How to Claim Car Insurance After Accident in India

Get Car Insurance starting at only ₹2,094/year #
Processing

Car accident insurance claims begin with road traffic accident. Car accident is a road traffic incident which usually involves one road vehicle colliding with either another vehicle or a road user and which may result in injury or property damage, or possibly death. Accident can be of different nature, like for cars it can be due to collision or non collision.

Read more

  • Renew policy in 2 minutes*

  • 20+ Insurers to choose

  • 51 Lakh+ Vehicles Insured

#TP price for less than 1000 CC cars. All savings are provided by insurers as per IRDAI approved insurance plan. Standard T&C apply.

Get Car Insurance starting at only ₹2,094/year #
Looking for Car Insurance?
    Other models
    Other variants
    Select your variant
    View all variants
      Full Name
      Email
      Mobile No.
      View Prices
      Please wait..
      By clicking on “View Prices”, you agree to our Privacy Policy & Terms of Use
      Get Updates on WhatsApp
      Select Make
      Select Model
      Fuel Type
      Select variant
      Registration year
      Registration month
      Save & update
      Please wait..

      We have found best plans for you!! Our advisor will get in touch with you soon.

      Accidents can be very stressful and lead you to trauma. There is the fear about what impact the accident will have on your driving record and insurance. Such thoughts can make it hard to think clearly and respond properly. And if there are injuries, the stress can be amplified.

      But that's when a clear head and quick action are really crucial. First calm down, call for the police and seek advice from a solicitor, they usually offer good advice when approached by the affected party. There are different types of motor accident claims like the claims that can be made for road accident. 

      What To Do After a Car Accident To Claim Insurance?

      • It is best to record and make a note of all the information that you can observe at the place where the accident took place. A keen observation will help you when making the claim. Give all the minute details when you are making the accident claim.
      • Make note of witnesses if there are any. It is helpful to collect the addresses and phone numbers of those who witnessed the accident, such eye witnesses can throw light on the cause of the accident.
      • Take the pictures of the place where the accident took place. Pictures of the accident site will always add weight to the claim. It will prove that you are right and the accident is a result of the negligence of the other party.
      • If you are injured in the accident the nature of the injury has to be recorded.
      • If the police personnel are available in the accident site it is important to collect the case number from them, if a case is registered. Also the insurance details of the other party have to be noted.
      • Calm down and go to the hospital after the accident to get treated and get the doctor's opinion about the nature of the injury.
      • Keep track of all the expenses that you have incurred as a result of the accident.
      • Another important advice on accident claims is the time frame to be kept in mind. The victim has to file the claim within a stipulated time period. Call your insurer or the agent to find more about claim procedure.

      Just relax and take some time to file your claim. However it is advisable to watch out the level of loss. If the loss is on the higher side file the claim, but if it is nominal and almost close to the excess you need to pay, then avoid claiming to avail discounts your company will offer in the renewal. 

      Find similar car insurance quotes by body type

      Hatchback Sedan SUV MUV
      Search
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
       Why buy from policybazaar

      Car insurance articles

      Recent Articles
      Popular Articles
      Importance and Benefits of Comprehensive Car Insurance Policy

      20 Sep 2023

      Having third-party car insurance is mandatory as per the motor
      Read more
      5 Common Myths About Buying Motor Insurance

      13 Sep 2023

      When buying car insurance, it is essential to have a thorough
      Read more
      Lesser Known Motor insurance Add-ons

      13 Sep 2023

      While popular add-ons like Engine Cover, Zero Dep, and Return to
      Read more
      Essential Tips To Take Care Of Your Car's Engine

      07 Sep 2023

      As much as the heart is a vital organ for your body, the engine is
      Read more
      What Should You do in Case of a Car Accident?

      07 Sep 2023

      Its said that your safety is in your hands. As a driver, if you
      Read more
      Check Vehicle/Car Insurance Status Online on Parivahan Sewa, Vahan, IIB & RTO
      It doesn’t matter if you are an excellent driver or take your car out only once in a few months, your car must be
      Read more
      How to Find Car Insurance Details by Registration Number?
      As a car owner, it is mandatory to have a car insurance policy under the Motor Vehicles Act, 1988. Sometimes, you
      Read more
      Getting Your Duplicate Car Insurance Policy is Easy-Here’s How!
      Losing your car insurance documents can be daunting. In such a state of affairs, the first thing that comes to your
      Read more
      How to Transfer Car Insurance Policy?
      An integral part of selling a car, for both the buyer and the seller, is ensuring a successful car insurance
      Read more
      Vehicle Scrappage Policy in India: All You Need to Know
      With an aim to phase out unfit and polluting vehicles, the Government of India has rolled out Vehicle Scrappage
      Read more

      top
      View Plans
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL