Harley-Davidson Sportster S Insurance

Popular Harley-Davidson Sportster S Variants with Insurance Premium

*Disclaimer: The premium of your bike insurance policy mentioned above is calculated using the online insurance premium calculator from Policybazaar.com and is based on the registration year, location of registration, IDV, etc. Moreover, it varies from insurer to insurer. 

Reasons to Buy Harley-Davidson Sportster S Insurance Online from Policybazaar.com

Choosing the right insurer is essential, especially while protecting an expensive bike like the Sportster S. Here's why Policybazaar.com can be an ideal platform for it.

• Roadside assistance is available if your bike breaks down while riding. Services like fuel assistance, minor repair work, and towing are provided.
• If you don't make a bike insurance claim in a policy year, you can get No Claim Bonus (NCB), a discount on your Harley-Davidson Sportster S insurance premium.
• The 24/7 customer service helps you with all insurance-related questions. Dial 1800-258-5970 to get your queries answered.
• Comprehensive bike insurance policies cover third-party liabilities as well as own damages.
• You can avail of cashless services for the repairs after accidental damage.
• Policybazaar.com helps you get fast claim settlements, whether it's a cashless claim or a reimbursement request.

*Disclaimer: The coverage of your Harley-Davidson Sportster S bike insurance differs depending on the chosen insurance company. Examine the policy wordings provided by your insurer for clarity.

Harley-Davidson Sportster S Insurance Add-Ons

Bike insurance companies offer optional covers at an extra cost for those who want enhanced protection for their bikes. With an expensive bike like the Harley-Davidson Sportster S, extending the standard coverage can be a good idea.

• Bumper-to-Bumper Cover: If you buy this optional cover, you will be compensated for the entire repair cost of your bike. The depreciation of the bike's parts will not be considered.
• Tyre Safeguard Cover: This add-on covers the cost of repairing or replacing the tyres and tubes of your Harley-Davidson Sportster S after accidental damage.
• Return to Invoice Cover: If your bike is stolen or damaged beyond repair, you can get an amount equal to its invoice value if you have this add-on cover. The invoice amount includes the ex-showroom price, road tax, and registration charges.

How to Buy/Renew Harley-Davidson Sportster S Insurance Online?

Renewing or purchasing Harley-Davidson Sportster S insurance no longer requires long forms or office visits. Follow this process for online purchase and renewal of bike insurance.

• Step 1: Go to Policybazaar.com. Under 'Insurance Products', select 'Bike Insurance'.
• Step 2: To renew your bike's insurance, enter its registration number. ‘Choose 'Bought a New Bike?' if your Harley-Davidson Sportster S is brand-new.
• Step 3: Complete the bike insurance form displayed.
• Step 4: Click on 'Comprehensive' or 'Third-party' bike insurance.
• Step 5: Select the required optional covers, like personal accident, NCB protection, and zero depreciation coverage.
• Step 6: Examine the list of bike insurance plans that are offered. Choose a plan that suits your requirements, then use any online option to pay the quoted premium.
• Step 7: You will shortly receive the policy documents via email.

How to Claim Harley-Davidson Sportster S Insurance Online?

The process of filing your insurance claim is slightly different for cashless and reimbursement claims.

1. Cashless Claim Settlement

   Here are the steps to filing a cashless claim for accidental damage.

   • Step 1: Report the bike accident to the insurance provider.
   • Step 2: A surveyor will be assigned by the insurance company to inspect the damages and draft an evaluation report.
   • Step 3: You can bring your bike to a network garage after the insurer has verified and estimated the cost of repairs.
   • Step 4: The insurer would pay the bill directly to the garage.

2. Reimbursement Claim Settlement

   Here's the process for filing a request for reimbursement of repair bills.

   • Step 1: Inform your insurance provider of the accident.
   • Step 2: A surveyor will be sent to inspect your damaged Harley-Davidson Sportster S.
   • Step 3: The surveyor will prepare an assessment report within 48 hours of the inspection.
   • Step 4: Send your insurance company a signed claim form.
   • Step 5: You can take the bike to any garage for repairs after the claim has been accepted. Spend your own money to pay the bills.
   • Step 6: Your bank account will be credited with the repair costs by the insurer.

Documents Required for Harley-Davidson Sportster S Insurance Claims

Provide the following documents to process your claim:

• Duly filled and signed claim form.
• FIR copy, for cases involving fire, property damage, third-party injury, or death.
• Payment receipts for repair expenses you have covered.
• The registration book of your Harley-Davidson Sportster S.
• KYC documents (mandatory if damages exceed Rs. 1 lakh).
• The estimated cost of repairs or the actual bills.
• The registration certificate of your Harley-Davidson Sportster S.
• The owner's driving licence.

Additional Documents Required for Harley-Davidson Sportster S Insurance Theft Claims

If your Harley-Davidson Sportster S has been stolen, submit the following documents as well.

• A 'No Use' letter issued by the RTO.
• A letter of subrogation.
• The original registration certificate.
• The keys to the bike.
• Purchase invoice of the vehicle.
• FIR lodged with the police.
• The original Harley-Davidson Sportster S insurance documents.
• No Objection Certificate (NOC) from the financier, if applicable.