"No Compensation To The Owner If Vehicle Is Lost Due To Negligence"

As reported by The Economic Times, the court made the observation while denying the insurance claim to a truck owner whose truck was stolen after Mr. Pandey’s driver forgot the keys in the vehicle and left it unattended for some time in an unauthorized place.

In its judgment, Mrs. Kamini Lau, Additional District Judge, said, “The statement that one key had gone with the vehicle clearly establishes that Ram Nandan (the truck driver) had left it in the vehicle, while leaving the truck unattended for at least one hour fifteen minutes as per his own admission. But from the record of the FIR, the time appears to be much longer since the information of the theft was given to police in writing at 8.30am on October 25, 2013, in spite of the distance of the police station from the place of theft being merely a kilometer away." She further added, "The insured vehicle was stolen due to the negligence of the driver of the plaintiff. The plaintiff is guilty of breach of terms and conditions of the insurance policy. I, hereby, hold that the plaintiff is not entitled to any relief of recovery from the defendant as asked for in the plaint.”