Your RTO details
RTO name
Code
City
Address
Pincode
Contact No.
  • City & RTO
  • Car Brand
  • Car Model
  • Car Fuel Type
  • Car Variant
  • Registration Year
Looking for Car Insurance?
Compare & Save upto 85%* on Car Insurance
  • Renew policy in 2 minutes*

  • 20+ Insurers to choose

  • 1.2Cr+ Vehicles Insured

Processing
    Other models
    Other variants
    Select your variant
    View all variants
      Secure
      We don’t spam
      View Prices
      Please wait..
      By clicking on “View Prices”, you agree to our Privacy Policy & Terms of Use
      Get Updates on WhatsApp
      Select Make
      Select Model
      Fuel Type
      Select variant
      Registration year
      Registration month
      Save & update
      Please wait..
      Search with another car number?

      We have found best plans for you!! Our advisor will get in touch with you soon.

      Are You Aware of the New Traffic Rules?

      Breaking rule in any manner is bound to attract punishment. The extremity of the punishment based on the type of the committed offence. With regards to violating traffic rules and regulation, citizens may be asked to pay hefty fines, imprisonment, or suspension of driving license. Breaking traffic rules and regulations in India can lead to serious road accidents and even death in worst cases. In the country, around five lakh accidents are happening each year, and over 1.5 lakh people die. Most of the accidents happen due to people’s lack of traffic sense.

      Read more

      In order to promote safe & sustainable mobility in India, the Indian government has introduced the amendment in the Motor Vehicles Act, 1988. This act consists of 63 provisions that deal with licenses, penalties, registration, and the National Transport Policy. The new Motor Vehicles Act has increased the penalties for driving errors. This means that driving errors are definitely going to burn a big hole in your monthly budget and some of them may even cost you more than your fuel bill of a month.

      On August 28th, 2019, the ministry of transportation issued a notification, revealing the new traffic laws that are to be imposed with effect from September 1st. 2019.

      Here’s a list of offences & their revised penalties according to the latest amendments in the Indian Motor Vehicle Act.

      Updated List of New Traffic Fines for Violations:

      Offence

      Old Penalty/Challan

      New Penalty/Challan

      General

      First-time offence – Rs.100

      Second-time/Subsequent Offence – Rs. 300

      First-time offence – Rs.500

      Second-time/Subsequent Offence – Rs. 1500

      Violations of the Road Rules & Regulation

      NA

      Rs. 500 to Rs. 1000

      Penalty for unauthorized use of vehicles without driving license

      Rs. 1000

      Rs. 5000

      Driving a vehicle without driving license

      Rs. 500

      Rs. 5000

      Disobedience of the Authority’s order & refusing to share the information

      Rs. 500

      Rs. 2000

      Driving a Vehicle irrespective of  disqualification

      Rs. 500

      Rs. 10,000

      Over-speeding

      Rs. 400

      Rs. 1000 – Rs. 2000 for light motor vehicle

      Rs. 2000 – Rs. 4000 for Medium Goods Vehicle & impounding of license for subsequent/second offence.

      Rash/Dangerous Driving

      NA

      First-time offence – Imprisonment of 6 months to 1 year and/or penalty of  Rs. 1000 – Rs. 5000

      Second-time/Subsequent Offence – Imprisonment of a maximum of 2 years and/or penalty of  Rs. 10,000

      Driving under the influence of alcohol

      Rs. 2000

      First-time offence – Imprisonment of a maximum of  6 months and/or penalty of  Rs. 10,000

      Second-time/Subsequent Offence – Imprisonment of a maximum of 2 years and/or penalty of  Rs. 15,000

      Over-sized vehicles

      NA

      Rs. 5000

      Driving when physically or mentally unfit

      First-time offence – Rs.200

      Second-time/Subsequent Offence – Rs. 500

      First-time offence – Rs.1000

      Second-time/Subsequent Offence – Rs. 2000

      Driving offences related to the accident

      NA

      First-time offence – Imprisonment of a maximum of  6 months and/or penalty of  Rs. 5,000

      Second-time/Subsequent Offence – Imprisonment of a maximum of 1 year and/or penalty of  Rs. 10,000

      Driving without a motor insurance policy

      Penalty of Rs.1000 and/or Imprisonment of a maximum of 3 months

      First-time offence – Imprisonment of a maximum of  3 months and/or penalty of  Rs. 2,000

      Second-time/Subsequent Offence – Imprisonment of a maximum of 3 months and/or penalty of  Rs. 4,000

      Speeding & Racing

      Rs. 500

      First-time offence – Imprisonment of a maximum of  3 months and/or penalty of  Rs. 5,000

      Second-time/Subsequent Offence – Imprisonment of a maximum of 1 year and/or penalty of  Rs. 10,000

      Overloading

      Rs 2000 & Rs.1000 per extra tone

      Rs 20,000 & Rs.2000 per extra tone

      Overloading of passengers

      NA

      Rs. 1,000 per extra passenger

      Overloading of two-wheelers

      Rs. 100

      Rs. 2000 as well as disqualification of driving license for three months

      Driving without wearing a seat belt

      Rs. 100

      Rs. 1000

      Not Wearing Helmet

      Rs. 100

      Rs. 1000 as well as disqualification of driving license for three months

      Not giving way for emergency vehicles (such as ambulances)

      NA

      Imprisonment of 6 months and/or penalty of  Rs. 10,000

      Offences by Juveniles

      NA

      Imprisonment of 3 years with a penalty of Rs. 25,000 for which Guardian/owner of the vehicle shall be deemed to be guilty.

      Power of officers to impound documents

      NA

      Suspension of license

      Here’re the details:

      Driving without DL: Now don’t dare to take your vehicle out on the roads without a DL. The fines for this will be Rs. 5000. Earlier it was Rs. 500 only.

      Speed Limit: Speed always leads to severe condition. If speeding excites you then be prepare to pay a hefty cost of Rs. 4000 depending on the type of vehicle you are riding.

      Rash Driving: Rash driving leading to endless road accidents on daily basis. The penalty for this has been raised to 1 year imprisonment/or fine of Rs. 1,000-5,000 (for first traffic rule violation) and up to 2 years imprisonment or fine of Rs. 10,000 for the second time offence.

      Driving while Drinking: Partying with your friends has no harm unless you break the rules. Usually driving when you are drunk can lead to serious road incidents where you don’t only stake your life but the others as well. The penalty for this has be increased to Rs. 10,000.

      Overloading of Pillion Riders: Tripling is so common in India. But next time you are up to overload your bike, think twice about the fines imposed. It is Rs. 20,000 now, which was earlier on Rs. 2000. A huge amount to bring a big hole into your pocket. Also, your DL will be deactivated for 3 months.

      Has to pay a lot for being Noncompliant: Defying orders from the authorities will lead to a fine of between Rs. 500 to Rs 2,000.

      Driving Uninsured Vehicle: Insured your vehicle is second most important thing after registering it. As it is mandatory in India, an uninsured vehicle could cost you a fine of either Rs. 1000 or imprisonment up o 3 months or Rs. 2000 and/or imprisonment up to 3 months. In case repeated offense, the fine will be increased.

      Juvenile Traffic Lawbreakers: In case of juvenile who breaks the rule, the parent or guardian of that juvenile will be found guilty. In such a case, they guilty will be put behind the bars for 3 years with a fine of Rs. 25,000. The RC will be cancelled as well for a duration of 1 year. Moreover, the juvenile will be restrained from obtaining learner’s license until he/she attains the age 25 years.

      Juvenile Fine: For juveniles, found violating traffic rules, the guardian or owner of that juvenile will be considered guilty and will be put behind bars for up to three years, including a penalty of Rs 25,000 and cancellation of registration of the motor vehicle for 12 months. The juvenile will also become ineligible to obtain learners' license until the age of 25 years.

      Driving without Helmet: The fine for this will be Rs. 1000 and suspension of license for 3 months.

      Using Phone while Driving: Fine of Rs 1,000-5000 is to be imposed on those are found talking to phone while driving

      Avoiding an Ambulance: Drivers will be fined with Rs. 10,000 for not giving a way to ambulance on roads.

      Overloaded Vehicles: Vehicles that are overloaded with passengers will invite fine of Rs. 20,000.

      Conclusion

      The amendments in the Motor Vehicles Act, 1988 have been made to make people aware of the traffic rules & regulations. Hopefully, now people would give a second thought before riding their two-wheeler without wearing helmets, seatbelts or without a valid auto insurance policy. In short, before committing any offence that violates traffic rules, double check it.

      Find similar car insurance quotes by body type

      Hatchback Sedan SUV MUV
      Save upto 85% on Car Insurance
      Search
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
       Why buy from policybazaar

      Car insurance articles

      • Recent Article
      • Popular Articles
      22 Feb 2024

      IDV in Car Insurance

      In layman's terms, the IDV full form is the Insured Declared Value

      Read more
      31 Jan 2024

      Must-Have Car Insurance Addons for Brand New Cars

      Investing in a full-coverage car insurance policy is essential for

      Read more
      29 Jan 2024

      No Claim Bonus (NCB) in Car Insurance

      No Claim Bonus (NCB) is a reward given by an insurer to a

      Read more
      17 Jan 2024

      How to Choose the Right Car Insurance for Your First Car?

      Buying their first car is no less than a milestone unlocked for

      Read more
      12 Dec 2023

      Things To Know Before Purchasing Sedan Car Insurance

      The type of four-wheeler you purchase also impacts its insurance

      Read more
      11 Aug 2021

      Steps to Check Vehicle & Car Insurance Status/Validity...

      It doesn’t matter if you are an excellent driver or take your car out only once in a few months; your car must be

      Read more
      20 Dec 2021

      Find Car Insurance Details By Registration Number

      Sometimes, you may face situations when you need car insurance or vehicle owner details but cannot readily access

      Read more
      20 Jun 2019

      Getting Your Duplicate Car Insurance Policy is...

      Losing your car insurance documents can be daunting. In such a state of affairs, the first thing that comes to your

      Read more
      03 Jun 2016

      How to Transfer Car Insurance Policy?

      An integral part of selling a car for both the buyer and the seller is ensuring a successful car insurance transfer

      Read more
      06 Oct 2021

      Bharat (BH) Series Number Plate: Registration, Fees...

      With the introduction of the Bharat series number plate, the Government of India has solved the big hassle of

      Read more

      #Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc

      *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.

      top
      View Plans
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL