Your RTO details
RTO name
Code
City
Address
Pincode
Contact No.
  • City & RTO
  • Car Brand
  • Car Model
  • Car Fuel Type
  • Car Variant
  • Registration Year
Looking for Car Insurance?
Get Car Insurance starting at only 2094/year #
Compare & Save upto 85%* on Car Insurance
  • Renew policy in 2 minutes*

  • 21+ Insurers to choose

  • 1.2Cr+ Vehicles Insured

Processing
    Other models
    Other variants
    Select your variant
    View all variants
      Secure
      We don’t spam
      View Prices
      Please wait..
      By clicking on “View Prices”, you agree to our Privacy Policy & Terms of Use
      Get Updates on WhatsApp
      Select Make
      Select Model
      Fuel Type
      Select variant
      Registration year
      Registration month
      Save & update
      Please wait..
      Search with another car number?

      We have found best plans for you!! Our advisor will get in touch with you soon.

      Is Suspension Covered Under Car Insurance?

      A car's suspension helps to maximise the friction between the wheels and the road surface. Its primary objective is to provide stability to the vehicle and ensure everyone's comfort. In this article, you will explore how important it is and is suspension covered under your car insurance?

      Read more

      What is Suspension in a Car?

      The suspension system is a set of tyres, springs, shock absorbers, tyre air, and linkages that connects the wheels to the car and permits balanced movement between these two.

      It ensures that the wheels remain in contact with the road surface as much as possible. It also acts as a shield to protect the car's tyres and tubes from regular wear or tear. However, the design of rear and front suspension in a car can vary.

      In simple terms, it is that part of a car that opposes the unwanted forces that a driver might face while driving the car on small bumps or big potholes.

      Things that Can Damage Your Car Suspension

      Some careless driving habits can damage car suspension immediately. Here are five things that can ruin your car's suspension-

      1. Don't Slam the Brakes Hardly

        You do not need to bang the brakes hard unless it is too necessary, as it locks your tyres and confronts the ABS in your car when there is no need. Ultimately, it damages the car's suspension over time.

      2. Speed Bumps Are Hazardous

        Another cause for the damaged suspension is speed bumps. If you are trying to fly over on the speed bumps, it might damage the car's suspension at the very moment. Therefore, it is advised to keep it slow.

      3. Exceeding the Set Weight Limit

        Your car's suspension is designed to handle a certain weight limit. Overloading your vehicle will unnecessarily create tension in the car's suspension. Thus, causing damage to it.

      4. Your Suspension Needs Servicing

        Servicing your car on time will extend its life and save a thousand bugs. Your car's suspension needs regular servicing like any other system of your car. If you forget to take your scheduled servicing, you might end up filling an expensive repair or replacement bill.

      5. Limit the Adventure

        Another cause for the damaged suspension of your vehicle is off-road or reckless driving. Generally, your car is designed with a suspension to handle the stress of a specific terrain. If you are driving on the roughest terrain, bumpy surface, or potholes, your car's suspension might get destroyed. Therefore, it is advised to be careful with your speed and follow driving etiquette.

      Is Suspension Covered Under Your Car Insurance?

      Well, the suspension of a car consists of tyres and tubes. A tyre is that component of a car that bears the highest form of wear and tear as compared to any other part of your car. Considering the Indian road’s condition, it becomes utterly important to opt for car insurance online to avoid the expensive repair or replacement cost of the tyres and tubes.

      Under your comprehensive car insurance, if your car's tyres or tubes get damaged in an accident, the insurer is liable to pay 50% of the replacement cost. However, if you want full coverage, you can opt for zero dep cover with your car insurance policy.

      Your comprehensive car insurance does not compensate for the minor tyre repair or puncture costs. Moreover, it excludes the damages caused due to regular & wear and tear of the tyres of the insured car.

      Also, you can buy a tyre protection add-on cover with your comprehensive car insurance policy. It covers the cost of labour, expenses incurred in replacement or repairing of the damaged tyre, and other accidental damages to the tyre.

      Final Thoughts

      Depending on the insurer, there are different benefits associated with a comprehensive car insurance plan. By paying an additional premium, you can buy an add-on cover that pays for the repairs and replacement expenses of the tyres.So, it is advised to choose your insurer wisely and check the coverage before making the deal.

      Find similar car insurance quotes by body type

      Hatchback Sedan SUV MUV
      Save upto 85% on Car Insurance
      Search
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
       Why buy from policybazaar

      Car insurance articles

      • Recent Article
      • Popular Articles
      17 Apr 2024

      Understand the Nitty-Gritty of Car Insurance Policy...

      Have you recently purchased a car insurance policy for your new

      Read more
      22 Feb 2024

      IDV in Car Insurance

      In layman's terms, the IDV full form is the Insured Declared Value

      Read more
      31 Jan 2024

      Must-Have Car Insurance Addons for Brand New Cars

      Investing in a full-coverage car insurance policy is essential for

      Read more
      29 Jan 2024

      No Claim Bonus (NCB) in Car Insurance

      No Claim Bonus (NCB) is a reward given by an insurer to a

      Read more
      17 Jan 2024

      How to Choose the Right Car Insurance for Your First Car?

      Buying their first car is no less than a milestone unlocked for

      Read more
      11 Aug 2021

      How to Check Car/Vehicle Insurance Status Online

      It doesn’t matter if you are an excellent driver or take your car out only once in a few months; your vehicle must

      Read more
      20 Jun 2019

      Getting Your Duplicate Car Insurance Policy is...

      Losing your car insurance documents can be daunting. In such a state of affairs, the first thing that comes to your

      Read more
      20 Dec 2021

      How To Find Car Insurance Details By Registration Number

      Sometimes, you may face situations when you need car insurance or vehicle owner details but cannot readily access

      Read more
      03 Jun 2016

      How to Transfer Car Insurance Policy?

      An integral part of selling a car for both the buyer and the seller is ensuring a successful car insurance transfer

      Read more
      20 Jul 2017

      Comprehensive Insurance Vs Third Party Insurance

      Comprehensive car insurance offers protection to the insured car against third-party liabilities and own damages due

      Read more

      #Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc

      *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.

      top
      View Plans
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL