 Jun 2022

With your car insurance policy, you get an additional benefit of a...
Read more
Know Everything About Endorsements in Car Insurance Policy

20 Jun 2022

When you buy a car insurance policy from an insurer, your policy...
Read more
Getting Your Duplicate Car Insurance Policy is Easy-Here’s How!
Losing important documents, such as your car insurance documents, can be daunting. In such a state of affairs, the...
Read more
Multiple Ways To Check Your Car Insurance Status Online
All insurance companies in India now have a digital presence. It not only makes it easier to buy insurance online...
Read more
Transferring Car Insurance from One Person to Another
An integral part of selling a car, for both the buyer and the seller, is ensuring a successful car insurance...
Read more
Check Car Insurance Status Online on Parivahan Sewa/ RTO?
In India, buying car insurance is a compulsion for every car owner. It doesn’t matter if you are an excellent...
Read more
Car Depreciation Calculator
If you are looking to purchase a new car or planning to sell your existing one, it is important to know how...
Read more