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      Is Nut Bolt Covered Under Car Insurance?

      No, any damage to the nut bolt or any other consumable of your four-wheeler will not be covered under your comprehensive car insurance. However, you can cover it additionally by purchasing a consumables add-on along with your standard policy. Let us understand this better further in the article.

      Read more

      What is a Consumables Add-on?

      Your comprehensive car insurance definitely offers broader coverage, however, there are still certain parts that it does not cover. One such part of your car includes the consumables.

      These consumables are items that require replacement after a certain period of time. They either get worn out over time or get damaged in an unforeseen accident. Consumable items include nuts, bolts, screws, fuel filters, washers, brake oil, grease, AC refrigerant etc.

      Consumables Add-on is an optional cover that you can purchase to cover the repair and replacement of your car’s consumables along with your standard comprehensive insurance. This add-on compensates a policyholder for the repair or replacement of consumables due to an accident. For instance, if your car’s nuts and bolts get damaged due to an unforeseen accident, this add-on will come to your rescue. A consumables cover can be purchased along with comprehensive car insurance by paying an extra premium amount.

      Thus, nut bolts are not included under a standard car insurance policy but they can be covered by purchasing a consumables cover along with your policy.

      How can I Purchase a Consumables Add-on?

      A consumables cover can easily be purchased when you buy or renew a comprehensive car insurance policy. Follow these steps to buy a consumables add-on cover from Policybazaar Insurance Brokers Private Limited:

      • Visit and click on the ‘Car Insurance’ icon
      • Enter your car number or select the ‘Brand New Car’ option if you have a new car
      • Fill out the registration form
      • Select your car details like your vehicle’s RTO, make, model, variant and registration year
      • Once you proceed, you will find car insurance quotes from multiple insurers
      • Select your desired comprehensive car insurance plan
      • To add consumables add-on, select the add-on from the ‘Add-on and Accessories’ table
      • Now, pay the final premium amount via desired payment mode
      • Once the payment is done, the policy copy inclusive of the add-ons you selected, will be sent to your registered email address.

      Wrapping Up!

      While the repair or replacement of the nut bolt of your car is not covered under your standard car insurance, it can easily be covered by purchasing this add-on at nominal costs. However, before making a final purchase, make sure to compare car insurance quotes on and get the best plan for your four-wheeler.

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      #Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc

      *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.

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