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    Motor Insurance to be Made Compulsory for Fitness Test

    From April 1st, uninsured vehicles will not be permitted for the fitness test. The transport department is making certain changes in its online operations to make sure the transaction isn’t finished unless the legitimate insurance information is entered. The RTA offices will have the access to the insurance details, as the data will be uploaded to the system.

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    Vehicle owners will have to present vehicle documents to get the fitness certificate. The officials would verify the documents first, and then will forward the application. The new system would allow the transaction to be completed only after the insurance details are entered. The details would be scanned and matched up with the data given by the insurers. When the details are matched up, only then the transaction would be completed. These transactions comprise permanent registration, fitness certificate, issuing of NOCs, transfer of ownership etc.

    Under Section 194(2) (b) of the Motor Vehicle Act, vehicle owners who do not have motor insurance may face a penalty of Rs. 1,000. Instead of paying the fine, buying third-party insurance that starts from just Rs. 650 can be brought.

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    Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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    #Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc

    *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.

    +Savings are based on the maximum discount on own damage premium as offered by our insurer partners.

    ^Lowest Price Guaranteed is based on certifications shared by insurers with us. Policybazaar will facilitate price matching subject to the terms and conditions of select insurers.

    ##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.