Your RTO details
RTO name
Code
City
Address
Pincode
Contact No.
  • City & RTO
  • Car Brand
  • Car Model
  • Car Fuel Type
  • Car Variant
  • Registration Year
Looking for Car Insurance?
Get Car Insurance starting at only 2094/year #
Compare & Save upto 85%* on Car Insurance
  • Renew policy in 2 minutes*

  • 21+ Insurers to choose

  • 1.2Cr+ Vehicles Insured

Processing
    Other models
    Other variants
    Select your variant
    View all variants
      Secure
      We don’t spam
      View Prices
      Please wait..
      By clicking on “View Prices”, you agree to our Privacy Policy & Terms of Use
      Get Updates on WhatsApp
      Select Make
      Select Model
      Fuel Type
      Select variant
      Registration year
      Registration month
      Save & update
      Please wait..
      Search with another car number?

      We have found best plans for you!! Our advisor will get in touch with you soon.

      What is a Car Insurance Premium Calculator? How Does it Work?

      A car insurance premium calculator is an online tool that can help car owners to ascertain car insurance premiums before purchasing a plan. This calculator can be used for various purposes such as calculating insurance premium for a year, calculating the IDV of your car and comparing plans from multiple car insurance companies.

      Read more

      How Does a Car Insurance Calculator Work?

      A car insurance premium calculator takes into account your car’s model, registration year, RTO, and variant to calculate the estimated premium of your four-wheeler. A car insurance premium calculator works based on these factors:

      • Make, Model and Variant: Your car’s make, model and variant are among the topmost factors that are used to calculate the premium of your four-wheeler insurance premium. Luxurious cars like BMW, Mercedes, etc have a higher premium than low-budget cars like Swift, Maruti, etc.
      • Car Fuel Type: Another factor that helps in calculating the premium of your vehicle insurance is the fuel type of your car. A CNG car attracts a higher premium as compared to a petrol or diesel car.
      • Year of Purchase: Based on the year of purchase, a car insurance calculator determines the estimated price of your four-wheeler policy.
      • RTO of the Car: The RTO where your car has been registered is also used to calculate the car insurance price of a four-wheeler.
      • Previous Claim Record: Whether you have previously raised a claim or not is also necessary for determining your car insurance renewal premium. If you haven’t made a claim in the previous year, you will receive a discount on your premium based on your NCB reward.

      Thus, for a car insurance premium calculator to work, you must have the above-mentioned details handy.

      How to Calculate Car Insurance Premium Online?

      Using a car insurance premium calculator is a very easy process. Simply head to the ‘Car Insurance Premium Calculator’ on Policybazaar.com and follow these steps:

      Step 1: Visit the 'Car Insurance Calculator' page

      Step 2: On the given calculator simply enter your car's model, make, fuel type and variant

      Step 3: Select the RTO of your four-wheeler

      Step 4: Select the year in which your car was purchased

      Step 5: Select whether you have made a claim or not

      Step 6: Press the ‘Calculate' button

      Step 7: You will now see the estimated premium and Insured Declared Value of your car.

      Wrapping Up!

      With the help of a car insurance calculator, you cannot only calculate motor insurance premiums online but also compare car insurance premiums of different insurance companies on Policybazaar.com. Moreover, this calculator works for both old and new cars as well. Thus, even if you are considering car insurance renewal, you can make good use of this tool.

      Find similar car insurance quotes by body type

      Hatchback Sedan SUV MUV
      Save upto 85% on Car Insurance
      Search
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
       Why buy from policybazaar

      Car insurance articles

      • Recent Article
      • Popular Articles
      17 Apr 2024

      Understand the Nitty-Gritty of Car Insurance Policy...

      Have you recently purchased a car insurance policy for your new

      Read more
      22 Feb 2024

      IDV in Car Insurance

      In layman's terms, the IDV full form is the Insured Declared Value

      Read more
      31 Jan 2024

      Must-Have Car Insurance Addons for Brand New Cars

      Investing in a full-coverage car insurance policy is essential for

      Read more
      29 Jan 2024

      No Claim Bonus (NCB) in Car Insurance

      No Claim Bonus (NCB) is a reward given by an insurer to a

      Read more
      17 Jan 2024

      How to Choose the Right Car Insurance for Your First Car?

      Buying their first car is no less than a milestone unlocked for

      Read more
      11 Aug 2021

      How to Check Car/Vehicle Insurance Status Online

      It doesn’t matter if you are an excellent driver or take your car out only once in a few months; your vehicle must

      Read more
      20 Jun 2019

      Getting Your Duplicate Car Insurance Policy is...

      Losing your car insurance documents can be daunting. In such a state of affairs, the first thing that comes to your

      Read more
      20 Dec 2021

      How To Find Car Insurance Details By Registration Number

      Sometimes, you may face situations when you need car insurance or vehicle owner details but cannot readily access

      Read more
      03 Jun 2016

      How to Transfer Car Insurance Policy?

      An integral part of selling a car for both the buyer and the seller is ensuring a successful car insurance transfer

      Read more
      20 Jul 2017

      Comprehensive Insurance Vs Third Party Insurance

      Comprehensive car insurance offers protection to the insured car against third-party liabilities and own damages due

      Read more

      #Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc

      *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.

      top
      View Plans
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL