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Section 184 of the Motor Vehicles Act deals with dangerous driving. In 2019, road accidents accounted for 43% of deaths in India, which highlighted the urgent need for stricter road safety laws. As a result, the government of India made some amendments to the act in 2019. If anyone drives a motor vehicle in a manner that can put other road users in danger, they may face a fine, imprisonment, or both. As a commuter, read on to know the important facts about Section 184 of the MV Act.Read more
Under Section 184 of the Motor Vehicles Act, 1988, engaging in the following actions may be treated as dangerous driving:
Whether Section 184 applies depends on the facts of each case and the level of danger caused by the driver's actions.
To improve road safety and reduce reckless driving, the penalties under Section 184 of the Motor Vehicles Act have become stricter following the landmark amendments by the Indian government in 2019:
| Stage of Offence | Punishment |
| First offence | Fines from Rs. 1,000 to Rs. 5,000 and/or 6 months to 1 year of imprisonment |
| Subsequent offence | Fine of up to Rs. 10,000 and/or up to 2 years of imprisonment |
Make sure you carry the following documents to show to traffic police or other authorities during routine checks:
Note: Nowadays, you can store these documents on the DigiLocker or the mParivahan app for anytime access. As per the Ministry of Road Transport and Highways (MoRTH), documents stored digitally in these apps are legally accepted.
As per Indian motor laws, every vehicle used on public roads in India must be covered by at least a valid third-party insurance. It provides coverage for injury or death to a third party and/or damage to their property from an accident involving your vehicle.
However, comprehensive car insurance offers better financial protection to vehicle owners. While not mandatory, it covers both third-party liabilities as well as damages to your own vehicle arising from accidents, theft, fire, natural disasters, and other events, subject to the insurer's terms & conditions.
Getting a challan under Section 184 does not mean that your car insurance becomes invalid. But if an accident happens due to dangerous or reckless driving, the insurance company may investigate the incident before deciding the claim. The final decision depends on your policy terms and the circumstances of the accident.
Moreover, insurers may also consider repeated traffic violations when evaluating risks at the time of policy issuance or renewal. Hence, by driving safely and following traffic rules, you can reduce the risk of accidents, avoid legal trouble, and make the claim process smoother.
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Read more#Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc
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*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
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