Mukhyamantri Swasthya Sahayata Yojana - Jharkhand

Why Was Mukhyamantri Swasthya Sahayata Yojana Introduced

Prior to the introduction of the Mukhyamantri Swasthya Sahayata Yojana (MMSSYJ), the poor and marginalised population in Jharkhand, more specifically those belonging to the Scheduled Tribe (ST), Scheduled Caste (SC), Minority and Backward Classes (OBC) communities, were extremely vulnerable financially when dealing with unexpected illnesses, costly surgeries, or prolonged treatments.

In order to bridge the gap, the Department of Scheduled Tribe, Scheduled Caste, Minority and Backward Class Welfare of the Government of Jharkhand launched the Mukhyamantri Swasthya Sahayata Yojana. The purpose of this scheme is to offer financial protection to marginalised groups through the transfer of financial aid directly to the beneficiaries.

Key Highlights- Mukhyamantri Swasthya Sahayata Yojana

Eligibility to Apply for Mukhyamantri Swasthya Sahayata Yojana

• Residency: Must be a permanent resident of Jharkhand.
• Category: Must belong to a Scheduled Tribe (ST), Scheduled Caste (SC), Backward Classes (OBC), or Minority community.
• Ration Card: Must hold a valid government-issued Ration Card (Priority Household Antyodaya Anna Yojana , or Green Card).
• Medical Condition: Must be actively undergoing medical treatment or surgery for an eligible illness (e.g., general illnesses/surgeries, cancer, or COVID-19).

What Mukhyamantri Swasthya Sahayata Yojana Covers

The Mukhyamantri Swasthya Sahayata Yojana provides financial assistance to eligible beneficiaries for medical treatment. The amount of assistance depends on the beneficiary category and the type or duration of treatment required.

For Adults

• Treatment for illness or surgery: Adults can receive ₹3,000 if the treatment or hospital stay is for less than 7 days.
• Longer treatment: If treatment continues for more than 7 days, the financial assistance increases to ₹5,000.
• COVID-19 treatment at home: Eligible adult beneficiaries can receive ₹5,000 for home-based treatment.
• COVID-19 hospital treatment: Financial assistance of ₹10,000 is available for eligible adults receiving treatment in a hospital.
• Cancer treatment: The scheme provides up to ₹25,000 in financial assistance for eligible cancer treatment.

For Minors

• Treatment for illness or surgery: A minor can receive ₹1,500 when treatment is required for less than 7 days.
• Longer treatment: Financial assistance of ₹2,500 is available when treatment continues for more than 7 days.
• COVID-19 treatment at home: Eligible minor beneficiaries can receive ₹2,500.
• COVID-19 hospital treatment: The assistance amount is ₹5,000 for eligible hospital treatment.
• Cancer treatment: Eligible minors can receive up to ₹15,000 for cancer treatment.

What Mukhyamantri Swasthya Sahayata Yojana does not Cover

• Expenses related to pregnancy and maternity care are not covered under this scheme.
• Beneficiaries receiving financial aid for the same treatment under another state or central healthcare scheme are ineligible for dual benefits.

Documents required to apply for Mukhyamantri Swasthya Sahayata Yojana

• Identity Proof: Copy of Aadhaar Card
• Ration Card: Copy of a valid Priority Household (PHH), Antyodaya, or Green Card
• Caste Certificate: Online-issued ST/SC/OBC/Minority Caste Certificate
• Medical Certificate: Certificate/Reports issued by a Chief Medical Officer (CMO) or Civil Surgeon detailing the illness, surgery, or treatment duration
• Age Proof: Birth Certificate or official age proof document
• Bank Details: Photocopy of the first page of your bank passbook (for Direct Benefit Transfer)
• COVID-19 Certificate: (If applying specifically for COVID-19 medical relief)

How to Apply Step by Step

The application process for the Mukhyamantri Swasthya Sahayata Yojana (MMSSYJ) in Jharkhand is conducted in offline mode.

Step 1: Go to the Designated Office

Visit your nearest administrative office during office hours:

• Block Office
• District Welfare Office
• Project Director (ITDA) Office

Step 2: Get the Application Form

Get a physical copy of the Mukhyamantri Swasthya Sahayata Yojana application form from the welfare officer.

Step 3: Fill in the Details

Fill out all the details in the application form, including personal identification.

Step 4: Attach Required Documents

Attach the following documents as per the requirements of the application.

• Aadhar Card
• Ration Card
• Caste Certificate
• Medical Certificate
• Birth Certificate
• Bank Information

Step 5: Submit & Take Receipt

Submit the filled form along with the attached documents to the same office. Make sure you get the acknowledgement receipt, which contains the date and time of submission with the reference number.

Once verified, the grant will be transferred directly into your bank account through the Public Financial Management System.

Helpline and Support

Other Government Schemes

• Central Government Health Scheme (CGHS): A central government healthcare scheme providing medical services to Central Government employees, pensioners and their eligible dependents.
• Ayushman Bharat PM-JAY: A central government health scheme providing health coverage of up to ₹5 lakh per family per year to eligible economically weaker families.
• Atal Amrit Abhiyan: A health insurance scheme launched by the Assam government that provides coverage up to ₹2 lakh annually.

Other Government Schemes of Jharkhand

• Mukhyamantri Gambhir Bimari Upchar Yojana (MGBUY): state health insurance of Jharkhand, which offers a financial relief of up to ₹10 lakh for high-cost treatment of life-threatening diseases.
• Ayushman Bharat - Mukhyamantri Jan Arogya Yojana (AB-MMJAY): is a state version of the Ayushman Bharat Scheme in Jharkhand. It offers a cashless coverage up to ₹5 lakh per family annually for secondary and tertiary hospitalisation.
• Mukhyamantri Abua Swasthya Suraksha Yojana is implemented to complement existing health coverage by offering extended health coverage of up to ₹15 lakh for low-income vulnerable families for high-cost treatment.
• Chikitsa Pratipoorti Yojana: State-sponsored scheme that offers health insurance coverage for registered unorganised Construction Workers.