Accidents can be very stressful and lead you to trauma. There is the fear about what impact the accident will have on your driving record and insurance. Such thoughts can make it hard to think clearly and respond properly. And if there are injuries, the stress can be amplified.
But that's when a clear head and quick action are really crucial. First calm down, call for the police and seek advice from a solicitor, they usually offer good advice when approached by the affected party. There are different types of motor accident claims like the claims that can be made for road accident.
Just relax and take some time to file your claim. However it is advisable to watch out the level of loss. If the loss is on the higher side file the claim, but if it is nominal and almost close to the excess you need to pay, then avoid claiming to avail discounts your company will offer in the renewal.
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