No, any damage to the nut bolt or any other consumable of your four-wheeler will not be covered under your comprehensive car insurance. However, you can cover it additionally by purchasing a consumables add-on along with your standard policy. Let us understand this better further in the article.
Your comprehensive car insurance definitely offers broader coverage, however, there are still certain parts that it does not cover. One such part of your car includes the consumables.
These consumables are items that require replacement after a certain period of time. They either get worn out over time or get damaged in an unforeseen accident. Consumable items include nuts, bolts, screws, fuel filters, washers, brake oil, grease, AC refrigerant etc.
Consumables Add-on is an optional cover that you can purchase to cover the repair and replacement of your car’s consumables along with your standard comprehensive insurance. This add-on compensates a policyholder for the repair or replacement of consumables due to an accident. For instance, if your car’s nuts and bolts get damaged due to an unforeseen accident, this add-on will come to your rescue. A consumables cover can be purchased along with comprehensive car insurance by paying an extra premium amount.
Thus, nut bolts are not included under a standard car insurance policy but they can be covered by purchasing a consumables cover along with your policy.
A consumables cover can easily be purchased when you buy or renew a comprehensive car insurance policy. Follow these steps to buy a consumables add-on cover from Policybazaar Insurance Brokers Private Limited:
While the repair or replacement of the nut bolt of your car is not covered under your standard car insurance, it can easily be covered by purchasing this add-on at nominal costs. However, before making a final purchase, make sure to compare car insurance quotes on Policybazaar.com and get the best plan for your four-wheeler.
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