Chikitsa Pratipoorti Yojana - Jharkhand

Why was the Chikitsa Pratipoorti Yojana Introduced

The construction workers often have to face health risks frequently, as their work is physically intensive, and there are no proper means of affordable health care services available to them. Additionally, they are not financially stable to fall back upon in case they fall sick. When the construction worker gets affected by an illness, it becomes very difficult for his family members to cope with the financial burden of a disease like cancer, heart disease, or kidney failure.

In order to address the special needs of the construction workers, the state of Jharkhand has launched a health care scheme called the Chikitsa Pratipoorti Yojana. The scheme was introduced to provide a dedicated financial protection to the registered construction workers for their serious health treatments.

Chikitsa Pratipoorti Yojana - Key Highlights

Who is Eligible for Chikitsa Pratipoorti Yojana

• Domicile: Must be a resident or domicile of the state of Jharkhand.
• Worker Registration: Must be a registered construction worker with the Jharkhand Building and Other Construction Worker Welfare Board (JBOCWW Board).
• Occupation: Must be actively engaged in construction work (e.g., masons, carpenters, electricians, porters, painters).
• Age Limit: Must be at least 18 years of age (typically between 18 and 60 years).
• Medical Condition: Must be diagnosed with a covered serious illness, such as cancer, heart disease (including surgery), kidney disease (including surgery), incurable mental illness, AIDS, spinal surgery, bone marrow transplant, or major organ transplants.
• Usage Limit: The financial assistance is available once per disease per beneficiary.

What Chikitsa Pratipoorti Yojana Covers

The Chikitsa Pratipoorti Yojana scheme is a reimbursement scheme for construction workers who are registered under this scheme in the state of Jharkhand for critical illnesses.

Diseases or Conditions Covered

• Oncology: Cancer treatments.
• Cardiology & Surgery: Major problems associated with the heart and operations related to that.
• Nephrology: Diseases of the kidneys and operations related to them.
• Organ and Tissue Transplantation: Bone Marrow and Liver Transplantation.
• Orthopaedics & Spine: Total hip replacements and complex spinal surgeries.
• Ophthalmology: Retinal detachment and proliferative diabetic retinopathy.
• Gastroenterology: Hepatoma, advanced-stage liver cirrhosis, and severe reflux disease.
• Chronic & Infectious Illnesses: AIDS and incurable mental illnesses requiring ongoing care or surgery.

Documents Required to Apply for Chikitsa Pratipoorti Yojana

In order to apply for the Chikitsa Pratipoorti Yojana, the following list of documents has to be provided along with the online application form:

Identity & Registration Proof

• Aadhaar Card
• JBOCWW Board Registration Certificate / Card (Proof of registration as a construction worker)
• eSHRAM Card
• Passport-sized Photographs

Residency & Financial Proof

• Domicile Certificate / Proof of Residence in Jharkhand
• Income Certificate
• Bank Passbook Details (First page showing account number, bank name, and IFSC code for direct benefit transfer)

Medical Documents

• Medical Certificate / Hospital Diagnosis Report (From a recognised or government hospital confirming the serious illness/treatment)
• Original Medical Bills & Discharge Summary (Required for cost reimbursement estimation)

How to Apply Step by Step

Step 1: Portal Registration

• Visit the Comprehensive Labour Management System (https://shramadhan.jharkhand.gov.in/l).
• Click Login at the top and select Register Here.
• Fill in your details (Name, Mobile Number, Email).
• Set a username and password, enter the captcha, and click Register.
• Verify your account using the OTP sent to your phone/email.

Step 2: Submit Application

• Log in to the Shramadhan Portal using your username and password.
• Navigate to Services, then click on BOC Scheme Benefit and then on Application Form.
• Fill in your Basic Details (BOC Registration Number, Aadhaar Number, Name, DOB, District).
• Under the Select Scheme, choose Chikitsa Pratipoorti Yojana.
• Upload required documents (Aadhaar, BOC Certificate, Medical Certificate/Hospital Bills, Bank Passbook).
• Click Submit Request to submit the application form.

How to Check Application Status of Chikitsa Pratipoorti Yojana

You can track the status of your Chikitsa Pratipoorti Yojana application through the official Jharkhand Shramadhan Portal by following these steps:

Steps to Check Application Status

• Visit the Official Portal: Go to the official Shramadhan Portal.
• Log In to Your Account: Click on Login and enter your registered Username/Registration Number and Password.
• Navigate to Scheme Section: Once logged in, go to the Scheme tab on your user dashboard and select Track Application Status or Application Details.
• Enter Application Details: Input your Application Reference Number or Registration Number if prompted, then click Search / Track.
• View Status: The screen will display the current progress of your application (e.g., Pending for Recommendation, Approved by District-Level Committee, or Rejected).

If you applied offline through a CSC (Pragya Kendra) or the Labour Office, you can also check your application status directly at your nearest district Labour Office by providing your registration details.

Helpline and Support

Other Government Schemes

• Pradhan Mantri Suraksha Bima Yojana (PMSBY): An accidental insurance that gives Rs. 2 lakhs for accidental death and total disability, and Rs. 1 lakh for partial disability.
• Mukhyamantri Noni Sashaktikaran: Chhattisgarh government scheme where a one-time amount of Rs. 20,000 is given to daughters of construction workers for their empowerment.
• Ayushman Bharat (AB PM-JAY): Health insurance flagship scheme that provides up to Rs. 5 lakhs cover for cashless hospitalisation per family per annum.
• Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY): A central life insurance policy that covers Rs. 2 lakhs for death from any cause.
• Nirmaan Shramik Mrtyu Evan Divyaang Sahaayata Yojana: It was launched to provide financial support and social security to construction workers and their families in cases of natural death, accidental death, or permanent disability occurring at the workplace.

Other Government Schemes of Jharkhand

• Mukhyamantri Gambhir Bimari Upchar Yojana (MGBUY): state health insurance of Jharkhand, which offers a financial relief of up to ₹10 lakh for high-cost treatment of life-threatening diseases.
• Ayushman Bharat - Mukhyamantri Jan Arogya Yojana (AB-MMJAY): is a state version of the Ayushman Bharat Scheme in Jharkhand. It offers a cashless coverage up to ₹5 lakh per family annually for secondary and tertiary hospitalisation.
• Mukhyamantri Abua Swasthya Suraksha Yojana is implemented to complement existing health coverage by offering extended health coverage of up to ₹15 lakh for low-income vulnerable families for high-cost treatment.
• State Employees Health Insurance Scheme (SEHIS): a state Health Insurance scheme which offers a cashless treatment for Jharkhand government employees, pensioners, and their dependents.