What Should You do in Case of a Car Accident?

Get Car Insurance starting at only ₹2,094/year #

Its said that your safety is in your hands. As a driver, if you follow all the rules and instructions on the road properly, the chances of an accident will be very less. Alert today, alive tomorrow is what drivers should abide by.

Read more

  • Renew policy in 2 minutes*

  • 20+ Insurers to choose

  • 51 Lakh+ Vehicles Insured

#TP price for less than 1000 CC cars. All savings are provided by insurers as per IRDAI approved insurance plan. Standard T&C apply.

Get Car Insurance starting at only ₹2,094/year #
Looking for Car Insurance?
    Other models
    Other variants
    Select your variant
    View all variants
      Full Name
      Mobile No.
      View Prices
      Please wait..
      By clicking on “View Prices”, you agree to our Privacy Policy & Terms of Use
      Get Updates on WhatsApp
      Select Make
      Select Model
      Fuel Type
      Select variant
      Registration year
      Registration month
      Save & update
      Please wait..

      We have found best plans for you!! Our advisor will get in touch with you soon.

      You should keep in mind that if you have only a third party insurance policy, it doesnt cover your own vehicle in case of an accident. It covers legal liability for the damage you may cause to a third party only bodily injury, death, and damage to third party property while using your vehicle.

      What Should you do in Case of a Car Accident

      So, you should be very cautious while driving your vehicle. Unfortunately, if an accident happens you need to follow some important things.

      Don't panic and keep calm

      Dont get panicked in this situation and dont try to run away from the spot. You should inform the person whose car was hit or the injured person that you have third-party insurance and their damages will be covered. You should assure the other person that he/she doesnt need to worry.

      Inform the insurance company without delay

      It is recommended to inform your insurance company about the accident within 48 hours to start the claim procedure. There is a toll-free number given byinsurers to the consumers for claims. One should dial that number.If you don't inform the insurer, you may be asked a valid reason by the insurance company for the delay in informing them.

      Take pictures of the accident spot

      It is recommended to click pictures of the accident spot and keep them with you as it comes handy during the legal case and settling an insurance claim. Capture the scene as accurately as you can. Click the condition of the car and road from all sides. Capture the dents and scratches to document the damage.

      Note down details of the third-party contact

      You should always note down the details of the damaged vehicle. You should also note down the contact details of the person who was injured, or whose car got damaged. Always click a photo of the insurance policy of the third party as it may help during the claim.

      Always look for witnesses

      You should always look for a witness in case of an accident. Keep their contact details with you. A credible and objective witness may be beneficial for your claim. Insurers value the perspective of unbiased witnesses and can settle for a fair amount of compensation.

      Keep the documents handy

      During the claim process, submitting original documents like the car's registration certificate, driving license of the person driving at the time of loss, claim form,etc are mandatory. Keep the e-mail/courier receipts of the documents submitted to the insurer for settling claim handy. This is helpful to track which documents you have submitted.

      Find similar car insurance quotes by body type

      Hatchback Sedan SUV MUV
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
       Why buy from policybazaar

      Car insurance articles

      Recent Articles
      Popular Articles
      Importance and Benefits of Comprehensive Car Insurance Policy

      20 Sep 2023

      Having third-party car insurance is mandatory as per the motor
      Read more
      5 Common Myths About Buying Motor Insurance

      13 Sep 2023

      When buying car insurance, it is essential to have a thorough
      Read more
      Lesser Known Motor insurance Add-ons

      13 Sep 2023

      While popular add-ons like Engine Cover, Zero Dep, and Return to
      Read more
      6 Things To Consider Before Buying Your New Car

      04 Sep 2023

      Buying a new car can become a harrowing experience if you don't
      Read more
      Essential Tips To Take Care Of Your Car's Engine

      07 Sep 2023

      As much as the heart is a vital organ for your body, the engine is
      Read more
      Check Vehicle/Car Insurance Status Online on Parivahan Sewa, Vahan, IIB & RTO
      It doesn’t matter if you are an excellent driver or take your car out only once in a few months, your car must be
      Read more
      How to Find Car Insurance Details by Registration Number?
      As a car owner, it is mandatory to have a car insurance policy under the Motor Vehicles Act, 1988. Sometimes, you
      Read more
      Getting Your Duplicate Car Insurance Policy is Easy-Here’s How!
      Losing your car insurance documents can be daunting. In such a state of affairs, the first thing that comes to your
      Read more
      How to Transfer Car Insurance Policy?
      An integral part of selling a car, for both the buyer and the seller, is ensuring a successful car insurance
      Read more
      Vehicle Scrappage Policy in India: All You Need to Know
      With an aim to phase out unfit and polluting vehicles, the Government of India has rolled out Vehicle Scrappage
      Read more

      View Plans
      Download the Policybazaar app
      to manage all your insurance needs.